Ramsey Financial Peace - Southern Tier

10/23/2026

I use EveryDollar to track my spending and stay on top of my monthly Budget.

You can too!

A Ramsey Ambassador shared a 14-day free trial of EveryDollar with you! Get ready to budget, beat debt, build wealth and transform your money—forever!

10/23/2026

Controlling your spending starts with understanding your own tendencies —the behaviors that trigger retail therapy.

-Be aware of outside social pressures like social media and ads that can cause you to buy things impulsively.

-Get someone on your side who can hold you accountable for your spending habits.

The key to fighting overspending is sticking to a budget. This forces you to be intentional about your money.

10/18/2026

I’m excited to announce my next virtual Financial Peace University class!

Learn how to become financially free.

Here’s the class link for more info : https://www.financialpeace.com/app/classes/E13DE1

10/12/2026

Credit cards make it easy to spend money you don’t have, while debit cards let you spend only money already in your account.

10/08/2026

Ready to reset your relationship with money? 💵✨Join Goodwill of Western New York and professional finance coach Rich Esposito for From STRESS TO SUCCESS: The 2-Hour Money Reset—a FREE Financial Wellness Seminar designed to help you feel more confident and in control of your finances.

You’ll learn how to:
💰 Build an emergency fund for life’s unexpected expenses
📝 Create a monthly budget that gives every dollar a purpose
📈 Reduce debt, grow your savings and work toward financial stability

📅 Wednesday, October 14
⏰ 6–8 p.m.
📍 Olean Goodskills Career Center

Plus, everyone who completes the seminar will receive a $20 Goodwill of Western New York gift card! 👏 Space is limited, so register today at https://www.goodwillwny.org/financialwellness

09/30/2026

The National Study of Millionaires found that most millionaires build their wealth through disciplined saving, consistent investing and living below their means—not through high salaries or inheritances.

Or the lottery.

09/29/2026

Change your financial future!

Get the Financial Peace class for $79 at the Ramsey flash sale.

Sign up TODAY.

https://store.ramseysolutions.com/money/financial-peace-university/financial-peace-university?utm_source=promotional&utm_medium=email&utm_term=fpu_bu&utm_campaign=september-flash-sale&utm_content=fpu-5631_sept-flash-sale-email1&_kx=iAG9whGhCNzuQ2P9xV9WarVxwdPy3879gwrOnsYLzTc.RzHn5B

09/27/2026

Focus on maintaining your income, and spending within your income, and the rest will take care of itself.

Take my next FinancialPeace class to learn how.

https://www.facebook.com/share/v/1BstXz9otL/?mibextid=wwXIfr

09/22/2026

Join my next FinancialPeace class and find out how you can become financially free.

Please share.

The fastest way to beat debt and build wealth.

09/19/2026

Eating healthy meals at home is a key way to keep more of your income for eliminating debt.

Here are 10 Cheap, Healthy Meals to Try This Month (Under $20 Each).

Your grocery bill is usually the easiest place to go over budget. To avoid overspending, try these 10 cheap, healthy meals this month.