Supreme Lending - Settle Team

Supreme Lending - Settle Team 630 N.

Garry Settle- Regional Operating Partner, NMLS #13547 at Supreme Lending NMLS #2129
https://www.facebook.com/profile.php?id=100027975056813
LinkedIn:
https://www.linkedin.com/in/garry-settle-8a570819b/ Buckman St, Sheperdsville, KY 40165
Branch NMLS #1931691

400 Ring Rd, Suite 108, Elizabethtown, KY 42701
Branch NMLS #1935871

2530 Scottsville Rd, Suite 19, Bowling Green, KY 42103
Branch NMLS #19

35712

240 Regency Rd, Suite A, Lexington, KY 40503

108 Daventry Ln, Louisville, KY 40223
Branch NMLS #1972557

A strong offer is not just about the price: it starts with knowing exactly how you plan to finance the home.Before you b...
09/02/2026

A strong offer is not just about the price: it starts with knowing exactly how you plan to finance the home.

Before you begin negotiating, take time to understand:

✓ Which financing options fit your goals and situation
✓ The payment range you are comfortable with: not just the maximum you may be approved for
✓ How much flexibility you have for cash to close, earnest money, and other upfront costs
✓ Which documents may be needed when the right home appears

When these decisions are made in advance, you can approach an offer with greater confidence and fewer last-minute questions. You and your real estate agent can focus on the terms that matter, while your loan officer has the information needed to help you evaluate the opportunity responsibly.

The goal is not to stretch as far as possible. It is to make an informed offer that fits your broader financial plan.

If you are preparing to buy, connect with the Supreme Lending Settle team to review your options and create a clear plan before you start negotiating.

09/01/2026

Procrastination costs much more than just lost time. When it comes to real estate, waiting often costs real opportunity.

The longer you delay your homeownership goals, the bigger the challenge can feel. Fear grows and excuses multiply while your future stays on hold.

Building wealth and securing your dream home starts by taking the first step today.

If buying or refinancing a home is on your to-do list, I would be honored to help. Call me today at 502-298-1356 or send a message to get started. 🏠

https://myoc.io/gsettle

Your attention is one of your most valuable resources. Protect it accordingly.Whether you’re helping a client move towar...
08/31/2026

Your attention is one of your most valuable resources. Protect it accordingly.

Whether you’re helping a client move toward homeownership, guiding a transaction, building a referral network, or leading a team, not every request deserves immediate attention.

Choose the priorities that matter most. Limit the distractions that pull you away from them. Then give important work your full attention instead of dividing it between five competing demands.

Focus creates clarity. Clarity improves decisions. And better decisions build trust.

This week, ask yourself: What deserves my best attention today: and what can wait?

Lead with intention, stay present, and make your focus work for you.

: Garry Settle

08/30/2026

The Chenoa Fund Down Payment Assistance program is designed to help buyers access FHA financing with support for the required down payment. 💰

Eligible buyers may receive 3.5% in down payment assistance provided by CBC Mortgage Agency. The program does not require first-time homebuyer status and does not impose income limits, making it a flexible option for many borrowers.

Chenoa offers both forgivable and repayable assistance options, depending on structure and eligibility. Some options may also allow for temporary interest rate buydowns, adding another layer of affordability early in the loan.

At Supreme Lending, we help buyers understand how programs like Chenoa fit into their overall homeownership plan. 🏡📝

This option may be especially helpful when FHA financing makes sense but saving for the full down payment is a challenge.

Chenoa Fund Down Payment Assistance program is subject to loan program guidelines, borrower eligibility, and property requirements. Not all borrowers will qualify. This is not a commitment to lend. Rates, terms, and availability may vary.
https://myoc.io/garrysettle



Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

08/29/2026

If buyers find a home they love, quick numbers can help them make confident decisions.

I’m around this weekend if you need help running the math. 📲
https://myoc.io/garrysettle



Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

Your pipeline deserves more than good intentions: it deserves a process.Consistent production is rarely about chasing ev...
08/28/2026

Your pipeline deserves more than good intentions: it deserves a process.

Consistent production is rarely about chasing every opportunity. It comes from knowing where each relationship stands, following up with purpose, and having a clear next step for every conversation.

The right process helps Loan Officers stay organized, protect valuable relationships, and turn consistent effort into consistent business. It creates room to focus on the people who need guidance: not wonder who needs a follow-up or what should happen next.

At Supreme Lending, the Settle team believes strong Loan Officers should have the structure, accountability, and support to build a business they can manage with confidence.

If you’re a Loan Officer looking for a team where disciplined pipeline management and long-term growth matter, let’s connect.

Message us to learn more about joining the Supreme Lending Settle team.

When you refer a client, the handoff matters just as much as the introduction.The first 48 hours set the tone for the en...
08/27/2026

When you refer a client, the handoff matters just as much as the introduction.

The first 48 hours set the tone for the entire lending experience. That’s why Garry Settle and the Supreme Lending Settle Team focus on four things from the start:

• Prompt contact with the client
• A clear introduction that reinforces your role and relationship
• Aligned expectations around communication and next steps
• Keeping you informed so you’re never left guessing

A strong referral handoff is like passing along a trusted recommendation: you want the client to feel cared for, the process to feel organized, and your professional reputation to remain in good hands.

If you’re a Realtor looking for a lending partner who values the client relationship and communicates with purpose, connect with Garry Settle and the Supreme Lending Settle Team.

Before you start touring homes, take a practical look at four parts of your financial picture:1. Stable income : Is your...
08/26/2026

Before you start touring homes, take a practical look at four parts of your financial picture:

1. Stable income : Is your current income consistent and easy to document?
2. Manageable obligations : After your regular bills and debts, is there room for a mortgage payment?
3. Emergency reserves : Would you still have savings available for unexpected expenses after buying?
4. Monthly payment clarity : Do you understand how principal, interest, property taxes, homeowners insurance, and possible HOA costs may fit into your budget?

Homeownership readiness is less about having a perfect financial picture and more about knowing where you stand before making a major decision. A little preparation can help you shop with greater confidence and fewer surprises.

The Supreme Lending Settle team is here to help you ask the right questions and understand your options. Start with a conversation: not an assumption.

08/25/2026

Are you ready to take your financial future from chaotic to calm? If you're struggling with disorganization—or just want to up your game and operate like a pro—let's talk strategy. 📈 High performers know that success comes with structure, discipline, and efficiency, not endless chaos.

Reach out today, and let’s apply these principles to your mortgage and financial needs. Whether you're just starting or ready to capitalize on new opportunities, I can help you create momentum and build trust. Your future self will thank you!

Text or call me at 502-298-1356. Are you ready to get organized and thrive?

https://myoc.io/gsettle

People remember more than what you promise: they remember whether you followed through.Reliability is built in the small...
08/24/2026

People remember more than what you promise: they remember whether you followed through.

Reliability is built in the small moments: returning the call, giving the update, meeting the commitment, and taking responsibility when circumstances change.

For borrowers, it creates confidence. For Realtors, it strengthens relationships. For loan officers and professionals, it becomes a reputation that opens doors long after one transaction or conversation is over.

This week, make reliability your standard. Do what you say, communicate clearly, and become the person others know they can count on.

That kind of trust is earned one follow-through at a time.

( Garry Settle)

Address

Shepherdsville, KY

Telephone

+15022981356

Website

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