The Gray Team - Seymour,IN

The Gray Team - Seymour,IN Meagan Gray- NMLS # 385911
Bo Gray- NMLS # 1391154
Corporate NMLS # 832799
Equal Housing Lender Meagan Gray - NMLS #385911 - Licensed in IN.

Corporate NMLS # 832799
Equal Housing Lender
https://www.nmlsconsumeraccess.org/

Direct Mortgage Loans (DML) is a privately owned and operated licensed direct mortgage lender located in Hunt Valley, Maryland. Our company focus is centered upon industry best practices, responsible lending, and courteous service. Our mission drives us to be committed to providing outstanding mortgage solutions and c

reating lifelong relationships with our clients and each other. Our vision is to be the mortgage industry leader in innovation and customer experience, by retaining the values of effective proactive, and respectful communication that fosters teamwork, transparency, and accountability to our clients, partners, and each other. A solution-focused positive attitude drives extraordinary results!

Love the reviews!  I may need to consider updating my headshot though, bit older now....  The Gray Team - Scottsburg, IN...
08/15/2024

Love the reviews! I may need to consider updating my headshot though, bit older now....

The Gray Team - Scottsburg, IN
The Gray Team - Seymour,IN

We most certainly strive for this level of service on every file!I couldn't do it without my right hand, Lindsey Barr!!!...
06/05/2024

We most certainly strive for this level of service on every file!

I couldn't do it without my right hand, Lindsey Barr!!!

The Gray Team - Scottsburg, IN
The Gray Team - Seymour,IN

I am the worlds worst about social media.  I very rarely post about our closings, but I do love a good testimonial!!!
03/06/2024

I am the worlds worst about social media. I very rarely post about our closings, but I do love a good testimonial!!!

You guys.  Thisssss is what we have been shouting from the rooftops for the last year and a half. šŸ’Æ  Seller concessions ...
11/16/2023

You guys. Thisssss is what we have been shouting from the rooftops for the last year and a half. šŸ’Æ Seller concessions matter.

Agents/sellers/buyers: when your lender says they need max amounts in seller concessions it is most likely not because your lender is "expensive" or "greedy". (If I had a dime for each one of those conversations šŸ˜† ) But if you have a truly excellent lender - we are being very specific about what we ask for and are using those funds creatively to make that specific transaction work.

In some cases (real clients who actually closed) we have seen 10k in closing costs make a buyer go from being approved for 135k to 210k. THIS IS SO HUGE. It is greatly important for buyers AND sellers alike to understand that this is a creative strategy and not greed - as this opens the opportunity for more homes to be available to the buyer, and creates a bigger pre approved buyer pool for a seller's property.

That is 100% a win/win for every person involved. šŸ˜

Starting your journey as a first-time home buyer can be intimidating, especially if you’re new to the process or not sur...
06/30/2023

Starting your journey as a first-time home buyer can be intimidating, especially if you’re new to the process or not sure where to start. Working with a mortgage expert will ensure you understand the financing process so you're confident every step of the way. Here are some tips for first-time home buyers to help ease your mind! https://bit.ly/3IGTICr

Happy Juneteenth! Here's hoping we can take this day to celebrate, educate and reflect on our freedoms, how we got here,...
06/19/2023

Happy Juneteenth! Here's hoping we can take this day to celebrate, educate and reflect on our freedoms, how we got here, and how we continue to evolve. Wishing you a meaningful day.

This Father's Day, we're celebrating all those who lend a helping hand, and make us laugh when we least expect it. No ma...
06/18/2023

This Father's Day, we're celebrating all those who lend a helping hand, and make us laugh when we least expect it. No matter where life's journey finds you today, we wish you all the best.

Investigate your home loan options! As a preferred lending partner of the FOP we’re proud to offer a variety of exclusiv...
06/08/2023

Investigate your home loan options! As a preferred lending partner of the FOP we’re proud to offer a variety of exclusive home financing options for our heroes in blue. Upon closing, members and their family and friends, receive:
- $500 closing cost credit or gift card
- To assist with your home financing needs.
- $100 donation to the FOP Foundation
- The donation is made in your name to assist the goals of the FOP Foundation’s causes.

Cash-in on your exclusive mortgage benefits! https://directmortgageloans.com/meagan-gray/



Gift card and donation subject to eligibility. Eligibility and approval is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral and underwriting requirements. Direct Mortgage Loans, LLC is licensed in Maryland. Direct Mortgage Loans, LLC NMLS ID # is 832799 (www.nmlsconsumeraccess.org). Direct Mortgage Loans, LLC office is located at 11011 McCormick Rd Suite 400 Hunt Valley, MD 21031. This is a paid endorsement. Equal housing lender.

Have you served in the military? Get the home you deserve with a VA Home Loan! VA loans are available for active, non-ac...
06/06/2023

Have you served in the military? Get the home you deserve with a VA Home Loan! VA loans are available for active, non-active or retired members of the U.S. Armed Forces who meet the established service requirements. Some benefits for those who qualify are:
- No down payment
- No monthly mortgage insurance (PMI)
- Lower interest rates
- Low or no cash requirements

Download our VA Home Buyer Guide to learn more: https://bit.ly/3wftoYO.



Eligibility and approval is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral and underwriting requirements. Direct Mortgage Loans, LLC is licensed in Maryland. Direct Mortgage Loans, LLC NMLS ID # is 832799 (www.nmlsconsumeraccess.org). Direct Mortgage Loans, LLC office is located at 11011 McCormick Rd Suite 400 Hunt Valley, MD 21031. This is a paid endorsement. Equal housing lender.

Address

Seymour, IN

Opening Hours

Monday 9am - 4:30pm
Tuesday 9am - 4:30pm
Wednesday 9am - 4:30pm
Thursday 9am - 4:30pm
Friday 9am - 4:30pm

Telephone

+18125225515

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