Craig D Walker NMLS 156034

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Craig D Walker NMLS 156034 Craig D. Walker ~ Sr Loan Officer "ApprovedbyCraig"
Movement Mortgage
Empowering homebuyers confidently and without confusion. All rights reserved.

Networker ~ Connector ~ Wealth Builder
HomeBenefits Program ~ Ask What it is! Licensed in WA OR CA ID
www.approvedbycraig.com With over 20 years of industry experience, Craig delivers professionalism, financial strategy, and top-notch customer service. Through the Absolute HOMEBenefits program, he has partnered with numerous professional organizations throughout the Northwest to deliver homebuyer education classes and help their employees and members navigate a variety of mortgage options. Craig is passionate about helping people achieve their goals. Whether they are buying their first home, or working towards building generational wealth, he connects with each customer individually, and guides them in potentially the biggest financial decision of their lives. As a 2-time All-American collegiate soccer player and graduate of Seattle Pacific University, Craig is committed to serving his community. In addition to coaching youth soccer for 25 years, he has held board positions for several local charities. He has earned multi-year honors winning Circle of Excellence, Summit Club, and President’s Club Awards. Cooking, traveling, experiencing world cuisine, and enjoying a well-made Old Fashioned are among his favorite activities. Mortgage Advisor MLO #156034, Conventional, FHA, VA, Jumbo, Reverse, Move up, Vacation and First Time Homebuyers

Movement Mortgage supports Equal Housing Opportunity. DISCLOSURES: While it is Movement Mortgage’s goal to provide underwriting results within six hours of receiving an application, process loans in seven days, and close in one day, extenuating circumstances may cause delays outside of this window. Movement Mortgage supports Equal Housing Opportunity. [OR, CA, ID, WA-MLO-156034] | Movement Mortgage LLC. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org). Additional information is available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

10/01/2026

Yes, rates are higher right now, but does that mean the House is "On-Sale"; I'm seeing a lot of seller rebates happening. What does this mean? You might be able to get a deal.

Is it better to pay more for a house ( multiple offers ) and have a low rate? Or pay less for a house and possibly get seller rebates and have a higher rate?

What's your answer?


Movement Mortgage - Seattle Eastlake Branch

09/30/2026

Seller Concessions Explained:

* Can help Cover Closing Costs
* Common Concessions include; Fees, Taxes and Insurance
* Can be used to Buy Points to Lower Interest Rate

Buyers reach out with questions. It's all about the Education!


Movement Mortgage - Seattle Eastlake Branch

09/21/2026

New Conforming Loan Limits!

✔️More Purchasing Power
✔️More Homes Within Reach
✔️More Flexibility When Strusturing an Offer
✔️More Opportunity to Buy the Home You Want

Let's Run the Numbers!

Seattle King County RealtorsWomen's Council of Realtors South King County Movement Mortgage - Seattle Eastlake Branch

09/16/2026

HomeBuyer Education is the Key to helping people build generational wealth!

Sometimes you’re close but just not making it income wise and you don’t want to use non QM ( qualified mortgage, think outside the box ) ) loans for whatever reason (higher rates, prepayment penalties, or other).

Freddie Mac recently came out with new guidelines improving their calculation for asset depletion.

Asset depletion is the ability to take an asset or balance you have sitting around like your stocks and bonds and retirement or even non retirement assets (think Schwab, robinhood, fidelity, etc).

We’re able to take this pile of money and divide it over specific periods of months.

Currently Fannie Mae is /360 months so every 1,000,000 in stocks is roughly provides 2777.78 per month more of income or the ability to qualify for 425,000 more mortgage.

The latest, is that Freddie just announced they’re going from /240 to /180 which means you’ll get twice as much income now from the same 1,000,000 would yield 5555.56 per month or 850,000 loan amount of borrowing ability roughly. ( these are estimates )

The important part to note is that asset depletion is not “one or the other,” but rather you can use it along with your regular w2 job, along with your rentals, and other income sources as well.

I’ve been using it to get folks over the hump because rates are high right now and it’s tough when many people are stretching income (DTI% Debt to Income) wise to qualify.


Seattle King County Realtors Women's Council of Realtors South King County

Movement Mortgage - Seattle Eastlake Branch is HIRING!!!Branch Office and Marketing CoordinatorOVERVIEW:Movement Mortgag...
08/28/2026

Movement Mortgage - Seattle Eastlake Branch is HIRING!!!

Branch Office and Marketing Coordinator

OVERVIEW:

Movement Mortgage is in the top ten independent mortgage companies in the country. We arrived in the top ten by doing great work, taking care of our clients, and giving back to our communities. As an Impact Lender, we strive to make a difference in everything we do.

We’re looking for someone to run our front desk and manage marketing and office tasks for our branch. We are a crew of top producing loan originators who are collaborative, fun, and successful.

* $65K-$85K, depending on experience
* Full-time
* Mandatory 3 days in the office a week, occasionally 4. Other days can be remote
* Health/dental/401k benefits
* Free parking in garage

email me [email protected] for full job description

Education is the key for Realtors and their Clients.   There has been some changes in Condo Financing. Reach out, we are...
08/26/2026

Education is the key for Realtors and their Clients. There has been some changes in Condo Financing.

Reach out, we are here for you.

Movement Mortgage - Seattle Eastlake Branch

08/19/2026

Capital gain increase from $250k to $500K filing single and $500 to $1 million filing married couple.

The bill is HR 1340. It has 150 bipartisan co-sponsors. Its been sitting in the House Ways and Means committee. Chairman Jason Smith has been sitting on it. People need to contact their house rep and Chairman Jason Smith (R-Mo) to move it forward (202) 225-4404. It only needs 65 more votes to pass the house.

This is HUGE for Washington Home Owners.

Seattle King County Realtors Women's Council of Realtors South King County

Please RSVP by 1pm today!Craig.Walker@movement.com Lunch is on us!The New Appraisal Playbook* Urgent Changes*Cracking th...
08/17/2026

Please RSVP by 1pm today!

[email protected]

Lunch is on us!

The New Appraisal Playbook
* Urgent Changes
*Cracking the Code
*Be "Appraisal" Ready

Seattle King County Realtors Women's Council of Realtors South King County

40! That is the median age of a first-time homebuyer right now. It used to be closer to 30.At a recent meeting with Dr. ...
08/05/2026

40! That is the median age of a first-time homebuyer right now. It used to be closer to 30.

At a recent meeting with Dr. Lawrence Yun, chief economist for the National Association of Realtors, this stat stopped the room. A decade of delay is not a personal choice for most people. It is a math problem, and usually the wrong math.
Here is the first myth driving it. Most people still believe they need 20 percent down to buy a home. The actual median down payment for first-time buyers right now is 10 percent.

Here is the second myth, and the one I run into even more often. Many buyers have heard of down payment assistance programs, but assume those programs are not for them. They picture a much lower income limit, a different credit profile, or a buyer in a very different situation than their own.

The reality is usually wider than that. Eligibility depends on income limits, location, and loan type, and many buyers who assume they would not qualify actually do.

That gap in awareness has a real cost. A buyer who purchases at 40 instead of 30 misses out on an estimated 150,000 dollars in equity growth. Some of that decade of waiting is not caution. It is a buyer who assumed they would not qualify for help, and never asked.

This is the conversation I have most often with first-time buyers. Someone assumes they are years away from qualifying, and the truth is they were ready months ago, sometimes with help they did not know they qualified for.

If you have been waiting because the down payment math felt out of reach, let's look at your actual numbers, including what assistance programs you may qualify for.

If you are an agent working with hesitant first-time buyers, this is often the single conversation that moves them from someday to now.

Movement Mortgage - Seattle Eastlake Branch

Mortgages That Mean MoreDo you work with an Impact Lender? Ready to Make and Impact?  Reach out today and let's meet to ...
08/03/2026

Mortgages That Mean More

Do you work with an Impact Lender?

Ready to Make and Impact? Reach out today and let's meet to make an Impact on more lives!



Movement Mortgage - Seattle Eastlake Branch Seattle King County Realtors

Address

Seattle, WA

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 12pm - 5pm

Telephone

+12069995600

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