Darby Affeldt

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Darby Affeldt Fee based financial advice and education to help individuals, practice and business owners reach their goals.

DVM, RICP, CPFA, Financial Advisor - Partner - North Star Resource Group

When gas prices rise, small changes in driving habits can make a noticeable difference in fuel use.Experts suggest that ...
29/05/2026

When gas prices rise, small changes in driving habits can make a noticeable difference in fuel use.

Experts suggest that driving at steady speeds around 65 mph and avoiding rapid acceleration or braking can help improve efficiency. Using cruise control on highways may also reduce fuel consumption.

Other adjustments can add up over time, including limiting idling, reducing extra weight in your vehicle, and keeping tires properly inflated.

Combining trips, carpooling when possible, and planning routes more efficiently may also help reduce overall fuel use.

While these changes may seem minor, they can help drivers get more out of each tank—especially during periods of higher fuel costs. 🚗


Source:

When gas prices go up, it adds to drivers' pain at the pump. But experts say consumers can do something to stretch their fuel just a little farther — change the way they drive.

Relocating in retirement? There's more to think about than sunny weather and home prices.Where you live can affect acces...
28/05/2026

Relocating in retirement? There's more to think about than sunny weather and home prices.

Where you live can affect access to health care, social connection, and day-to-day lifestyle—key factors that often get overlooked.

Before making a move, consider:
🌎 Does the location match the pace of life you’re looking for?
🏥 Are nearby medical services available and reliable?
💬 Will you feel connected to your community?

Relocation can be exciting, but it’s worth considering how a new zip code may shape your future quality of life.


Source:

Looking to retire and relocate? Deciding where to land isn't as easy as it sounds. Retirement experts say many retirees face challenges like rising costs and community support.

North Star’s webinar all about retirement readiness is just a couple of days away! On June 2 at 1:00 PM we are hosting a...
27/05/2026

North Star’s webinar all about retirement readiness is just a couple of days away! On June 2 at 1:00 PM we are hosting an educational webinar where you will discover how trusts and strategic gifting can work for you. These accessible tools aren’t just for the ultra-wealthy; they can be instrumental parts of the estate planning process and play an important role in securing your legacy.

Click the link below to register today!

https://us06web.zoom.us/webinar/register/WN_BU6HWDXFRfGQMbJ9aL365Q #/registration

Preservation is an important step in the financial roadmap once you reach a certain threshold of wealth—but it’s not jus...
26/05/2026

Preservation is an important step in the financial roadmap once you reach a certain threshold of wealth—but it’s not just your wealth that you need to secure. Protecting your family with the power of life insurance can be one of the most impactful decisions anyone can make.

The world of insurance can be daunting, but you don’t have to manage it all by yourself. North Star Resource Group has specialists that can help you understand exactly what you need to provide a shield for yourself and your family against any disasters that could come your way. Reach out today to get started on finding the defensive measures that fit your family like a glove!

Today is Memorial Day. First observed in May of 1868, this patriotic holiday has been recognized on the last Monday of M...
25/05/2026

Today is Memorial Day. First observed in May of 1868, this patriotic holiday has been recognized on the last Monday of May every year since. On this day, we celebrate and mourn those who have lost their lives defending the United States in the armed services by decorating their graves with flowers. Join North Star in recognizing these brave souls and their noble sacrifice.

When you’re at the forefront of running a successful business, it can feel like you have no days off. Responsibilities c...
22/05/2026

When you’re at the forefront of running a successful business, it can feel like you have no days off. Responsibilities can often be left by the wayside in favor of more urgent tasks, and overworking yourself is a real threat when you’re highly committed to success.

That mentality will take you far, but it might also lead to burnout. It’s extremely important to remember that you’re a person, not a robot: time off, holidays, rest days, and general time to mentally reset and rest are crucial to successful business ownership.

Going and going and going until you’ve got nothing left won’t take you to the peak!

The best part of my job is being that someone in your corner. Reach out today to learn how my team can help you reach your financial goals!

Your money can have a real impact if you use it wisely! It’s a simple idea that many of us have known for years, but you...
21/05/2026

Your money can have a real impact if you use it wisely!

It’s a simple idea that many of us have known for years, but you are positioned uniquely as a high earner to amplify your voice and benefit your community.

Interested in giving back? You’ve got options! Any cause that you’re passionate about, such as a charity foundation, local organization, or even your university’s alumni group can benefit from your charitable donation.

If you want to get started on giving back, reach out! We can create a plan for this new chapter of your financial journey.

Are you saving up for any big purchases as summer rolls around? Maybe a new addition to your exterior décor, or somethin...
19/05/2026

Are you saving up for any big purchases as summer rolls around? Maybe a new addition to your exterior décor, or something to liven up your home, or just something you’ve wanted to splurge on for a while for yourself, North Star can help you plan how to get there! We can match you with an advisor and collaborate with you to create an in-depth financial plan to help you achieve your financial goals – whether that means something as big as a car or as small as a new kitchen appliance!

Keep your happiness in the here and now.
15/05/2026

Keep your happiness in the here and now.

🎁 Understanding Financial Gift-Giving: The Smart Way to Share Wealth 🎁 Swipe through to learn how you can give financial...
14/05/2026

🎁 Understanding Financial Gift-Giving: The Smart Way to Share Wealth 🎁

Swipe through to learn how you can give financial gifts!

1️⃣ Tax-Free Gifting Up to $19,000 Per Person
In 2026, you can give up to $19,000 per recipient tax-free. Stay under this limit to avoid filing with the IRS.

2️⃣ Unlimited Recipients
Feel free to spread the love! There's no limit on the number of people who can receive an annual gift. Perfect for those looking to help make a difference in someone's life. 💌

3️⃣ Married Couples: Double the Impact
Married? You can gift up to $38,000 per recipient annually, doubling your impact. 💑

4️⃣ Lifetime Exemption: The Big Picture
Beyond annual gifts, your lifetime exemption in 2026 is $15 million. 🌟

5️⃣ Gifting Isn't the Only Approach
Paying directly for qualified tuition or medical expenses? These don't count as gifts, but we would encourage you to speak with your tax, legal, or accounting professional if this approach is part of your strategy. 🏥

🔍 Let's Make This Easy
Gift-giving can be complex, but it doesn't have to be. Understand the rules and realities, and make sure your strategy aligns with your long-term goals. 💡

Ready to strategize? Call us today. 📞

Work another year? It may be worthwhile.
13/05/2026

Work another year? It may be worthwhile.

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