10/01/2026
Homeowners thinking about using your home equity without refinancing your current first mortgage?
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This is for homeowners who want to access the equity they've built while keeping their existing first mortgage in place.
A Home Equity Loan may allow you to access $50,000–$750,000 of your available equity without refinancing your first mortgage.
Depending on your scenario:
✔ Fixed-rate loan options
✔ Multiple repayment term options available
✔ Access a lump sum of available equity
✔ A full interior appraisal may not be required on eligible loans
✔ Up to 90% combined loan-to-value on qualifying scenarios
Whether you're looking to consolidate debt, make home improvements, or use your equity for another financial need, the first step is seeing what the numbers actually look like.
This isn't about telling homeowners they should borrow against their homes.
It's about helping homeowners who already want to use their equity understand whether a Home Equity Loan could be an appropriate debt strategy for their situation.
MESSAGE HERE "Learn More" to get started.
Home equity loan programs are subject to credit approval, property value, available equity, CLTV requirements, program guidelines and underwriting approval. Loan amounts, rates, terms and eligibility vary. Maximum loan amount and CLTV are not available to all borrowers. Property valuation requirements vary by loan amount and scenario.
