02/10/2026
530(a) Accounts:
-Newborns get $1,000 that compounds until they’re 18, at which time, only the kid can access it.
-Kids 1-9 yrs old get $250 in seed money from the treasury dept, and the rest is the same.
-Kids 10-18 can still register, but get no seed money with everything else being the same.
-All accounts can be contributed to along the way.
-To register, you need to fill out IRS form 4547.
-When filling it out, if you have a newborn, you’ll check box III.
-If your child is not a newborn, but is under the age of 18, DO NOT check box III.
You should seriosuly consider getting them registered. If they’re under 10yrs old, it could be an amazing jump start for a successful retirement.
The program officially starts July 5th, 2026, and you can either submit the form when doing your taxes, or through the upcoming portal that will be on Trumpaccounts.gov in the next couple of months.
Trump Accounts provide eligible American children with tax-advantaged investment accounts courtesy of President Donald J. Trump.
