The Ferguson Team

The Ferguson Team Meet Clarence, a mortgage broker with over 20 years of experience in the industry. As a 30-year veteran in the fitness industry.

Our mission is to remove barriers to homeownership by educating buyers and providing flexible mortgage solutions for self-employed borrowers, investors, and families ready to build wealth through real estate. 1920746 Clarence began his career as a loan officer, working his way up to becoming a leading go-to broker. He has helped countless clients achieve their dream of homeownership and has

built a reputation for providing exceptional service. Clarence’s success can be attributed to his unwavering commitment to his clients. He takes the time to understand their unique financial situations and goals and works tirelessly to find the best mortgage options for them. His extensive knowledge of the lending industry allows him to navigate even the most complex situations with ease. Throughout his career, Clarence has built strong relationships with lenders and real estate professionals, enabling him to offer his clients access to a wide range of financing options. He is known for his honesty, integrity, and professionalism, and his clients trust him implicitly. As the Head of Team Ferguson, Clarence has the knowledge and experience to help you achieve your goals.

08/27/2026

Mortgage rates have barely moved compared to a year ago — but buyers are still sitting on the sidelines waiting for the “perfect” rate.

Here’s the problem: while you’re waiting on rates, home prices, inventory, seller negotiations and your own buying power are changing.

Heading into fall, don’t just watch the Fed. Watch the whole market.

The better question isn’t, “When will rates drop?”

It’s “Does buying make sense for me right now?”

If you’re thinking about buying, building or making a move this fall, DM me “FALL” and I’ll run the real numbers with you.

08/24/2026

Your buyer can qualify for the mortgage… and the condo can still kill the deal.

Condo financing is getting more scrutiny, and HOA reserves, insurance, special assessments, litigation, or deferred maintenance can stop a loan in its tracks.

Phoenix Realtors: qualify the building before you get too deep into the deal.

08/23/2026

This is for the people who are grateful...

but know there’s another level in them.

You don’t have to choose between appreciating where you are and working toward where you want to be.

Enjoy the progress.

Then get back to building.

🙏🏿

08/23/2026

Agree or Disagree👇🏿

08/21/2026

DON’T DO IT‼️

08/20/2026

Lifestyle creep is sneaky.

More money comes in…

Better car.
Better restaurants.
Better vacations.
More subscriptions.

And somehow we’re making twice as much but still asking:

“Where the hell did all my money go?” 😂

Making more matters.

Learning how to keep more matters too.

Don’t let every raise become a raise in lifestyle.

08/18/2026

As you were‼️🫡

08/17/2026

Getting approved for $500K doesn’t mean you need to spend $500K.

I’d rather know:

• What payment feels comfortable?
• How much cash do you want left?
• What else does your money need to do?

Your approval is the ceiling. Not the target.

Especially for first-time buyers.

Address

Scottsdale, AZ

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 6pm

Telephone

+16022999357

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