The Ferguson Team

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The Ferguson Team Meet Clarence, a mortgage broker with over 20 years of experience in the industry. As a 30-year veteran in the fitness industry.

Our mission is to remove barriers to homeownership by educating buyers and providing flexible mortgage solutions for self-employed borrowers, investors, and families ready to build wealth through real estate. 1920746 Clarence began his career as a loan officer, working his way up to becoming a leading go-to broker. He has helped countless clients achieve their dream of homeownership and has built a reputation for providing exceptional service. Clarence’s success can be attributed to his unwavering commitment to his clients. He takes the time to understand their unique financial situations and goals and works tirelessly to find the best mortgage options for them. His extensive knowledge of the lending industry allows him to navigate even the most complex situations with ease. Throughout his career, Clarence has built strong relationships with lenders and real estate professionals, enabling him to offer his clients access to a wide range of financing options. He is known for his honesty, integrity, and professionalism, and his clients trust him implicitly. As the Head of Team Ferguson, Clarence has the knowledge and experience to help you achieve your goals.

09/30/2026

Don’t be fooled there are options

09/28/2026

Some buyers may suddenly have more purchasing power in 2026 without changing a single thing about their income. Here is why.

New conventional loan limits are increasing which means the ceiling for conventional financing is moving higher. For many buyers this creates a bigger window of opportunity because they may now be able to purchase higher-priced homes while staying within conventional loan guidelines instead of having to move into jumbo financing.

Why does that matter? Conventional loans typically offer more flexibility, more competitive rates, and more program options than jumbo products. Staying within conventional guidelines can make a real difference in what a buyer qualifies for and what their payment looks like.

This is especially important for move-up buyers, buyers in higher-cost areas, and anyone who felt stuck between price points because of where the previous limits sat.

For Realtors the biggest takeaway is this: every time financing options expand new conversations open up. Now is a great time to reconnect with buyers who paused their search, past clients who have been thinking about moving, and homeowners who may finally be ready for their next step.

Understanding changes like this is how you bring more value to your clients and create more opportunities to grow your business.

Reach out anytime if you want to talk through what this means for a specific buyer or situation.

09/26/2026

🎙️ DON’T JUST BUILD A PODCAST.
BUILD WHAT THE PODCAST MAKES POSSIBLE.

More authority.

Better relationships.

Bigger opportunities.

Because the real power of podcasting isn’t simply getting downloads.

It’s what can happen because the right person heard you.

On September 30 — International Podcast Day — Voice to Influence ™ is bringing together an extraordinary group of podcasters, entrepreneurs, authors, speakers and business leaders for the:

🔥 PODCAST POWER SUMMIT

And this isn’t another conversation about buying microphones or chasing algorithms.

We’re going deeper.

👉 How do you use conversations to become known for what you know?

👉 How do you attract guests who expand your relationships and your world?

👉 How do you build an audience that actually trusts you?

👉 How can a podcast create introductions, collaborations, clients and opportunities?

👉 And how do you build something that matters — even if you’re starting from zero?

If you already have a podcast, we’ll explore how to make it work harder for you.

If you’re thinking about starting one, discover how to build it with purpose from day one.

And if you’re an entrepreneur, expert or leader, come discover why podcasting can be one of the most powerful relationship and authority-building vehicles available to you.

And look who’s joining the conversation. 👇

🎙️ John Lee Dumas — Founder & Host, Entrepreneurs On Fire

🏆 Skip Martin — Grammy & 2x Emmy Award-winning musician

🚀 Patrick Thean — USA Today bestselling author & CEO, Rhythm Systems

🌎 Carmen Skipworth — Global AI & Technology Strategist

🎤 Adam Ginsberg — 6x bestselling author & entrepreneur

🔥 Angel Olvera — Author & keynote speaker

🎧 Clarence Ferguson — Podcast host & entrepreneur

Plus an incredible wider lineup of podcasters, leaders and entrepreneurs.

📅 September 30 — International Podcast Day

🕓 4PM Los Angeles Time

🌎 100% Virtual

🎟️ FREE

▶️ Can’t attend every session? Register and you’ll receive access to the replay.

Presented by Voice To Influence™

Proudly sponsored by Podgo and Contatta.

👇 SAVE YOUR FREE

09/24/2026

Your home is more than just a building—it’s an asset that can benefit your loved ones!

With proper planning, your heirs can unlock potentially significant equity.

Empower them with choices that lead to financial freedom.

Start planning today!

09/21/2026

Everybody sees rates move up and thinks the same thing…

“Welp. Guess I’m waiting.”

But higher rates can change more than your payment.

They can change who has the leverage.

Fewer buyers shopping can mean less competition and sellers who are more willing to negotiate.

And that’s where this gets interesting.

Instead of only asking:

“How much can we get off the price?”

I’d rather ask:

“How can we structure this deal to make the numbers work better?”

Seller concessions. Closing costs. Rate buydowns. Cash to close.

Same house. Different strategy.

Sometimes the opportunity isn’t finding the cheapest house.

It’s finding the right transaction.

Share this with somebody who keeps saying they’re waiting for rates to come down.

Follow me for more mortgage + money strategies without all the industry bu****it.

09/19/2026

No cap‼️

09/16/2026

Data centers are popping up everywhere.

And naturally, homeowners are asking:

“What the hell is that going to do to my home value?”

Fair question.

Especially when you hear concerns about noise, power usage, utility costs, and having one built down the street.

But here’s what’s interesting…

Research from HousingWire found home values in areas with data centers have generally tracked pretty closely with similar areas without them.

So no, a data center showing up nearby doesn’t automatically mean your property value is about to tank.

Does location matter? Absolutely.

Noise? Yep.

Potential utility impacts? Worth watching.

But this is one of those situations where the scary headline doesn’t always tell the whole story.

I’m keeping an eye on this one because I think we’re going to be hearing a LOT more about data centers and real estate.

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Scottsdale, AZ

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Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 6pm

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+16022999357

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