Chapter 7 to FHA

Chapter 7 to FHA We have been using these steps to help people recover from a Chapter 7 bankruptcy and qualify for an FHA loan for years all over the country.

this guide has specific steps for those with a Chapter 7 bankruptcy, I have included rebuilding steps for those who do not have a Chapter 7 and need a score boost.

Positive open credit information remains indefinitely and paid positive accounts remain 10 years.***Join the 700+ credit...
08/08/2021

Positive open credit information remains indefinitely and paid positive accounts remain 10 years.
***Join the 700+ credit score club today***
Get the step-by-step guide that hundreds have used to get into their dream home, even with a bankruptcy!
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City, county, state, and federal tax liens: Unpaid tax liens remain 15 years from the filing date. Paid tax liens remain...
08/08/2021

City, county, state, and federal tax liens: Unpaid tax liens remain 15 years from the filing date. Paid tax liens remain seven years from the paid date of the lien.
****Join the 700+ credit score club today*****
****Link in Bio*****.
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Civil and small claim judgments: Remain seven years from the date the judgment is filed.****Join the 700+ credit score c...
08/08/2021

Civil and small claim judgments: Remain seven years from the date the judgment is filed.
****Join the 700+ credit score club today*****
****Link in Bio*****.
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Child support judgments: Remain seven years from the date the judgment is filed.****Join the 700+ credit score club toda...
08/08/2021

Child support judgments: Remain seven years from the date the judgment is filed.
****Join the 700+ credit score club today*****
****Link in Bio*****.
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Bankruptcy: Chapters 7, 11, and 12 remain for 10 years from the filing date. Chapter 13 remains seven years from the fil...
08/08/2021

Bankruptcy: Chapters 7, 11, and 12 remain for 10 years from the filing date. Chapter 13 remains seven years from the filing date. Accounts included in bankruptcy will remain seven years from the date they were reported as included in the bankruptcy.
****Join the 700+ credit score club today*****
****Link in Bio*****.
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Lost credit card: If there are no delinquencies, credit cards that are reported lost will continue to be listed for two ...
08/07/2021

Lost credit card: If there are no delinquencies, credit cards that are reported lost will continue to be listed for two years from the date the card is reported lost. Delinquent payments that occurred before the card was lost are reported for seven years.
****Join the 700+ credit score club today*****
****Link in Bio*****.
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Closed accounts: Closed accounts are accounts that are no longer available for further use. Closed accounts may or may n...
08/07/2021

Closed accounts: Closed accounts are accounts that are no longer available for further use. Closed accounts may or may not have a zero balance. Closed accounts with delinquencies remain seven years from the date they are reported closed, whether closed by the creditor or by the consumer. Positive closed accounts remain 10 years.
****Join the 700+ credit score club today!! *****
****Link in Bio*****.
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Charged-off accounts: Remain seven years from the date of the initial missed payment that led to the charge off (the ori...
08/07/2021

Charged-off accounts: Remain seven years from the date of the initial missed payment that led to the charge off (the original delinquency date), even if payments are later made on the charged-off account.
****Join the 700+ credit score club today!! *****
****Link in Bio*****.
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Collection accounts: Remain seven years from the date of the initial missed payment that led to the collection (the orig...
08/07/2021

Collection accounts: Remain seven years from the date of the initial missed payment that led to the collection (the original delinquency date). When a collection account is paid in full, it will be marked "paid collection" on the credit report.
****Join the 700+ credit score club today!! *****
****Link in Bio*****.
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Delinquencies (30 – 180 days): Can remain seven years from the date of the initial missed payment.**Join the 700+ credit...
08/07/2021

Delinquencies (30 – 180 days): Can remain seven years from the date of the initial missed payment.
**Join the 700+ credit score club today!! **
*****Link in Bio*****.
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These are the three major credit bureaus (aka credit reporting agencies): Equifax (EQ), Experian (EX), and TransUnion (T...
08/07/2021

These are the three major credit bureaus (aka credit reporting agencies): Equifax (EQ), Experian (EX), and TransUnion (TU).
Join the 700+ credit score club today!!
Link in Bio
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DO NOT Open a number of new credit cards that you do not need, just to increase your available credit. This approach cou...
08/07/2021

DO NOT Open a number of new credit cards that you do not need, just to increase your available credit. This approach could backfire and actually lower your score...
Join the 700+ credit score club today!!
Link in Bio
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