Cassandra Rhys McCarley

12/06/2025

🔥 Bought a Florida home & lived in it by Jan 1?
📅 File for your homestead exemption before March 1
💸 Or miss out on thousands in property tax savings
🎯 It’s your money—keep more of it.

12/03/2024

Howdy, friends!🤠Mortgage rates haven’t changed much since last week. They might go down slightly if this week’s economic news is good, but for now, they’re holding steady.

08/29/2024

Some of you are waiting for lower rates but may not qualify due to credit. Take this time to optimize ur credit as rates drop, the competition will be fierce.
Ask me about the next steps

06/21/2024

12/12/2023

Did you miss the Tom Ferry webinar? Got you covered! DM me for the recording for "2024 Business Planning - the 'What,' the 'Why,' and the 'How Much'" .
Snag the slides and goodies when get the link.

- A free pass to the seven-point business plan template
- Key insights for your 2024 business plan
- The mindset for rocking it in today's tough market. 😎

11/16/2023

OPENHOUSE WEEKEND- 11/18 🤩🤩🤩

10/27/2023

NO SUGARCOATING - Here’s the latest and what it means for the homebuyer:

1. Mortgage Rates: 📈 Rates are up slightly, affecting your home purchase costs. Keep an eye on rates for manageable monthly payments.

2. Inflation: 💹 Rising inflation means potential increases in living expenses, including housing. Budget wisely.

3. Interest Rates: 🏦 Expect rates to stay higher for a while. Secure a favorable rate now for your home purchase.

4. Economic Outlook: 📊 A strong economy benefits home buyers. Good job market and growth increase your mortgage chances.

Let’s connect for personalized guidance on your home-buying journey. 🏡💰

813.943.4663
CloseWithCass.com

10/19/2023

Just so you’re up to date…

Tough day for bonds! 📉 The 10yr yield almost hit 5% at 4.979% overnight, the highest since 2007. Mortgage rates are feeling the pressure, and Fed's 'higher-for-longer' stance is steering the ship. The bond selloff is causing bank balance sheets to take hits, making investors nervous. 🏦 Plus, higher borrowing rates may affect consumers down the road. 💰 On the bright side, the Retail Sales report was impressive this week, but Existing Home Sales hit a low we haven't seen since 2010, down nearly 20% annually. 🏡

10/17/2023

What you need to know bite-sized points:

- Mortgage rates are up at 4.70% due to no good news from the Middle East. 📈
- Traders are waiting for updates on the Hamas-Israeli conflict.
- Secretary of State Anthony Blinken is heading to Tel Aviv. 🌍
- President Biden might visit Israel this week. ✈️
- Mortgage-backed securities are down 5-7 tics. 📉
- Geopolitical risks and Fedspeak will drive trading this week. 📊
- Keep an eye on Retail Sales and housing data. 🏡

CloseWithCass.com
813.943.4663

10/12/2023

Howdy, folks! 🌞 Here's the scoop on the latest inflation news, in super simple terms:

1. Inflation is still high, a bit above what experts expected. 💰

2. Gas prices increased less this month compared to the previous one. ⛽

3. Core CPI, which doesn't count food and energy, was as predicted at +4.1%. 📊

4. Basically, inflation is still a concern, and it hasn't improved much lately. 😬

5. This supports the idea that interest rates may stay high for a while. 📈

6. Recent news from the Middle East shook the bond market. 🌍

7. But, thanks to today's inflation report, a rate hike in November is quite likely. 💼

8. It's safe to say the Federal Reserve's rate policy is still uncertain. 🏦

9. After the inflation report, interest rates went up, affecting mortgages and bonds. 💸

In simple terms, inflation is still a big deal, and it looks like interest rates might go up soon, even though things are a bit unpredictable right now. 😅📈

Regardless, people still need a place to live, so
📉 let’s talk today. Cassandra Rhys McCarley
VP of Mortgage Lending

Guaranteed Rate NMLS 1510223 813.943.4663

www.closewithcass.com