Garrick A Castro, Sr. Loan Officer, NMLS ID# 1419593

08/07/2026

You weren’t made to fit into a box… so why should your mortgage? If your income doesn’t look “traditional,” that doesn’t mean homeownership is out of reach. Self-employed, investors, retirees, high earners with unique finances — there are smarter ways to qualify. With NAF Advantage, your real financial story finally counts. Stop trying to fit the mold and start moving toward the home you deserve.

08/06/2026

Today’s buyers are getting creative with down payments. Family gifts, employer/homebuyer programs, and down payment assistance programs are helping many people become homeowners. Learn how you may be able to put together a down payment.

Here are some of the ways homebuyers are finding the money to buy a home.

08/05/2026

Home prices are cooling. These lower prices plus more homes for sale may make it a good time to explore purchasing a home. This is what homebuyers should know.

The picture emerging this summer is a housing market that may finally be finding a better balance.

07/23/2026

Coming home means more than four walls. 🏡 Your VA Loan can work harder than you think — with the potential to buy a multi-unit property, live in one, and build real financial momentum. More home. More potential. More mission.

07/20/2026

No surprises. No fine print designed to catch you off guard. 🙌 Your VA Loan limits certain closing costs and requires no PMI — because the benefit you earned should actually feel like a benefit. We've got your six.

07/15/2026

Feeling overwhelmed by high-interest debt? A cash-put refinance, HELOC, or second mortgage may help homeowners consolidate balances and lower monthly payments. Learn more.

Homeowners may be able to tap into the equity they have in their properties to help them pay off high-interest debt.   

07/13/2026

Congratulations, you got pre-approved for a mortgage! Now protect that pre-approval. From employment and income verification to avoiding big purchases, these tips can help you avoid delays and keep your loan on track for closing. Learn more.

Here’s what happens following receiving a loan pre-approval letter and how to avoid surprises before closing day.

07/08/2026

New American Funding's mortgage pre-approvals offer verified financing so homebuyers can make offers with confidence. Learn more about how pre-approvals can help home shoppers.

A mortgage pre-approval may give you an advantage in the housing market. Many factors that lenders consider are things you can improve before you apply.

06/29/2026

You see a gorgeous home in the neighborhood where you want to live, but it's too expensive. Then a week later it undergoes a price cut. Is that a good deal...or a red flag? Learn more.

While a home with with a slew of markdowns may be a red flag, it can also create an opportunity for homebuyers to negotiate a great deal. 

06/26/2026

More homebuyers went under contract in May. This is what you need to know.

In another sign that the housing market is becoming a bit friendlier to buyers, more homebuyers went under contract to purchase a property in May.