Jenny Boffy, CrossCountry Mortgage

Jenny Boffy, CrossCountry Mortgage Personal NMLS203209
Branch NMLS2306642
Company NMLS3029 Cross Country Mortgage | Member FDIC | Equal Housing Lender
NMLS 3029

Here are three important numbers you want to get familiar with before buying a house! πŸ β€‹β€‹β€‹β€‹β€‹β€‹β€‹β€‹β€‹β€‹β€‹β€‹β€‹β€‹β€‹β€‹πŸ‘‰ CREDIT SCORE​​​...
11/08/2022

Here are three important numbers you want to get familiar with before buying a house! πŸ β€‹β€‹β€‹β€‹β€‹β€‹β€‹β€‹
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πŸ‘‰ CREDIT SCORE​​​​​​​​
Your credit score is determined based on your payment history, current debt, length of credit history, credit mix and new credit. It's advised new homeowners have at least a 620 credit score before purchasing a home.​​​​​​​​
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πŸ‘‰ DEBT-TO-INCOME RATIO​​​​​​​​
Your debt-to-income ratio is determined by dividing your monthly expenses with your monthly pre-tax income. ​​​​​​​​
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πŸ‘‰ LOAN-TO-VALUE RATIO​​​​​​​​
Loan value is determined by subtracting the down payment from the property price and dividing it by the property price. ​​​​​​​​
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Have any questions about purchasing a home? Connect with me today! πŸ“²β€‹β€‹β€‹β€‹β€‹β€‹β€‹β€‹
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Navigating the market as a first time owner can feel daunting! Reach out to me if you're wondering how qualified you are...
11/05/2022

Navigating the market as a first time owner can feel daunting! Reach out to me if you're wondering how qualified you are and if now is the time to buy πŸ™Œβ€‹β€‹β€‹β€‹β€‹β€‹β€‹β€‹
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One of my favorite ways to embrace the fall weather here in SC is by visiting our very own redwoods! Nothing compares to...
11/03/2022

One of my favorite ways to embrace the fall weather here in SC is by visiting our very own redwoods! Nothing compares to nature's beauty! Have you been before? πŸ‚πŸ‘‡β€‹β€‹β€‹β€‹β€‹β€‹β€‹β€‹
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Happy November! Cooler temps and holiday celebrations are upon us! What are you looking forward to the most? βœ¨πŸ‘‡ ​​​​​​​​...
11/01/2022

Happy November! Cooler temps and holiday celebrations are upon us! What are you looking forward to the most? βœ¨πŸ‘‡ ​​​​​​​​
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If you're a potential buyer and are looking for ways to combat today's higher rates and lock in the lowest rate possible...
10/26/2022

If you're a potential buyer and are looking for ways to combat today's higher rates and lock in the lowest rate possible, here are a few factors to focus on!​​​​​​​​
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Saving for homeownership and taking the right steps when purchasing a home will save you time and stress in the long run! πŸ™Œ ​​​​​​​​
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I love a good porch decorated for fall. It makes a home seem more warm and inviting, don't you think? πŸ˜πŸ‘‡ ​​​​​​​​​​​​​​​...
10/25/2022

I love a good porch decorated for fall. It makes a home seem more warm and inviting, don't you think? πŸ˜πŸ‘‡ ​​​​​​​​
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Name something worse than when a deal crumbles, because the lender lacks communication... I'll wait!πŸ˜Žβ €β €β €β €β €β €β €β €β €β€‹β€‹β€‹β€‹β€‹β€‹β€‹β€‹β €β €...
10/19/2022

Name something worse than when a deal crumbles, because the lender lacks communication... I'll wait!πŸ˜Žβ €β €β €β €β €β €β €β €β €β€‹β€‹β€‹β€‹β€‹β€‹β€‹β€‹
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Call me instead!πŸ“²πŸ“² ​​​​​​​​
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Buying a home is more affordable than you may think! Negotiating power can do A LOT for a buyer in today's market! And w...
10/18/2022

Buying a home is more affordable than you may think! Negotiating power can do A LOT for a buyer in today's market! And when rates drop? You can refinance for an even lower payment. Let's get you into a home! Contact me today πŸ“²πŸ“² ​​​​​​​​
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This is how we ring in "spooky season" here in SC! πŸ˜‚πŸ’πŸ»β€β™€οΈ With all of the Fall fun going on this month, what event are y...
10/15/2022

This is how we ring in "spooky season" here in SC! πŸ˜‚πŸ’πŸ»β€β™€οΈ With all of the Fall fun going on this month, what event are you looking forward to the most? Let me know! πŸ‘‡ ​​​​​​​​
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Buying can be a bit stressful, however gathering the correct documents ahead of time will only make you that much more p...
10/11/2022

Buying can be a bit stressful, however gathering the correct documents ahead of time will only make you that much more prepared! Here are 5 ways you can make your home loan process easier for both you and your lender! πŸ™ŒπŸ»β€‹β€‹β€‹β€‹β€‹β€‹β€‹β€‹
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Contact me today if you have any questions about home loans and the buying process πŸ“² ​​​​​​​​
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If interest rates are keeping you from buying, you may want to reconsider! Interest rates are always fluctuating, and as...
10/05/2022

If interest rates are keeping you from buying, you may want to reconsider! Interest rates are always fluctuating, and as history shows once the rise they will eventually fall! So how can buying a home benefit you during this time? πŸ‘‡πŸ»β€‹β€‹β€‹β€‹β€‹β€‹β€‹β€‹
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Once you buy a home, you lock in a rate. You still have the option to refinance when rates drop to lower your monthly payments, however buying a home is a great investment. Considering the market feels like it is on pause and leveling out, now may be the perfect time to negotiate for your perfect home!​​​​​​​​
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Send me a message to learn more about buying a home right now! πŸ“² ​​​​​​​​
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Santa Cruz, CA

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