Andre Makapagal Mortgage

Andre Makapagal Mortgage Why choose me? Faster. Easier. Cheaper.

AZ, CA, FL, KY, TN, TX
Mortgage Broker NMLS #2700457
E Mortgage Capital #1416824
Equal Housing Lender
https://www.nmlsconsumeraccess.org/

Happy Veteran Borrower ✅ 14-Days: Application To Close. ✅ Faster. Easier. Cheaper. ✅ Call me 👉 (805) 243-9660
06/02/2026

Happy Veteran Borrower ✅ 14-Days: Application To Close. ✅ Faster. Easier. Cheaper. ✅ Call me 👉 (805) 243-9660


Loan Submitted Today. Approved Today! Faster. Easier. Cheaper. Call me 👉 (805) 243-9660
05/18/2026

Loan Submitted Today. Approved Today! Faster. Easier. Cheaper. Call me 👉 (805) 243-9660

Attention : billionaire, Mat Ishbia says the top referral criteria is "certainty" — will the loan close on time? My V...
05/12/2026

Attention : billionaire, Mat Ishbia says the top referral criteria is "certainty" — will the loan close on time? My Veteran borrower applied, closed & funded in 15 days. Certainty: delivered. Call me when your preferred mortgage broker drops the ball. Call me 👉 (805) 243-9660

This Veteran was getting shutdown...CUSTOMER NO-SERVICEThis Veteran retired from the military right as the government sh...
04/29/2026

This Veteran was getting shutdown...

CUSTOMER NO-SERVICE
This Veteran retired from the military right as the government shut down, which meant no pay, late/slow mortgage payments, and a negative escrow balance. He reached out to his mortgage servicer multiple times and got nothing but radio silence. We’ve all experienced that special kind of frustration — “customer no-service.” 😤

CAN I REALLY HELP?
When I asked if he wanted to refinance, he gave me a cautious earful — skeptical, not rude. After hearing the full story, I’ll admit I had reservations too: late/slow payments, a low FICO, and a negative escrow account. The easy option would’ve been to offer sympathetic words, “make a few calls,” and move on.

"EMBRACE THE SUCK" -Brent Gleeson, Author
Full disclosure: I’m not a Veteran and I don’t have a warrior’s resumé. But I remembered that book title about embracing the hard stuff and decided to pursue a resolution and answers for him because it was the right thing to do. 🎯

RESULTS
We closed the refinance — not without some keyboard-and-phonecall battles. I pushed hard (yes, I asked for the CEO’s email), and we got it done. ✅

Call it an “atta-boy” post if you like — fair enough.

The bigger point is a philosophy I try to live by: “You can have everything in life you want if you’ll just help enough other people get what they want.” That sums up my approach: service, empathy, and servant leadership lead to the best outcomes.

Easier. Faster. Cheaper. Call me 👉 (805) 243-9660

🏆 DM "STRIKE" for your Free Personalized "Strike-Rate Report".

✅ Capture your refinance opportunity IMMEDIATELY as it becomes available. No spam or daily/weekly emails.

✅✅ My automated Strike-Rate Report software will notify you when market rates reach YOUR personalized pre-set interest rate or mortgage payment!



Had to resubmit a VA IRRRL (Interest Rate Reduction & Refinance Loan) to UWM and this is what happened!Simple. Faster. C...
04/24/2026

Had to resubmit a VA IRRRL (Interest Rate Reduction & Refinance Loan) to UWM and this is what happened!

Simple. Faster. Cheaper.

Call me 👉 (805) 243-9660


40 years later…and somehow my old telemarketing script is still living rent-free in my head.Back then, I cranked out 200...
04/23/2026

40 years later…and somehow my old telemarketing script is still living rent-free in my head.

Back then, I cranked out 200 calls a day. Two hundred! My index finger still has a callous.

These days, I’ve traded "hard-selling" for actually helping people as a mortgage loan officer.

Slight upgrade.

I like to think I’ve evolved into an older Labrador Retriever: a step slower (but still chasing the ball), generally happier, easier to be around…and, let’s be honest, carrying a few extra “treats” around the midsection.

If you’re thinking about buying, refinancing, or just want straight answers, reach out—I promise to fetch you the best options!





😵 After Hearing "NO" From OVER 75 LENDERS...😃 I Found a Lender Who Said "YES" to: a) DSCR Loan b) Mobile / Manufactured ...
04/20/2026

😵 After Hearing "NO" From OVER 75 LENDERS...

😃 I Found a Lender Who Said "YES" to: a) DSCR Loan b) Mobile / Manufactured Home

🏆 My Real Estate Investor Refinanced From 10.99% to 7.25% in UNDER 20 Days!

That's The Difference Between Retail Lenders (Banks, Credit Unions, Rocket Mortgage, etc) and a Wholesale Mortgage Broker Like Myself.

Retail Lenders Will Say "Not Approved" If Your Financial Situation Doesn't "Fit In Their Qualification Box."

🎯 If You Have an 800 or a 500 FICO Score, Low/High Credit Card Debt, Regular/Irregular Income, W2/Self-Employed, 401(k)/Bitcoin, or an Investor Renting Out A Mobile Home, I'll get the deal done for you!

✅ Simple. Faster. Cheaper.



04/16/2026

Dad Joke Of The Day...

Simple. Cheaper. Faster.
04/16/2026

Simple. Cheaper. Faster.

Address

3750 S. Susan Street
Santa Ana, CA
92704

Telephone

+18052439660

Website

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