Todd Yarbrough, Lenox/WesLend Financial, NMLS 842994

11/05/2021

The Zestimate is “really hit and miss.” Sometimes it is spot on with value and others it’s off by hundreds of thousands of dollars, according to Ryan Lundquist, an appraiser in Sacramento, CA. This is a neat tool but I would never recommend...
https://snip.ly/1aas5p ://brev.is/ZyrtC

Zillow's troubles raise a key question: Can buyers and seller's trust its home price estimates?

11/03/2021

Consumers love the convenience of instant real-estate sales. Opportunity is there for the iBuyers that can stick it out, but Zillow has recently stopped buying altogether. Why the sudden turnaround, and what does this say about the future of real estate?

10/30/2021

Happy Halloween from all of us at Lenox/WesLend! We hope you have a safe, memorable and fun celebration. Have you ever wondered how black & orange became the official colors of Halloween? Read on to find out, if you dare...

There's a reason why these colors never go out of style.

10/29/2021

Relax — any credit score checks by you or the lenders won't have much of an effect on your scores. But there definitely are things you shouldn't do.

Relax — any credit score checks by you or the lenders won't have much of an effect on your scores. But there definitely are things you shouldn't do.

10/20/2021

Overall, the skewing of home purchases to older Americans is a concerning trend, given that homeownership is equated with the American Dream for many. First-time buyers have it tougher than ever now. Here's what the competitive landscape looks like today.

They're offering cash and beating out first-time buyers.

10/18/2021

One of the first financial factors a lender will review is your DTI. To determine your DTI, take your gross monthly income before taxes and divide that by the total amount you pay in recurring monthly debt. Find out what to include and more here...

Know how much you should spend on a house before committing yourself to mortgage payments for the next 15 to 30-years.

10/13/2021

FEMA recently introduced Risk Rating 2.0. Find out what Risk Rating 2.0 means for homeowners and the impact it will have on flood insurance rates.

FEMA recently introduced Risk Rating 2.0. Find out what Risk Rating 2.0 means for homeowners and the impact it will have on flood insurance rates.

10/11/2021

More than a quarter of buyers this year blew past their initial home-buying budget. With record-high home prices, it's easy to see why. Before you make an offer on a new home, contact us to get your pre-approval squared away and set a realistic budget.

More than a quarter of buyers this year blew past their initial home-buying budget.

10/07/2021

With average mortgage rates below 3%, it’s a great time to reevaluate your home loan and see if a refi is right for you. Find out more here:

With average mortgage rates below 3%, it’s a great time to reevaluate your home loan and see if a refi is right for you.

10/05/2021

With mortgage rates near 3%, millions of homeowners can still reduce their interest rates and monthly payments by refinancing.

With mortgage rates near 3%, millions of homeowners can still reduce their interest rates and monthly payments by refinancing.

09/30/2021

Title insurance protects all parties involved in the sale and purchase of a home and is a one-time cost that protects you for the lifetime of your loan. While title insurance can seem like a high cost, it can bring you peace of mind. Find out more here:

You need a clean title to close the purchase on a house. Title insurance protects you in case there are issues. But, how much does title insurance cost?

09/27/2021

Purchasing a new home is an exciting time, but before you fall in love with your dream home, be sure to consider all of your expenses. If you want to pinpoint a comfortable budget and not have any surprise later on, contact us for some budgeting advice.

Know how much you should spend on a house before committing yourself to mortgage payments for the next 15 to 30-years.