First Rate Home Loans - Broker Division

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First Rate Home Loans - Broker Division NMLS- 1733687
Mortgage broker company specializing in mortgage products. Purchase, refinance, helocs.

05/05/2026

https://www.facebook.com/StephMiller.Realtor
Check out Stephanie Miller with Coldwell Banker if you are a veteran looking to buy a home.

Real Estate is complicated. That's where I come in, a local real estate expert. Expertise in negotiation and marketing,a love and understanding of our community and the people who live here. That’s just one reason to choose me to stand by your side.

01/05/2026

Speed matters. Availability matters. Expertise matters.

30/04/2026

Come share Tacos on the 4th. Use the 4th Luke, it’s for tacos.

30/04/2026

Come See what the MNO Business Network group is all about.

Send a message to learn more

30/10/2024

So you cashed in an the great refinance on 2020-2021 !!! Congrats. Now your equity is stuck and you don't want to refinance to a higher rate. Many options available. A fixed rate HELOC fits the bill. Check it out and DM me.

independent mortgage company specializing in mortgage products.

For Everyone who is confused by the Recent Fed Funds Rate move that made mortgage rates actually increase, here is info ...
09/10/2024

For Everyone who is confused by the Recent Fed Funds Rate move that made mortgage rates actually increase, here is info as to why.

Over the last 40 years this has been pretty normal as you can see in the charts. The good news is that over the next few years the mortgage rates will come down.
For those that are thinking they will see 1-2% lower rates as the fed makes their moves, "Thats not how this works". There are days that give you an opportunity to lock in a rate with a quality Loan originator. Make sure you have their phone number on speed dial though. 2 steps forward 1 step back.
If you can save money now, go for it, there is probably another opportunity later as well. It doesn't need to be a One and done.

I'm always available for anyone in Utah, Idaho or California to take a look at your scenario and give advice, whether I do your loan or not.

07/02/2024
03/03/2023

Housing.

24/02/2023

What does it cost to buy a home?

Address

UT

Telephone

+18016418788

Website

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