Lisa Baker Ballard, NextMortgage, NMLS# 1464259

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Lisa Baker Ballard, NextMortgage, NMLS# 1464259 NextMortgage, LLC, is an equal housing opportunity, NMLS ID #1937279. For more information on our company, please visit www.nextmtg.com.

To verify our complete list of state licenses, please visit https://www.nextmtg.com/corporate/licensing.

Some mortgage myths refuse to die. 👻20% down? Perfect credit? Waiting until everything is "perfect"?Scary stories aren't...
10/23/2026

Some mortgage myths refuse to die. 👻
20% down? Perfect credit? Waiting until everything is "perfect"?
Scary stories aren't a great place to get mortgage advice.
Your options depend on your individual finances and the loan programs available to you.
Before you rule yourself out of homeownership, let's have a conversation. 🎃🏡

October movie night, but everyone has a VERY different definition of ""fun."" 🎃🍿👻 Give me paranormal🔪 Bring on the class...
10/19/2026

October movie night, but everyone has a VERY different definition of ""fun."" 🎃🍿

👻 Give me paranormal
🔪 Bring on the classics
😂 Spooky, but make it funny
🧟 I'll survive the apocalypse
🙅 Absolutely not. I'll be watching a fall rom-com.

What's your horror movie vibe?

Bonus points if you drop your go-to Halloween movie below. 👇

The price tag isn't the only number that matters when buying a home.Depending on the property, seller and market, there ...
10/17/2026

The price tag isn't the only number that matters when buying a home.
Depending on the property, seller and market, there may be other pieces of the offer worth discussing.
That's why having your real estate agent and lender communicating early can be so valuable. Your financing strategy and offer strategy can work together.
Found a home you're considering? Let's look at the numbers before you write the offer.

10/16/2026

We have options for you to make your purchase more affordable! Let’s chat! 281.217.7760 ☺️🏡☺️

"Should I wait for rates to drop?"It's one of the biggest questions buyers are asking.But nobody knows exactly what rate...
10/13/2026

"Should I wait for rates to drop?"
It's one of the biggest questions buyers are asking.
But nobody knows exactly what rates will do next.
A better question might be: Does buying make sense for me right now?
Your answer should be based on your budget, timeline, available homes and long-term goals, not one headline.
Let's look at your situation and run the numbers. Then you can decide.

Important October business: We need to know your Halloween candy personality. 🎃🍬Are you the reliable Reese's? The slight...
10/12/2026

Important October business: We need to know your Halloween candy personality. 🎃🍬

Are you the reliable Reese's? The slightly chaotic Sour Patch Kid? Or are you still overthinking your answer like a Twix?

Drop your candy in the comments. 👇
And yes, ""I steal my kids' candy after they go to bed"" is also an acceptable answer. 😂

10/07/2026

What if your mortgage could do more than just finance your home?

The All In One Loan offers a different approach to home financing, and for the right borrower, it could be a powerful financial tool.

Hear why homeowners are choosing a different way to think about their mortgage, then give me a call to see if the All In One Loan could make sense for you.

Don’t downsize the dream—explore ways to lower the initial payment instead! Let’s talk about how a Mortgage Payment Buyd...
10/06/2026

Don’t downsize the dream—explore ways to lower the initial payment instead!
Let’s talk about how a Mortgage Payment Buydown can help you ease into homeownership 🏡

10/05/2026

Need to catch a break in today’s rate environment? 🏡

With our lender-paid Rate Break, your first 12 payments are calculated using a rate 0.50% below your note rate.*

Let’s discuss your options!

-TX

What's the first number you should know before buying a home?It might not be the purchase price. 👀Start with the monthly...
10/02/2026

What's the first number you should know before buying a home?
It might not be the purchase price. 👀
Start with the monthly payment that fits comfortably into your life. From there, we can work backward and look at purchase prices and financing options that align with your goals.
Because qualifying for a certain amount and wanting to spend that amount aren't always the same thing.
Want to find your number? Send me a message.

Address

San Ramon, CA

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+12812177760

Website

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