SESLOC Federal Credit Union

10/20/2026

Being a SESLOC member comes with benefits that aren't just limited to Coastal and Central California. As a member-owner, you get fee-free access to 10 SESLOC ATMs across the Central Coast, most dispensing $5, $20 and $100 bills. Plus, there are 45 more local on the Central Coast and over 30,000 fee-free CO-OP ATMs across the United States. Visit SESLOC.org/atm to find the closest one near you.

10/19/2026

The holiday season will be here before we know it - are you preparing now? If you're traveling, start shopping early and often for deals. Prices may go up the closer you get to your travel date. Next, set a special shopping budget for your meals and gifts so you can avoid carrying expensive debt into 2027. Finally, SESLOC members can get a boost on their spending by earning extra SESLOC Rewards points when shopping at Local Rewards businesses, which can lead to more savings. Shopping smart today can help you make the most of your budget this holiday season.

10/16/2026

Why trust SESLOC with your next Commercial Real Estate project or refinance? This is one of our member companies had to say about our services:

""Our various companies have worked with SESLOC's lending department, obtaining commercial loans for over seven years. We are continually impressed with the responsiveness of the lending and banking teams, and we have established working relationships that make financing our properties a pleasant experience. We appreciate receiving competitive lending terms from a local source as well as excellent customer service. We will continue to turn to SESLOC to explore our lending needs and highly recommend their services." -Julia Stanton, CFO, Volny Construction, Inc.

Ready to kick off your next commercial real estate project? Our Member Business Loans team will walk you through your options, answer questions in plain language, and help you understand what fits your goals. Visit SESLOC.org to get started now.

10/15/2026

Cheers to all credit union member-owners! Today is the 78th annual ! 🥳 To celebrate, SESLOC members can login to Online Banking or visit a branch to take a cybersecurity quiz for a chance to win a prize.

✨Here are 10 fun facts about credit unions✨

1️⃣ Credit unions are not-for-profit, which means we reinvest profits in our members and community

2️⃣ Did we mention our members actually ✨own✨ the credit union?

3️⃣ Credit unions are cooperative — one member's savings support another member's loan

4️⃣ Credit unions are community based, so we support local nonprofits, business and schools, and provide essential financial education for free because it makes our community a better place

5️⃣ Nonmembers benefit from credit unions too! Competition for low rates keeps banks' fees in check, thereby benefiting nonmembers

6️⃣ The first credit union in the United States was established in 1909 — we got our start a bit later in 1942, with just $500 in assets

7️⃣ President Roosevelt signed the Federal Credit Union Act in 1934 to help protect people's finances during the Great Depression

8️⃣ Need some vacay inspiration? There's a credit union museum in New Hampshire

9️⃣ Credit union member's deposits are federally insured by the NCUA up to $250,000 — no member of a CU has ever lost a penny of insured savings

🔟 The Credit Union National Association (CUNA) estimates that during the March 2023 – March 2024 period, credit unions provided $24,960,615,809 in direct financial benefits to the nation's 139,398,289 members — that's a ✨LOT✨ of benefits!!

10/14/2026

Heather Strawser of Ocean View Elementary in Arroyo Grande recently used a SESLOC Education Grant to purchase supplies to create a supportive and flexible learning environment for students receiving special education services. Supplies included sensory soft squeeze chairs, wobble stools, weighted lap blankets and slant boards.

SESLOC offers thousands of dollars in Education Grants each year to local K-12 schools to support innovation and expand classroom resources. Learn more or apply today at SESLOC.org.

10/13/2026

October is National Cybersecurity Awareness Month - are you using all your digital tools to stay safe with your identity? One easy way to check in on your health is to monitor your Credit Score and Credit Report. Unusual changes to your Credit Score or unrecognized accounts on your Credit Report may be an early indicator of fraud. Learn how to check your Credit Score for free in SESLOC Online Banking.

10/12/2026

Our branches, Contact Center and Live Chat are closed on Monday, October 12 in observance of Indigenous Peoples Day. We'll see you tomorrow!

10/09/2026

SCAM ALERT!

The Sheriff's Office is warning residents about a scam targeting individuals in the South County area that has resulted in victims losing thousands of dollars.
In both cases, the victims were contacted by suspects claiming that a family member had been arrested and that money was urgently needed to cover bail and other legal fees. The suspects posed as attorneys or other legal representatives to make the situation appear legitimate.
To further convince the victims, the suspects arranged for someone pretending to be the arrested family member to speak with them over the phone.
The victims were then instructed to withdraw large amounts of cash from their bank accounts, place the money in a box, and hand it over to a courier who arrived at their homes to collect it.
In one case, the victim lost $16,000. In the second case, the victim lost nearly $10,000.
In both incidents, the victims later contacted their actual family members and discovered they had never been arrested. By that time, the money was gone.
These scams rely heavily on fear, urgency, and emotional manipulation. The suspects pressure victims into acting immediately, often keeping them on the phone throughout the entire process to prevent them from contacting family members or law enforcement to verify the story.
The Sheriff's Office reminds the public that law enforcement will never call you to ask for money for any reason. If you receive a call claiming a loved one has been arrested and demanding immediate payment, hang up and contact the Sheriff's Office directly to verify the status of your family member.

Residents should also be aware of several warning signs associated with these scams:

Demands for immediate payment. Scammers create a sense of urgency to prevent victims from thinking clearly.

Requests for cash payments. Never withdraw large amounts of cash to hand over to someone claiming to represent law enforcement or the courts.

Pressure to remain on the phone. Scammers often refuse to let victims end the call so they cannot verify the information.

Instructions to keep the situation secret. Scammers may discourage victims from speaking with other family members or friends.

The Sheriff's Office Major Crimes Unit (MCU) is actively investigating both incidents to determine whether they are connected and whether additional crimes may be related to this scheme.
Anyone who has experienced a similar scam or has information regarding these incidents is encouraged to contact the Sheriff's Office Detective Division at 805-781-4500.
The Sheriff's Office also encourages residents to talk with their family members, friends, and neighbors about these scams so they recognize the warning signs and do not become victims themselves. Sharing this information could prevent someone from losing thousands of dollars.

10/01/2026

"When you open an account with a credit union, your money doesn’t fund dividends for investors and private owners. It gets redistributed into our hometowns in the form of affordable loans for individuals and businesses, along with dividend returns...this is what we mean when we say SESLOC is about 'People Helping People.'"

Read the latest update from SESLOC Credit Union CEO Mike Quamma in his quarterly newsletter at our website:

When we say SESLOC is about “People Helping People,” we demonstrate it daily with fair and accessible financial services to our community.

09/30/2026

With a growth rate of 21.5%, SESLOC was rated the fastest growing credit union in San Luis Obispo County for the second year in a row by the Pacific Coast Business Times 2025 50 Fastest Growing Companies list. In addition, SESLOC retained our 5-Star "Superior" rating by Bauer Financial, an independent bank research firm.

This type of award isn't earned alone. We thank the 57,000 members across Coastal and Central California for trusting us as part of their financial journey, and the over 200 SESLOC team members who work every day to improve the member experience.

Read more about the awards at https://www.sesloc.org/sesloc-2026-fastest-growing-companies-pacific-coast-business-times/. Congratulations to all of the honorees across the Tri-Counties who make California an incredible place to live.