SESLOC Federal Credit Union

SESLOC Federal Credit Union It’s people that make the place. And that’s exactly who we’re here for. This is our community. Celebrating 80+ years of people and place. SESLOC accepts ITINs.

Whether you need a free checking account or an affordable loan to get to the next level, come see us. Founded in 1942, SESLOC Credit Union is a not-for-profit financial institution providing personal and business banking, commercial lending and investment services in central and coastal California. Committed to improving the financial well-being of its members and community, SESLOC offers affordab

le and inclusive products, services and education programs to help build financial stability. What we offer...

Everything a bank offers, only better. From free checking accounts, high-yield savings and investment accounts, mortgages, home equity line of credit, credit cards, personal and auto loans, wealth management services, business banking, and commercial lending, SESLOC is here for all of your banking needs. Members may bank online, use the SESLOC mobile banking app, use one of 30,000 surcharge-free ATMs nationwide, or visit one of our branches in Paso Robles, Atascadero, San Luis Obispo, Cal Poly campus, Arroyo Grande or Santa Maria. A little bit of history...

Ten San Luis Obispo residents gathered in 1942 to discuss forming a credit union. They wanted to provide a way for people of ordinary means to borrow at reasonable interest rates under thoroughly honest and fair conditions. On January 8, 1943, thirty-two San Luis Obispo County school employees were present when Superintendent Charles E. Teach called the first official meeting to order. They held the first election and began operations with assets of just $500. Six years later the acronym SESLOC was adopted, which stands for: School Employees of San Luis Obispo County. While originally for those in education, SESLOC now offers services to everyone who lives, works, or attends school in central and costal California. That includes San Luis Obispo, Santa Barbara, Ventura, Tulare, Kings, Fresno, Kern, Monterey and Santa Cruz counties, as well as their families. Today, with 59,000+members and 80+ years of service to the community, SESLOC retains its commitment to providing valued financial services and education with honesty and integrity. What are credit unions? Credit unions are cooperative financial institutions designed to give back to their members, not stockholders. The members are the owners! Credit unions are not driven by profit. Credit unions have a volunteer Board of Directors, and profits are returned to members in the form of lower loan rates, higher savings rates, and lower cost services. The credit union philosophy that people are more important than profits benefits both the credit union members and their community.




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Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA www.finra.org /SIPC www.sipc.org ) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. SESLOC Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. CFS Investment Representatives at SESLOC Credit Union are licensed to transact securities business in California. For more information concerning CFS or its representative(s) associated with this site, please review FINRA Broker Check by accessing the following link and typing in the firm / representative information in the search field. http://brokercheck.finra.org/Search/Search.aspx

06/05/2026
💪Stretch your savings this year with Change it Up! When you enroll, your SESLOC debit card purchases are rounded up to t...
06/04/2026

💪Stretch your savings this year with Change it Up!

When you enroll, your SESLOC debit card purchases are rounded up to the nearest dollar and you keep the change as a deposit to your savings account. It's an easy, automatic way to save while making your everyday purchases.

➡️ Learn more or enroll today at sesloc.org/change-it-up.

The 2025-2026 school year was another busy one for local educators and SESLOC. The SESLOC Education Grants program gave ...
06/03/2026

The 2025-2026 school year was another busy one for local educators and SESLOC. The SESLOC Education Grants program gave out over $17,000 in grants to schools across the Central Coast, bringing our grand total since inception to over $225,000. Take a look at some of the projects we supported on the News+ blog! https://www.sesloc.org/sesloc-awards-over-17000-in-2025-2026-education-grants/

One of the many security features on your debit and credit cards is blocking fraudulent transactions - especially those ...
06/02/2026

One of the many security features on your debit and credit cards is blocking fraudulent transactions - especially those that originate in other countries. If you are planning to travel abroad, be sure to set Travel Notifications on all your accounts. This will alert your financial institutions to allow your spending where you are visiting and shutting down potential fraud on other attempts.

Is your budget vacation ready? As you prepare for your summer adventures, consider the costs of things like transportati...
06/01/2026

Is your budget vacation ready? As you prepare for your summer adventures, consider the costs of things like transportation, activities, and meals. Then look at your budget to see what you can comfortably spend. The money should always come from savings dedicated to travel instead of funds for long-term goals or emergencies.

Check out these additional money-saving vacation tips on the SESLOC News+ Blog: https://www.sesloc.org/money-saving-tips-for-family-travel/

This  , we're going from our booth at 🎪 EXPO at the Expo straight to Mama Ganache Artisan Chocolates 🍫 in San Luis Obisp...
05/29/2026

This , we're going from our booth at 🎪 EXPO at the Expo straight to Mama Ganache Artisan Chocolates 🍫 in San Luis Obispo. Mama Ganache Artisan Chocolates is dedicated to offering high quality, ethically sourced and produced chocolates, making them in shop in a variety of flavors and styles.

Earn bonus rewards points on purchases at Mama Ganache when you use your 💳 SESLOC HomeFREE Checking™ debit card or Visa Signature Rewards® credit card. Points can be redeemed for cash back, gift cards, merchandise and more.

See where else you earn more — check out the complete list of participating Local Rewards businesses ➡️ sesloc.org/local-rewards

🚗 Drive up the coast. ⬇️ Drive down the cost! SESLOC members have access to a set of tools to help you research, locate,...
05/28/2026

🚗 Drive up the coast. ⬇️ Drive down the cost!

SESLOC members have access to a set of tools to help you research, locate, and finance your next set of wheels with ease! Find the car you're looking for, find the perfect dealer where it's at, and apply for a SESLOC auto loan all on the AutoSMART site: https://www.sesloc.org/autosmart

Amanda Chausse Alexander at Hawthorne Elementary School in San Luis Obispo recently used a SESLOC Education Grant to pur...
05/27/2026

Amanda Chausse Alexander at Hawthorne Elementary School in San Luis Obispo recently used a SESLOC Education Grant to purchase assorted insect figures for her Kindergarten class. The figures give hands on exploration and observation of different insect species in our ecosystem.

SESLOC offers thousands of dollars in Education Grants each year to local K-12 schools to support innovation and expand classroom resources. Learn more or apply today at sesloc.org.

It's easy to forget things on vacation - but what would happen if you leave your phone or tablet behind? In the wrong ha...
05/26/2026

It's easy to forget things on vacation - but what would happen if you leave your phone or tablet behind? In the wrong hands, it could be a gateway to your personally identifiable information, banking apps, or even mobile credit cards. Before you head out, activate location finding for your devices to help you remember where they are, or remotely reset them if they do get lost. Check out these additional tips for deciding on vacation options: https://www.sesloc.org/staycation-or-vacation-how-to-choose-the-best-option-for-your-wallet/

This   we're taking a stop for a perfect cup of coffee ☕ at SLO Roasted Coffee. Now run by the second generation of coff...
05/22/2026

This we're taking a stop for a perfect cup of coffee ☕ at SLO Roasted Coffee. Now run by the second generation of coffee roasters, their exquisite blends have been researched and perfected over 30 years to deliver a signature aroma from their roasting technique.

Earn bonus rewards points on purchases at SLO Roasted Coffee when you use your 💳 SESLOC HomeFREE Checking™ debit card or Visa Signature Rewards® credit card. Points can be redeemed for cash back, gift cards, merchandise and more.

See where else you earn more — check out the complete list of participating Local Rewards businesses ➡️ sesloc.org/local-rewards

Address

San Luis Obispo, CA

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