FloaterFunds

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FloaterFunds FloaterFunds, a Slate Financial company. Fast working capital for entrepreneurs and small business owners. $20K-$5M, funding in as little as 24 hours.

Apply at slatefinancial.io

A real estate investor locked a distressed property at 62 cents on the dollar. Solid fix-and-flip. Strong after-repair v...
10/12/2026

A real estate investor locked a distressed property at 62 cents on the dollar. Solid fix-and-flip. Strong after-repair value. The numbers worked.

Then her bank said no. FICO 672. Too many open mortgages. Not enough W-2 income.

She came to us at Slate. We looked at the DEAL -- the ARV, the scope, the exit. Not her tax return.

She got funded. Rehabbed. Sold. Moved to the next one.

(Fictional case study. Results not typical. Funding subject to lender approval.)

If a bank has turned down your fix-and-flip or construction project, the deal might still be fundable. We work with lenders who underwrite the ASSET, not just the borrower.

See what your deal qualifies for: https://www.slatefinancial.io/c/69c19086-780e-453d-9b2b-53a80b5320bc?p=facebook&to=https%3A%2F%2Fwww.slatefinancial.io%2Fapply%3Futm_source%3Dfacebook%26utm_medium%3Dsocial%26utm_campaign%3Domni

POV: you walk into a bank asking for a loan on your rental property.Bank: "We will need your W2, tax returns from the la...
10/12/2026

POV: you walk into a bank asking for a loan on your rental property.

Bank: "We will need your W2, tax returns from the last 3 years, a letter explaining every deposit over $500, and 6 weeks for the appraisal."

You: "But the property makes $2,800 a month..."

Bank: "Interesting. Have you tried saving more?"

That conversation is why DSCR loans exist. The property qualifies - not your paperwork.

DSCR = Debt Service Coverage Ratio. If the rent covers the mortgage, you are in. Your W2 is almost irrelevant.

See if your rental qualifies: slatefinancial.io/apply

Funding subject to lender approval. Results not typical.

Apply in 2 minutes: https://www.slatefinancial.io/c/e48017c2-2bf7-48a5-bc78-e9758c59c35d?p=facebook&to=https%3A%2F%2Fwww.slatefinancial.io%2Fapply%3Futm_source%3Dfacebook%26utm_medium%3Dsocial%26utm_campaign%3Domni

Things your bank says before rejecting your fix-and-flip loan:"We need 2 years of W2s.""We need proof the renovation is ...
10/12/2026

Things your bank says before rejecting your fix-and-flip loan:

"We need 2 years of W2s."
"We need proof the renovation is already finished."
"We need another appraisal to verify the first appraisal."
"We don't do investment properties."

Meanwhile the deal is sitting there. The numbers work. The property is right.

Banks underwrite you. Fix-and-flip lenders underwrite the deal. That is the difference.

Business owners and investors who got capital when their bank said no. Results not typical. Funding is subject to lender approval.

See if your deal qualifies: slatefinancial.io/apply/fix-and-flip

Apply in 2 minutes: https://www.slatefinancial.io/c/a2dbf5d1-6a6f-4db3-b8b1-4cc50a10f6dd?p=facebook&to=https%3A%2F%2Fwww.slatefinancial.io%2Fapply%3Futm_source%3Dfacebook%26utm_medium%3Dsocial%26utm_campaign%3Domni

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1475 Caliper Oak Cir
San Jose, CA
29464

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