ScottyG

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ScottyG Scott Galbraith has been working in Real Estate Investing and Financing since 2008. Powered by Loan Factory with their $2000 lowest rate guarantee. NMLS 2796709

Specializing in low cost loans and creative financing solutions for hard to finance borrowers.

How well do you really know what goes into a mortgage approval? 🏠Qualifying involves several key parts of your financial...
10/15/2026

How well do you really know what goes into a mortgage approval? 🏠

Qualifying involves several key parts of your financial picture—including your credit, income, debts, available funds, and property details.

Drop your answer (A, B, C, or D) in the comments below! Send me a message if you would like to explore what financing options fit your unique situation.

Scott Galbraith | NMLS #2796709
Loan Factory | NMLS #320841

What does your next home look like? 🏙️✨ Whether you're buying your very first place, sizing up for extra space, or stepp...
10/14/2026

What does your next home look like? 🏙️✨ Whether you're buying your very first place, sizing up for extra space, or stepping into your ultimate dream home, everyone's path is different.

Your mortgage strategy should be tailored to your unique goals, budget, and timeline.

Tell me your vision in the comments below, or send me a direct message to explore your financing options today! 📩

Scott Galbraith | NMLS #2796709
Loan Factory | NMLS #320841

Your next chapter starts with a simple plan! 🏡Whether you’re buying your first home, upgrading your space, or investing ...
10/13/2026

Your next chapter starts with a simple plan! 🏡

Whether you’re buying your first home, upgrading your space, or investing in your future, understanding your financing options helps you make confident, informed decisions. You don’t need to have every detail figured out before you start.

Thinking about your next move? Send me a message today and let’s talk through your options!

For informational purposes only. Loan programs, rates, terms, fees, and eligibility vary by borrower and scenario. Not a commitment to lend.

Scott Galbraith | NMLS #2796709
Loan Factory | NMLS #320841

Did you know your home equity could be a helpful part of your retirement strategy? 🏡A reverse mortgage allows eligible h...
10/12/2026

Did you know your home equity could be a helpful part of your retirement strategy? 🏡

A reverse mortgage allows eligible homeowners to access part of their home equity while continuing to live in the home they love. It can offer financial flexibility, though it is important to carefully evaluate the costs and responsibilities involved.

Want to learn how it works? Send me a message today and let's discuss if it's right for your situation!

For informational purposes only. Not financial, legal, or tax advice. Eligibility, proceeds, fees, terms, and requirements vary. Borrowers remain responsible for applicable property taxes, homeowners insurance, property maintenance, and other loan obligations. Not a commitment to lend.

Scott Galbraith | NMLS #2796709
Loan Factory | NMLS #320841

Planning to buy a home soon? Starting early gives you the time you need to explore your financing options, gather paperw...
10/08/2026

Planning to buy a home soon? Starting early gives you the time you need to explore your financing options, gather paperwork, and make stress-free decisions. Beat the rush and set yourself up for success! Message me today to start planning your next steps. 🏡✨

For informational purposes only. Loan options, rates, terms, and eligibility vary by borrower and scenario. Not a commitment to lend.

Scott Galbraith | NMLS #2796709
Loan Factory | NMLS #320841

VA FINANCING: KNOW THE FULL PICTUREThinking about using your VA loan benefits? 🎖️ While a 0% down payment is a major per...
10/07/2026

VA FINANCING: KNOW THE FULL PICTURE

Thinking about using your VA loan benefits? 🎖️ While a 0% down payment is a major perk, it is important to remember that some upfront fees or closing costs may still be due at signing.

Let's look at the full picture together to see what options fit your situation. Message me today to get started! 📩



For informational purposes only. VA eligibility, funding fees, closing costs, credits, terms, and qualifications vary by borrower, property, lender, and loan scenario. Subject to applicable VA and lender requirements. Not a commitment to lend.

Scott Galbraith | NMLS #2796709
Loan Factory | NMLS #320841

Ready to make your move? 🏡 Your mortgage team should be just as fast as you are!When you find the perfect home, a quick ...
10/06/2026

Ready to make your move? 🏡 Your mortgage team should be just as fast as you are!

When you find the perfect home, a quick and responsive loan process makes all the difference. At Loan Factory, we combine advanced technology with dedicated support to keep your loan moving smoothly from application to closing.

Planning to buy? Message me today and let's get started!

For informational purposes only. Closing timelines vary based on borrower circumstances, property, lender requirements, documentation, and other factors. Not a commitment to lend.

Scott Galbraith | NMLS #2796709
Loan Factory | NMLS #320841

When shopping for a home loan, it is easy to focus only on the interest rate. 🏠 But did you know that your loan term, fe...
10/05/2026

When shopping for a home loan, it is easy to focus only on the interest rate. 🏠 But did you know that your loan term, fees, and loan type can have a massive impact on your overall costs? Let's look at the big picture together to find the right path for your financial goals. 💼 Message me today to explore your options!

For informational purposes only. Rates, fees, terms, programs, and eligibility vary by borrower, property, lender, and market conditions. Not a commitment to lend.

Scott Galbraith | NMLS #2796709
Loan Factory | NMLS #320841

Thinking about tapping into your home's equity? 🏡 Whether you want to fund a major renovation, consolidate debt, or cove...
10/02/2026

Thinking about tapping into your home's equity? 🏡 Whether you want to fund a major renovation, consolidate debt, or cover other financial priorities, it's important to understand your options and find the right fit for your situation. Let's chat to explore what is available and help you make an informed decision. Message me today to get started!

For informational purposes only. Not all applicants qualify. Rates, terms, loan amounts, and program availability vary. Not a commitment to lend.

Scott Galbraith | NMLS #2796709
Loan Factory | NMLS #320841

Shopping for a home loan? 🏠 Having access to a wide network of lenders means more opportunities to find a structure that...
10/01/2026

Shopping for a home loan? 🏠 Having access to a wide network of lenders means more opportunities to find a structure that fits your financial goals. By comparing different combinations of rates, fees, and terms, you can make a more informed decision. 📈

Send me a message today to explore your options and find the right path forward!

For informational purposes only. Sample rate comparison is for illustration only. Rates, APRs, fees, terms, and program availability vary by borrower, property, lender, and market conditions. Not a commitment to lend.

Scott Galbraith | NMLS #2796709
Loan Factory | NMLS #320841

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San Fransisco, CA
95959

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+14155157413

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