06/12/2024
Don’t miss these 👇🏼
1. Don’t just get pre approved. Get conditionally approved by your lenders underwriter. This gets you a step above everyone else working with lame lenders who can’t do this. 💃🏻
2. Make sure you’re working with a realtor who isn’t a “family friend” or “part time” - I only say this because I’ve seen first handed realtors who can’t or won’t be committed to getting your offers approved, will just get 10x more practice writing them over and over again. ✍️
3. Utilize a 2-1 buydown! ⬇️ Sellers are giving seller credit right now - USE IT to buy you time and get a lower rate than todays market the first 2 years.
4. Get approved for the cash offer program (conventional or VA loans only) if you want more info on how to turn these offers into a cash backed offer so you can negotiate the heck out of the price of your next home, comment “CASH” and I’ll send you a guide! 🤑
5. Don’t chase the lowest rate- usually this means sacrificing your piece of mind and sometimes, at the risk of losing your earnest money deposit because these are lenders who work for cheaper for a reason
(Spoiler alert: they’re not usually good or fast lenders)
Don’t cheap out when it comes to your largest investment that you’ll make. There’s no free money when you take out a mortgage! Some of us are just honest upfront while others surprise you a day before closing 😘
For more mortgage tips, follow TrustyLenders🏡
time homebuyer -tips -officer -estate mortgage
@gmail.com
