05/19/2026
The latest Federal Reserve report shows that approximately 10% of U.S. adults used or invested in cryptocurrency in 2025, marking the highest level since 2022, although still below the 12% recorded in 2021. Survey data indicates that the primary use of cryptocurrency remains investment, with 9% using it for investment purposes, 2% for payments, and 1% for transferring money to family and friends. In payment scenarios, users value cryptocurrency mainly for its faster transaction speeds, stronger privacy, and lower costs. Meanwhile, several U.S. payment and fintech companies are actively pushing Bitcoin and stablecoins into everyday payment systems. Notably, the new Federal Reserve Chair, Kevin Warsh, has expressed a relatively positive view of Bitcoin, previously stating that it could provide market discipline and describing it as “digital gold” for younger investors.
