Baz Geraisy #1159856

Baz Geraisy #1159856 Whether you're a first-time homebuyer, or looking to refinance, we're here to guide you're every step

12/30/2025

The Housing Crash Olympics 🏆Everyone’s waiting for the crash like it’s guaranteed.
Meanwhile, prepared buyers are quietly winning before spring chaos starts.
Preparation > prediction.

12/15/2025

Buy a house! Here we have a 567 FICO score on a conventional mortgage. Approved! And it’s cash out refinance!

11/12/2025

Everyone’s freaking out about the 50-year mortgage… but here’s the truth 👇
It’s not replacing the 30-year — it’s just another tool to help more people buy a home.
If you’re renting, you’re already paying 100% interest, so let’s talk facts before panic 😎🏠

Thank you to those who served and still serving.
11/11/2025

Thank you to those who served and still serving.

11/09/2025

🚨 Fannie Mae just dropped the 620 minimum credit score rule from Desktop Underwriter (DU)…
But hold up — that doesn’t mean everyone gets approved now 👀

DU still checks everything: your credit history, late payments, debt-to-income, savings, and even the property type.
No magic shortcuts — just a little more flexibility for people who were stuck under 620.

If you’re in Florida or Michigan, this could open new doors for you 🏠
Let’s see what DU says about your file 🔍

10/23/2025

Ever wonder what happens with your loan in underwriting?

Did you know you can purchase a home with just 1% down*? Take advantage of this popular program when you work with me. C...
09/02/2025

Did you know you can purchase a home with just 1% down*? Take advantage of this popular program when you work with me. Call today!

Have clients who are still renting? Their money could be going toward building equity in a new home. Because we have acc...
09/02/2025

Have clients who are still renting? Their money could be going toward building equity in a new home. Because we have access to competitive wholesale pricing, there’s never been a better time to buy!

Happy Labor Day!
09/01/2025

Happy Labor Day!

Did you know you could save an average of $10,662* by working with a mortgage broker compared to a retail lender? Let me...
08/31/2025

Did you know you could save an average of $10,662* by working with a mortgage broker compared to a retail lender? Let me show you how!

Time to take the next step in growing your investment portfolio. We're ready for you. Ask me about our home loan options...
08/29/2025

Time to take the next step in growing your investment portfolio. We're ready for you. Ask me about our home loan options based on prospective rental income.

08/29/2025

Thanks again for letting us find you a mortgage option that was just right for you. Let us know if you're ever thinking about a new move — we're always ready to help.

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San Diego, CA

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