VA Loan Experts

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Text your current rate to 619-602-1587. Let’s get you in the 2’s!
04/10/2020

Text your current rate to 619-602-1587. Let’s get you in the 2’s!

***VA HOME OWNERS - RATES ARE DOWN***If you own your home and have a VA mortgage, now is the time to consider the "Strea...
01/23/2020

***VA HOME OWNERS - RATES ARE DOWN***

If you own your home and have a VA mortgage, now is the time to consider the "Streamline VA IRRRL" If your current rate begins with a "4" or higher, please contact me so I can help you with significant savings.

VA Streamline IRRRL Highlights:
- IRRRL (Interest Rate Reduction Rrefinance Loan)
- No income or asset documentation required
- No appraisal required
- Zero lender fees
(Aligned Mortgage waives all lender fees as our way of
saying "thank you for your service")
- Zero out of pocket costs
- Can result in skipping one or even two mortgage payments
- Available on all VA loans even if you no long occupy as
primary residence

CONTACT ME TODAY FOR FREE MORTGAGE ANALYSIS

619-602-1587
[email protected]

**VA Minimum Property  Requirements**When shopping for your next home and using VA financing, it is very important to be...
05/15/2019

**VA Minimum Property Requirements**

When shopping for your next home and using VA financing, it is very important to be aware of VA's "minimum property requirements."

The VA Minimum Property Requirements (VA MPR) exist to establish whether a property has the basic necessities that make it safe for daily living.

VA Minimum Property Requirements Provide Protection for Veterans. Make sure that you are working with a lender and a realtor that are aware of these requirements when shopping for you next home purchase.

Feel free to message us directly to learn more about VA Minimum Property Requirements.

More than one VA loan? Really! Not Kidding!! Did you know that you can use your VA entitlement to buy a home more than o...
05/15/2019

More than one VA loan?

Really! Not Kidding!!

Did you know that you can use your VA entitlement to buy a home more than once! As a matter of fact, you can even have more than one VA home loan at one time.
When you sell and pay off your current VA home loan, your VA entitlement gets fully restored and can be used again and again. If you have an existing VA loan, you can still purchase using your remaining bonus entitlement but may just need to put down a small down payment.

VA LOANS vrs CONVENTIONAL LOANSNot every active duty military member and/or veteran is aware of the many benefits VA hom...
05/14/2019

VA LOANS vrs CONVENTIONAL LOANS

Not every active duty military member and/or veteran is aware of the many benefits VA home financing has over traditional conventional financing. Here are a few of the top benefits compared to conventional home loans. You earned these benefits by serving our country, you should take advantage of them when it comes time to buy your dream home.

First and foremost, we would like to thank all of our active duty military members and veterans for your service and for...
05/14/2019

First and foremost, we would like to thank all of our active duty military members and veterans for your service and for fighting for our freedom.

WHAT IS A VA FUNDING FEE?Many people ask what the VA funding Fee is and how much will it cost them. Below is a table tha...
05/14/2019

WHAT IS A VA FUNDING FEE?
Many people ask what the VA funding Fee is and how much will it cost them. Below is a table that breaks down the costs that the VA charges for the VA Funding Fee. The good news is that this fee is financed which means it gets added to the principal loan amount and does not need to come out of pocket from the VA borrower. Also, if the VA borrower has any percentage of VA service related disability, they are automatically exempt from having to pay a VA funding fee on their VA loan.

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San Diego, CA

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