Adams Financial

Adams Financial Catch the Wave in Home Financing... Purchase, Refinance, FHA, VA, Conventional, Reverse Mortgage, Al He is a graduate of SDSU with a B.S.

Todd Adams is a lifelong San Diegan and has been in the mortgage business for over 25 years. in Finance and a minor in Real Estate. Todd's knowledge of San Diego County is an incredible asset to his clients. Todd has worked for large banks, mortgage banks, mortgage brokers, and with credit unions and savings and loans his extensive and varied experience helps Todd select the best loan solution fo

r his clients' needs. Programs:
Purchase, Refinance, FHA, VA, Conventional, Reverse Mortgage, All First-Time Home Buyer Programs, Asset Depletion Loans, Second T.D., Hard Money Loans, and many more programs too numerous to print

02/28/2023

Deed restrictions and deed-restricted communities can control anything from the number of bedrooms in a house to the types of vehicles in the driveway to neighborhood garage sales. So it’s something to study...

02/27/2023

Home prices haven’t softened that much across the country, and interest rates are still not fun. So why, according to...

02/27/2023

These are the three areas that have the greatest ability to impact rates. 1) Manufacturing, 2) The Fed, 3) Overseas New...

02/27/2023

Stock indexes had a rough time last week, the DJIA -1,000, NASDAQ -392 and the S&P -110. It was the worst week of this year. This morning pre-opening futures trade the indexes began a little better...

02/24/2023

This happens when a dream perk at an open house turns into an expensive nightmare. How? You hear it when you find there is no permit paper trail and the home improvements were done without the proper authorizations...

02/22/2023

This afternoon at 2 pm ET the minutes from the Jan FOMC minutes (2/1/23). What we are looking for is any members that were talking about increasing the...

02/21/2023

Renovating your kitchen is a big job and can be a frightening prospect in terms of totaling up the costs. So do you just do a cosmetic remodel...

02/17/2023

They know. They know how eager you are to close escrow on your dream home. And that’s when they hit. Scammers know that when buyers are excited, stressed, and chomping at the bit to sign on the dotted line, it’s the best time to strike...

02/15/2023

Yesterday the 10 increased 5 bps, MBS prices down 25 bps; this morning the 10 started up 2 more bps but by 8:45 am ET back to unchanged. Jan retail sales released at 8:30 am expected +1.7% increased 3.0%, excluding autos...

02/14/2023

Cutting off your nose to spite your face? It’s an old expression, but that might be what happens when you lease a car while your loftiest goal is to buy a home. You may well be preventing one by doing the other...

02/13/2023

Those of us in the real estate and mortgage industries are hard-pressed to find words to describe the market in which we find ourselves. Buyers’ market? Sellers’ market?

02/13/2023

These are the three areas that have the greatest ability to impact rates this week. 1) Inflation, 2) The Fed and 3) Domestic News...

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