Your Loan Ladies

Your Loan Ladies Becoming a trusted Mortgage Advisor to your family is my privilege. Loans have changed drastically over the course of 30 years.

In my 40 years’ experience in mortgage lending providing customized mortgage solutions, it’s a true honor to work with different generations of families and have them as lifetime clients. In the 1990’s, you didn’t need anything to qualify and in 2010, no one qualified! Since then, the life of a loan has been re-engineered. Today’s buyers benefit from my 40+ years lending experience and expertise.

When you, your friends or family are looking for a loan for a new home or investment property, I can provide customized mortgage solutions. I have worked with thousands of individuals and their families in my career and have many repeat clients who not only come back to me for their own loans, but also send their children and grandchildren my way. It’s a true honor to work with different generations of families and have them as lifetime clients. I am proficient in all loan types including FHA, VA, Conventional, as well as specialty products such as 1st Time Buyer/Down Payment Assistance, Reverse Mortgages and Construction One-Time Close Financing. Knowing it could be a challenge for a 1st time buyer or move up buyer in our area, the objective is to make the mortgage process enjoyable by educating, bridging the communication gap, and riding the wave together.

My career goal has always been to help families achieve their dream of homeownership.I believe I can do more and be more...
12/21/2023

My career goal has always been to help families achieve their dream of homeownership.
I believe I can do more and be more for you at Novus Home Mortgage, and I am so excited to serve you in this new chapter. While I may have moved to Novus, it's the service that you've grown to know.
Thank you for your continued support as I make this move. I am truly grateful for you and your presence in our lives.
I look forward to working with you in the future!

Contact us today to learn how a Renovation Loan can help you ~ 619-990-6908.
09/19/2023

Contact us today to learn how a Renovation Loan can help you ~ 619-990-6908.

With the FHA 203(k) loan program, you can include smaller renovations and repairs in your mortgage, or you can finally f...
09/14/2023

With the FHA 203(k) loan program, you can include smaller renovations and repairs in your mortgage, or you can finally finance that fixer-upper you’ve had your eye on! Tackle everything on your renovation to-do list with one loan. What are you waiting for? Contact us today ~ 619-990-6908.

One of the zero-down payment options left, VA home loans can help make home buying possible for those who serve. There a...
09/12/2023

One of the zero-down payment options left, VA home loans can help make home buying possible for those who serve. There are even renovation and refinancing options available for you too. Contact me to learn more ~ 619-990-6908.

We offer USDA Renovation loans, which can help combine the purchase of a home in a designated rural area with any needed...
09/08/2023

We offer USDA Renovation loans, which can help combine the purchase of a home in a designated rural area with any needed repairs…so you can buy a home you love, even if it needs a little love.

Let us help you find the perfect Renovation Loan to transform that fixer-upper you have your eye on into the home of you...
09/06/2023

Let us help you find the perfect Renovation Loan to transform that fixer-upper you have your eye on into the home of your dreams. We like to call it a “Love the House, Hate the Kitchen” loan. We’d be honored to show you your options.

Happy National Senior Citizens Day!  Here's something to think about today ~ Reverse Mortgages are recognized by homeown...
08/21/2023

Happy National Senior Citizens Day! Here's something to think about today ~ Reverse Mortgages are recognized by homeowners and financial advisors as a smart and safe way to access and important retirement asset: home equity. If you're at least 62 years of age and considering a reverse mortgage , call us today and we'll see if you're eligible.

Stay Positive, Focus on Your Goals, Be Grateful, Say No To Negative Self-Talk, Be a Master of Change, and Get Motivated ...
08/21/2023

Stay Positive, Focus on Your Goals, Be Grateful, Say No To Negative Self-Talk, Be a Master of Change, and Get Motivated by Others to achieve your dreams.

Looking to buy a home but short on cash? With the DPA Advantage (Down Payment Assistance) program, you could be eligible...
07/27/2023

Looking to buy a home but short on cash? With the DPA Advantage (Down Payment Assistance) program, you could be eligible to receive a grant for up to 5% of the purchase price that can be used toward your down payment. In some instances, the grant could be forgivable. Contact us to see if you qualify ~ 619-990-6908.

We want to help simplify your financing so you can build the home of your dreams!  Qualified borrowers can finance the h...
07/26/2023

We want to help simplify your financing so you can build the home of your dreams! Qualified borrowers can finance the home construction, lot purchase AND permanent mortgage in a single closing with One-Time-Close (OTC) Construction-to-Permanent loans. Contact us to learn more. 619-990-6908

Can’t find a house you can afford in the area you want to live?  Manufactured Homes may be the solution to help you purc...
07/20/2023

Can’t find a house you can afford in the area you want to live? Manufactured Homes may be the solution to help you purchase a BRAND NEW HOME! Today’s Manufactured Homes are customizable and can be more affordable than traditional site-built homes… and we have loans that can help! Contact us today ~ 619-990-6908.

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San Diego, CA

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+16199906908

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