Your ADU Starts Here

14/05/2026

Older rentals may look like a great investment… until the repairs start piling up. 🏚️💸

From emergency plumbing calls to aging HVAC systems, hidden maintenance costs can quickly eat into your rental income.

That’s why more investors are turning to modern ADUs. 🏗️
✔ Lower maintenance
✔ Energy efficient
✔ Warranty protection
✔ Better tenant appeal
✔ More predictable cash flow

An older property can become a constant project. A new ADU is built for smarter, stress-free rental income. 📈

Thinking about adding an ADU to your property? Let’s talk. Learn how a new ADU can help protect your ROI and create more predictable rental income:
Book your free consultation here:
https://form.jotform.com/261313523382046

27/04/2026

Big news for homeowners and investors 👇

Fannie Mae’s 2026 update just changed the ADU financing game. You can now finance up to TWO ADUs on a single-family property — an attached unit and a detached backyard unit — using conventional or HomeStyle Renovation loans.

Even better? You can qualify using projected rental income from just one of the ADUs (via Form 1007). That means your future tenant can help you get approved.

Here’s the quick breakdown:
🏠 1 Primary + up to 2 ADUs now eligible
💰 Rental income counts up to 30% of qualifying income
📋 “As-Completed” appraisal used for both loan types
🔑 Single-family property definition modernized

If you’ve been sitting on an ADU idea, the financing path just got a whole lot clearer.

Contact us to run the numbers on your property.

06/03/2026

This will enforce the higher value of ADU comparables to condominiums.
Allowing the separate sale of Accessory Dwelling Units (ADUs) significantly shifts how they impact property value. Previously, an ADU's value was "locked" to the primary home, but the new ordinance allows homeowners to treat them as independent assets similar to condominiums.

San Diego County will now allow the separate sale of accessory dwelling units without more eligibility requirements, aligning with state law.

25/02/2026

🏡 From fresh start to smart investment
A Southern California homeowner purchased a $425K home in Redlands with space to build an ADU — turning a life transition into a long-term wealth strategy.

✨ The move: FHA 203(k) financing covered both the purchase and ADU construction
💰 The build: ~$125K all-electric ADU with its own address
📈 The result: Home value near $800K + $2,000/month rental income

Her biggest takeaway? Think creatively about financing and use ADUs to create flexibility, stability, and future income potential.

👉 ADUs aren’t just housing — they’re a pathway to affordability, multigenerational living, and real estate wealth.



Will Johnson
Construction Loan Broker
ADU Finance Specialist
833.946.5005
NMLS #2109577 DRE # 02207239

A divorcee shares the story of buying a $425K home in Redlands, CA, then building an ADU that brings in $2K a month.

14/02/2026

2025 saw a surge in ADU financing with 85% of loans dedicated to them!
https://conta.cc/4cvWCIZ

Email from Inspection Perfection Your ADU Financing Questions Answered - Let's Chat!           2025 was a productive year focused on financing ADUs. 85% loans were for ADUS. 90% of ADU loans were fina

11/02/2026

https://localnewspasadena.com/2026/three-new-california-housing-laws-could-reshape-neighborhoods

Will Johnson
Construction Loan Broker
ADU Finance Specialist
833.946.5005
NMLS #2109577 DRE # 02207239

28/01/2026

Link: https://maxablespace.com/webinar-registration/

27/01/2026

Construction Loan Broker
ADU Finance Specialist
833.946.5005
NMLS #2109577 DRE # 02207239

California law AB 1033, passed in 2024, allows cities to let homeowners sell accessory dwelling units (ADUs) as separate properties. The law requires local g...

21/01/2026

2025 was a productive year focused on financing ADUs. 85% loans were for ADUS. 90% of ADU loans were financed through 2nd-lien loans.

Lets Talk: Schedule Call
https://meetings-na2.hubspot.com/will825

09/01/2026

🏠 Multigenerational Housing Is on the Rise
More families are choosing to live together- by design, not by chance.

Rising housing costs, built-in childcare, and caring for aging parents are reshaping how homes are built and financed.

✨ Today’s multigenerational homes feature:
✔ Separate living spaces
✔ Dual primary suites or ADUs
✔ Shared costs, shared support
✔ Smarter long-term housing solutions

This isn’t a trend - it’s the future of housing.

Will Johnson
Construction Loan Broker
ADU Finance Specialist
833.946.5005
www.aduabl.com
NMLS #2109577 DRE # 02207239

https://homebuyinginstitute.com/mortgage/the-rise-of-multigenerational-housing

Multigenerational housing is growing in the U.S. Learn about design trends, zoning changes, financing options, and tips for buyers.