Tim Talsma Lending

Tim Talsma Lending Welcome to my business page! I'm an NMLS licensed Mortgage Loan Originator providing clients with h

Love this community 🤙🏼
01/12/2025

Love this community 🤙🏼

Thanks to everyone who made it out to the Realtor Self Defense course! We had an awesome time and learned valuable skill...
07/18/2024

Thanks to everyone who made it out to the Realtor Self Defense course! We had an awesome time and learned valuable skills. Huge thanks to and at for the training 🤙🏼🤙🏼🤙🏼

If there’s one thing this world needs, it’s yet another podcast - and I’m happy to oblige!I’m excited to announce the la...
01/04/2023

If there’s one thing this world needs, it’s yet another podcast - and I’m happy to oblige!

I’m excited to announce the launch of my new podcast, ‘The Real People Real Estate Podcast’.

The episodes will offer mortgage insight, feature guest industry experts for their unique perspective, and spotlight local and small businesses.

Follow us on iTunes (Apple users) and Podbean (Android users) to stay updated and join the conversation.

I can’t wait for you to tune in!

10/26/2022

Does applying for a mortgage hurt your credit score? Find out here👇🏼👇🏼👇🏼

Rising rates, increased inventory, leveling prices?  Experts weigh in on what the housing market can expect this season.
10/12/2022

Rising rates, increased inventory, leveling prices? Experts weigh in on what the housing market can expect this season.

The housing market is rapidly changing from the peak frenzy it saw over the past two years.

07/11/2022

Ok, quick break from the goofy, fun videos for a serious one. Let’s zoom out and look back at the last 2.5 years to remind ourselves (and any friends/family on the fence about buying a home) of the value of owning your own space.

Homeowners, how much equity did you gain over that time? And how much peace of mind did you find in your home while the rest of the world was chaotic?

It’s hard to find an investment that provides a better return than a home - both financially AND emotionally.

07/05/2022

Still working out some kinks but I’ll be back next week with a quality take.

🎥🎬🔥

06/14/2022

Tough start to the week for mortgage rates. Looks like the new norm may be rates in the 6’s. Double check those pre-approvals and make sure you still qualify in this new environment.

Have you wondered if you can afford a house in this market? If so, running the numbers is a great place to start. You'll...
06/06/2022

Have you wondered if you can afford a house in this market? If so, running the numbers is a great place to start. You'll be able to estimate how much you can afford in minutes. I'm here to help you along the way - don't hesitate to reach out!

We've all been asked this a lot lately – is the housing bubble going to burst?Here’s a short article explaining why thin...
05/16/2022

We've all been asked this a lot lately – is the housing bubble going to burst?

Here’s a short article explaining why things aren’t the same as what we saw in 2008: https://bit.ly/39qN43r

TLDR: “The major reason for the housing crash 15 years ago was a tsunami of foreclosures. With much stricter mortgage standards and a historic level of homeowner equity, the fear of massive foreclosures impacting today’s market is not realistic.”

Homeownership has become a major element in achieving the American Dream.

California remains an extremely competitive market for hopeful home buyers. Make sure your ducks are in a row and that y...
05/04/2022

California remains an extremely competitive market for hopeful home buyers. Make sure your ducks are in a row and that your agent and lender are working in tandem to give yourself the best chance at getting an offer accepted!

Credit: Keeping Current Matters

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San Diego, CA

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About Tim Talsma Lending

As a mortgage professional, I’m proud that my clients trust in me to advocate for them throughout the home loan process. Using the great team and support system that's available at OneTrust, I can ensure that my clients have the easiest and most efficient home buying experience possible.

I educate my clients on the variety of mortgage programs available by providing detailed and honest information, as well as sound financial advice. Together we come up with a home financing strategy. I believe in building life-long business partner relationships, and hope to assist my clients at every stage of their lives. I aim to uphold the stellar reputation that both I as an individual and OneTrust Home Loans as a company have established.

In my free time, I enjoy traveling and exploring San Diego with my wife, Renee, and our dogs.