KSpence4Rates

06/27/2023

Find out if it's time to sell your home
How much is your home worth? Type your property address and get a quick home estimate.

How much is your home worth? Type your property address and get a quick home estimate.

06/19/2023

States With the Highest Housing Costs

Keshawn Spence is a mortgage agent with NMLS # 2467304. Check out Keshawn Spence's listings or office listings.

06/19/2023

Happy Father’s Day

Keshawn Spence is a mortgage agent with NMLS # 2467304. Check out Keshawn Spence's listings or office listings.

06/10/2023

How mortgage points can help you beat sky-high mortgage rates
Contact me to discuss the latest scoop in real estate!

Mortgage points are fees that can be paid to the lender in order to lower the interest rate on a loan. Discount points are optional and can reduce the rate by up to 0.25%, while origination points are a fee paid to the lender for processing and underwriting the loan and are typically not optional. B...

06/06/2023

Are you looking to buy a new home? The first step is to fill out a mortgage application. This process can be daunting, but it's necessary to determine how much you can afford to borrow and what interest rate you qualify for. Make sure to have all your financial documents ready and be prepared to answer questions about your income, expenses, and credit history. With a little patience and persistence, you'll soon be on your way to owning your dream home.

06/01/2023

Late-Q1 Sales and Prices of Single-Family Homes in Southern California

Keshawn Spence is a mortgage agent with NMLS # 2467304. Check out Keshawn Spence's listings or office listings.

05/19/2023

The Effect Of Fed Policy Decisions On Mortgage Rates: What Home Buyers Need To Know
Contact me to discuss the latest scoop in real estate!

The Federal Reserve System, which is based in Washington D.C., is composed of seven members called Governors and twelve regional Federal Reserve Banks. The Federal Open Market Committee (FOMC) is responsible for setting interest rate policy, with up to twelve voting members. The FOMC meets every six...

05/14/2023

Happy Mother’s Day

Keshawn Spence is a mortgage agent with NMLS # 2467304. Check out Keshawn Spence's listings or office listings.

05/11/2023

What to Know When Buying Your First Home?

05/09/2023

Want to know which homes you could buy with your current rent?
Type your details and get a quick suggestions.

Which Home You Can Buy? Type your details and get a quick suggestions.