Delma Cloyd - Bankers Life Agent

05/26/2026

Older Americans Month is a great reminder that small steps today can help support independence tomorrow. Explore planning tips for a fulfilling retirement.

Each May, Older Americans Month recognizes the contributions, resilience, and well-being of older adults—and it’s the perfect time to reflect on how Celebrate Older Americans Month with tips to support independence in retirement—planning for care, Medicare, finances, and an active, connected l...

05/21/2026

Choosing a long-term care facility doesn’t have to be stressful. Whether you're exploring options for yourself or a loved one, understanding the types of care available—from home services to continuing care communities—can help you make the right decision.

Deciding on long-term care needs can feel overwhelming, especially when you're balancing health needs, lifestyle preferences, and financial resources. Explore how to choose the right long-term care facility by understanding medical, emotional, financial, and lifestyle factors. Learn about types of c...

05/21/2026

🎓 Congratulations to the Class of 2026!

Ready to hit the ground running? Start your career with Bankers Life and unlock your full potential in an industry that’s built for growth.

At Bankers Life, you’ll have access to:

• Award winning training, clear career paths, mentoring, and leading technology
• New leads delivered each month to help you build momentum
• Competitive commissions, retirement and health benefits, incentives, and unlimited earning potential
• Built in business support, including a personalized webpage, prospecting tools, email templates, and social media resources

Message me for more information or apply today at https://www.careersatbankerslife.com/

05/20/2026

Assets you’ll never touch. Money set aside for the kids. That IRA you haven’t looked at in 10 years. When an asset falls into your “never” bucket, it needs to be structured to transfer to your heirs tax free. If not, they could end up paying for avoidable planning mistakes. Call me today to review your life insurance options. bankerslife.com/life-insurance

05/19/2026

One unexpected expense can have a bigger impact in retirement than you might expect.

Learn why planning ahead for emergencies is a key part of protecting your retirement income—and how the right strategy can help preserve your financial confidence.

Don’t let the unexpected derail your financial future. Discover 3 ways to prepare for emergency expenses in retirement

05/18/2026

You’re leaving the farm to your grandkids. Beautiful. But are they also inheriting a massive tax bill? Property taxes, capital gains, and estate taxes can force families to sell land they want to keep. Life insurance can cover those costs so the legacy stays intact. bankerslife.com/life-insurance
Call me today to review your life insurance options.

05/14/2026

Looking for more from your financial services career?

At Bankers Life, you’ll find a partner truly invested in your success—offering the support, resources, and opportunities to help you grow further.

If you’ve been waiting for a sign to make a change, this is it.
Message me for more information or visit https://www.careersatbankerslife.com/ and apply today.

05/13/2026

Your life today probably looks different than it did when you bought your life insurance. Let’s make sure your address, contact information, beneficiary designations, coverage amounts, and other policy details still match your life and goals. Call me today to review your life insurance options.

05/12/2026

Financial stress can weigh on your well-being.

This , take steps to feel more confident about your finances.

I’m here to help you plan with confidence—today and for the future. Message me to get started.

05/11/2026

One bucket gets taxed when your heirs inherit. The other doesn’t. If you don’t know which bucket your money is in—qualified (IRA, 401k) or non-qualified (life insurance, Roth)—you can’t plan properly. Call me today—and let’s talk through it. bankerslife.com/life-insurance

05/08/2026

If you turned 72 in 2023, your RMD age is 73. By 2033, it’ll be 75. The SECURE Act 2.0 keeps shifting the rules, giving you extra years to grow your accounts and plan for the tax hit your heirs could face. Life insurance can help offset those future taxes and protect the legacy you want to leave. Call me today to review smart ways to incorporate it into your distribution strategy. bankerslife.com/life-insurance