02/18/2026
Aggressive Equity-Based Real Estate Financing – When Banks Say No, We Structure It. 🔥
If you’re sitting on equity and need speed, flexibility, and ex*****on this is where hard money makes sense.
This is a true equity-based lender focused strictly on Loan-To-Value (LTV), not credit scores, not tax returns, not speculation.
They underwrite based on the current as-is value of the property. Period.
Here’s what that means for investors and operators:
✅ Purchase or Refinance
✅ Seller Carry allowed up to 100% CLTV
✅ Up to 50–55% LTV on Commercial Assets
✅ Up to 60% LTV on Residential Assets
✅ Credit score not a determining factor
✅ Properties located in populations of 35,000+
✅ Up to $15MM on clean, strong properties
✅ Up to $5MM on other asset types
This is real hard money, asset-driven, equity-focused, ex*****on-based.
If you own commercial, multifamily, mixed-use, retail, land, or residential investment property and need:
• Fast capital
• Equity extraction
• Refinance before sale
• Rescue financing
• Bridge capital
DM me or call/text directly to discuss your scenario.
Let’s put your equity to work.
Chris Young
NMLS #2065056
Groves Capital, Inc. - NMLS # 1678775
Romel Essex Real Estate Enterprise
Chris Young NMLS #2065056
