Chris Young NMLS #2065056

08/23/2026

Not all land is the same when it comes to financing.

Raw land, entitled land, and development-ready land can all be viewed very differently by a lender.

The biggest thing is having a clear story around the property — basis, equity, approvals, capital needs, and what happens next.

If you’re working on a land deal, happy to take a look.

609 972 2279
[email protected]

Financing is subject to underwriting, lender approval, property eligibility, and program availability.

08/23/2026

1,840 unique visitors. 4,414 pageviews. 7 days.

Blueprint is still brand new, so this means a lot.

Still building. Still learning. Still improving it every day.

Thank you for the support!

blueprintcommercialloans.com

08/21/2026

Working on a commercial real estate deal and need financing?

We made the first step simple.

Send us the basics — property, loan request, project details, and what you’re looking to accomplish — and we’ll take a look.

Bridge • Construction • Acquisition • Refinance • Cash-Out

Submit your deal:
blueprintcommercialloans.com/submit-a-deal/

Always happy to talk through a scenario first, too.

📧 [email protected]
📞 609-972-2279

Financing is subject to underwriting, lender approval, and program availability. Submission is not a commitment to lend.

Submit a commercial financing request for bridge, construction, multifamily, refinance, value-add, owner-user or SBA financing.

08/19/2026

We’re rolling out the beta version of the Blueprint Loan Assistant.

It’s currently tested in 8 languages and designed to help borrowers, brokers, investors and referral partners better understand commercial financing before they submit a deal.

The goal is simple: make the first step easier.

The assistant can help explain loan programs, LTV/LTC/DSCR, lender requirements, deal structure, documents that may be needed, and the next steps based on the type of financing request.

We’ve now tested it in English, Spanish, French, Portuguese, Chinese, Vietnamese, Korean and Arabic.

This isn’t meant to replace relationships or real conversations. It’s meant to help people get clearer, more organized, and better prepared before that conversation starts.

We’re continuing to improve it, and feedback is always welcome.

[email protected]
blueprintcommercialloans.com
Call or text: 609-972-2279

Groves Capital, Inc. - NMLS # 1678775
Romel Essex Real Estate Enterprise
Chris Young NMLS #2065056

08/09/2026

BlueprintCommercialLoans.com is officially live.

Commercial lending made simple, transparent, and relationship driven. 🤝

If you’re buying, building, refinancing, or just want another set of eyes on a deal, reach out. I’m always happy to talk through it.

BlueprintCommercialLoans.com
609 972 2279
[email protected]

08/06/2026

LTV, LTC, and LTARV are not the same thing, and confusing them can completely change how a commercial loan is structured.

Here’s the difference:

LTV compares the loan amount to the property’s value.
LTC compares the loan amount to the total project cost.
LTARV compares the loan amount to the projected value after the work is completed.

A lender may use one, two, or all three depending on the transaction.

That means a quote of “75% leverage” does not always mean 75% of the same number.

Before submitting a deal, make sure you understand:

What value or cost basis the lender is using
Whether renovation funds are included
Which leverage metric controls the loan amount
How borrower equity, reserves, and soft costs are treated

A strong deal is easier to place when the structure is clear from the beginning.

Need a second look at your commercial loan request?

DM LEVERAGE
Call or text 609 972 2279
[email protected]

Educational content only. This is not a commitment to lend. Programs, leverage, pricing, terms, and eligibility are subject to underwriting and change.

Romel Essex Real Estate Enterprise
Chris Young NMLS #2065056

08/05/2026

How could a $2.5 million commercial bridge loan be structured?

This educational example shows how a lender may evaluate a value add transaction based on:

• Purchase price and renovation costs
• Total project cost
• Borrower equity
• Loan-to-cost and loan-to-value
• Experience and liquidity
• Exit strategy

A commercial lender is not only reviewing the requested loan amount. The entire capital stack, ex*****on plan, collateral value, and repayment strategy must make sense.

Every transaction is different, and the final structure will depend on the property, borrower, market, valuation, and lender requirements.

Need help reviewing or structuring a commercial loan request?

Send the word DEAL in Messenger
Call or text 609 972 2279
[email protected]

Educational example only. This is not a commitment to lend. Programs, leverage, pricing, terms, and eligibility are subject to underwriting and change.

Romel Essex Real Estate Enterprise
Chris Young NMLS #2065056

08/01/2026

Romel Essex Real Estate Enterprise
Chris Young NMLS #2065056

07/11/2026

Great options for investors and borrowers in California, Texas and Washington!

Groves Capital, Inc. - NMLS # 1678775
Chris Young NMLS #2065056

07/10/2026

Bridge loans for investors and borrowers in California, Texas, and Washington!

Groves Capital, Inc. - NMLS # 1678775
Chris Young