Raul Vega Mortgage

Raul Vega Mortgage Experienced mortgage broker in California offering personalized loan solutions for homebuyers and homeowners.

Specializing in first-time homebuyer programs, refinancing, VA loans, and more. Serving all of California with integrity and professionalism.

🎁 Thinking about buying but short on cash?Good news: many loan programs let approved donors—think parents, grandparents,...
07/02/2025

🎁 Thinking about buying but short on cash?
Good news: many loan programs let approved donors—think parents, grandparents, even your employer—gift you the money for your down payment with zero strings attached.

I just dropped a quick carousel that breaks down:
• Who can and can’t gift under Conventional, FHA, and VA rules
• How to document the funds so underwriting doesn’t blow up your deal
• The “100 % gift” scenarios that can get you to the closing table with none of your own cash

👉 Check out the slides, then message me “GIFT” for a free cheat sheet and ready-to-fill gift-letter. Let’s make your free money count.

💡 Realtors & Homebuyers: Imagine closing on a home with ZERO Down!Community Home 100 adds a small second loan to an FHA ...
06/26/2025

💡 Realtors & Homebuyers: Imagine closing on a home with ZERO Down!
Community Home 100 adds a small second loan to an FHA mortgage to cover the full down payment plus allowable closing costs.

✔️ 600+ credit score
✔️ Choose a forgivable or 10-yr amortized second

📲 Message me “HOME100” or call 909-255-3675 and I’ll show you a no-money-down scenario in minutes. Share this post with anyone who could use a fresh start—without draining their savings!

🏠 Thinking of buying a home? Don’t get confused by the terms 'Pre-Qualification' and 'Pre-Approval'—they’re not the same...
06/24/2025

🏠 Thinking of buying a home? Don’t get confused by the terms 'Pre-Qualification' and 'Pre-Approval'—they’re not the same! Let’s break it down so you can be ready to make an offer with confidence. 💪

👉 Swipe through to learn the difference, and DM me to get pre-approved today!

"

“I need an 800 credit score to buy a home.”👎 FALSE. And believing that lie is probably holding you back.Let’s break it d...
06/18/2025

“I need an 800 credit score to buy a home.”
👎 FALSE. And believing that lie is probably holding you back.

Let’s break it down 👉 Most loan programs are flexible—FHA, VA, and even some conventional loans don’t require perfect credit. What matters is knowing where you stand and what moves you can make to qualify or improve your rate.

A small jump in your score could save you thousands over the life of your loan.

✅ Want to see if you're mortgage-ready?
✅ Need a simple game plan to get there?

DM me “CREDIT” and I’ll walk you through it.

Update: Had the date wrong on previous postWith the man himself, 📍 700 E Washington St SPC 257, Colton, CA 92324🕒 Open ...
05/10/2025

Update: Had the date wrong on previous post

With the man himself,

📍 700 E Washington St SPC 257, Colton, CA 92324

🕒 Open 11AM - 2PM

💰 $380,000

This 3-bed, 2-bath, 1,440 sq ft manufactured home on a permanent foundation offers:

Attached 2-car garage

Central A/C and heating

Community pool access

Mountain and park views

Eligible for FHA and VA financing! Perfect for first-time buyers or those looking to use their VA benefits.

Located in a well-maintained community with low HOA fees.

I feel like the world’s oldest rookie but we are called to humble ourselves before others and make our leaders work a jo...
05/01/2025

I feel like the world’s oldest rookie but we are called to humble ourselves before others and make our leaders work a joy.
The first full quarter back and it was a good return to the basics. Making calls, helping people, solving problems, and training. The 2nd quarter is already hot with just one month in and I’m trying to keep the momentum going.
I thank the Lord for the opportunity to help those around me. Thank you also to for being so understanding, this work is hard to explain if you e never done anything like it and she’s rolled well with the punches. Thank you .inc

Time to get back to work!

Address

San Bernardino, CA

Telephone

(909)2553675

Website

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