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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm

San Antonio Citizens Federal Credit Union

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San Antonio, FL
San Antonio Citizens Federal Credit Union

SACFCU offers comprehensive financial services, including loans, accounts, and digital banking, serving Pasco County residents since 1955.

San Antonio Citizens Federal Credit Union was chartered on December 12, 1955, in San Antonio, FL. We began serving members on January 3, 1956, and we’ve continued to do so successfully for over 65 years. We are the oldest financial institution in East Pasco County still operating under our original charter. Over the years, we’ve expanded to 4 locations; San Antonio, Dade City, Zephyrhills and Wes

ley Chapel. Our unrelenting desire to create financially successful members is what inspired our founders, Joe Collura, Joe Herrman and friends, to establish our Credit Union; and is the same guiding principle we live by today. Our founders knew that by chartering a not-for-profit financial institution where the members are the owners, they would ensure years of successful operations based on the best interests of the members. We encourage you to join this organization and experience A Great Place to Bank!

09/08/2026

Homeownership comes with unexpected moments, especially when the Florida heat is working overtime.

If your A/C, refrigerator, or other major appliance needs repair or replacement, we're here to help with flexible financing designed around your needs.

🏠 Home Equity Line of Credit
💰 Up to $1,250 in closing costs paid by us

Visit https://www.sacfcu.org/home-equity/ to learn more!

08/28/2026

As many of you have seen, we recently entered Tampa Bays Best of the Best a few months ago. Last year, you helped us bring home Silver. This year… WE WENT FOR GOLD!

We’re incredibly proud to announce that SACFCU has been named a Tampa Bay Best of the Best GOLD winner, not just overall for Credit Unions, but also for Mortgages/Home Loan! 🏆

This recognition means so much because it’s voted on by the community we’re honored to serve. Every vote, every member, every conversation and every opportunity to help our community thrive has helped get us here.

08/25/2026

🌴 Florida summers are no joke and neither is a broken A/C.

If your cooling system needs a repair or replacement, a Home Equity Line of Credit can help you stay comfortable without putting your plans on hold.

❄️ Introductory rate as low as 3.99% APR for the first 6 months*
💰 We pay up to $1,250 in closing costs

Don't sweat it! Contact us today to learn more! https://www.sacfcu.org/home-equity/

08/13/2026

A home repair doesn't have to become a financial setback.

With a Home Equity Line of Credit, you'll have flexible access to funds when unexpected expenses arise—so you can focus on fixing the problem, not worrying about how to pay for it.

Ask us about our current HELOC offer today!

*Terms and conditions apply. Visit: https://www.sacfcu.org/home-equity/ to learn more!

08/06/2026

Last Friday, we celebrated I Love My Credit Union Day with our amazing team and enjoyed some delicious Pop Up Bagels to make the day even sweeter (or should we say, tastier? )

Thank you to our incredible members for trusting us to be part of your financial journey. Here's to celebrating the people who make what we do so rewarding! 💙

08/05/2026

🚨 PSA for parents and students!

Florida's Tax-Free Month is the perfect opportunity to stock up on back-to-school essentials. If your shopping list is a little longer than expected, our Back-to-School Loan can help.

📝 Don't wait, apply by August 31st!

08/04/2026

🎨 Fresh paint. New flooring. Updated spaces.

This summer is the perfect time to give your home the refresh it's been waiting for. A Home Equity Line of Credit (HELOC) gives you flexible access to funds for renovations, repairs, and more.

✔ Introductory rate as low as 3.99% APR for the first 6 months*
✔ We pay up to $1,250 in closing costs

Stop by or contact us to learn more!

*Terms and conditions apply. Visit: https://www.sacfcu.org/home-equity/

07/28/2026

What could you do with your home's equity?

🏡 Remodel your kitchen
🛠 Finish the basement
🌿 Upgrade your backyard
💳 Consolidate higher-interest debt
🎓 Help pay for college

Whatever your plans, we're here to help make them possible.

Learn more at: https://www.sacfcu.org/home-equity/

07/23/2026

📚 Join us in supporting local students! 🎒

We're proud to partner with Wise Supplies through the Pasco Education Foundation to help provide essential school supplies for students and teachers in our community.

Now through the end of August, we're collecting donations at all SACFCU branches in San Antonio, Zephyrhills, Dade City, and Wesley Chapel.

Every donation, whether it's pencils, notebooks, markers, or glue sticks helps students (and teachers!) start the school year ready to learn.

Together, we can make a difference, one school supply at a time. 💙

07/22/2026

☀️ Your dream backyard is closer than you think.

Whether you're building a new deck, adding a pergola, remodeling your kitchen, or tackling long-awaited home improvements, a Home Equity Line of Credit can help bring your vision to life.

Take advantage of our special introductory rate of 3.99% APR for the first 6 months*, plus up to $1,250 in closing costs paid by us.

Visit: https://www.sacfcu.org/home-equity/ to learn more!

Address

San Antonio, FL

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm

Telephone

+13525882732

Website

http://www.sacfcu.org/

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