GFS Home Loans

GFS Home Loans GFS Home Loans is a Mortgage Lender specializing in getting you your dream home! A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

Established in the heart of San Antonio, Texas, in 2023, GFS Home Loans has been a beacon of excellence in mortgage banking. Our commitment begins at prequalification and extends beyond the closing of your home purchase. As a team of seasoned professionals, we are devoted to ensuring your home-buying experience is both seamless and rewarding. As an equal housing lender, we take pride in serving ou

r vibrant community with a diverse portfolio of residential mortgage options, including:

VA Loans
FHA Loans
Conventional Loans for primary, secondary, and investment properties
Nonconforming – Jumbo Loans
Refinancing Options – Rate & Term, Cash-Out, and VA IRRRL
Innovative “Out of the Box” portfolio products

At GFS Home Loans, we specialize in finding the perfect loan match for every client, tailored to meet their individual needs. We manage your mortgage process entirely in-house, with our dedicated GFS employees who are deeply rooted in the communities we serve. For us, you are more than just a loan number, and service is more than a word in our name. Our commitment is to exceptional, personalized service from the first step in your home search to the moment you hold your new home's keys. TEXAS RECOVERY FUND NOTICE: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

We're proud to welcome Olivia Hastings to GFS Home Loans!Olivia joins our team as Director of Strategic Growth in San An...
06/09/2026

We're proud to welcome Olivia Hastings to GFS Home Loans!

Olivia joins our team as Director of Strategic Growth in San Antonio, Texas for our SA North Branch. With a passion for building relationships, driving initiatives, and supporting long-term success, Olivia will play a key role in helping shape the future growth of GFS Home Loans, SA North.

We're excited to have her leadership, vision, and energy on our team.

Welcome aboard, Olivia! 🎉

This week, the jobs market did the talking and mortgage rates listened. The latest jobs report came in stronger than exp...
06/09/2026

This week, the jobs market did the talking and mortgage rates listened. The latest jobs report came in stronger than expected, with upward revisions to prior months reframing a labor market that had looked like it was cooling. Here’s the chain reaction: resilient employment data lowers the odds of near-term Fed rate cuts, bond yields climb in response, and because mortgage rates track those yields closely, financing costs edged higher.
What it means underneath the headline:

The Fed is still widely expected to hold steady at its upcoming meeting — but the market has shifted from anticipating cuts toward pricing in the possibility of hikes later this year

On the housing side, inventory remains above year-ago levels, asking prices keep softening, and investor activity has pulled back — easing competition for everyday buyers

The net effect: borrowing costs nudged up, but the supply-and-competition picture keeps tilting toward buyers
Rates also remain below their recent highs, and a confirmed U.S.– Iran peace deal could open the door to a move lower. The bottom line: the fundamentals are still working in buyers’ favor — and the smartest move is being ready when your moment comes.

Want to know what the current market means for your buying power? Message us today!

Please join us in welcoming Mayra Ibarra to GFS Home Loans!Mayra joins our team as a Production Assistant in Lufkin, Tex...
06/08/2026

Please join us in welcoming Mayra Ibarra to GFS Home Loans!

Mayra joins our team as a Production Assistant in Lufkin, Texas. Her support and commitment to operational excellence will help ensure a smooth experience for both our team and our clients.

We're excited to have Mayra on board.

Welcome to GFS, Mayra!

We're excited to welcome Blanca Rodriguez to GFS Home Loans!Blanca joins our team as an Executive Administrative Assista...
06/06/2026

We're excited to welcome Blanca Rodriguez to GFS Home Loans!

Blanca joins our team as an Executive Administrative Assistant in San Antonio, Texas. Her organizational expertise and dedication to supporting our leadership team will play an important role in our continued growth and success.

Welcome to the GFS family, Blanca!

Please join us in welcoming Mandy Ryan to GFS Home Loans!Mandy joins our team as a Loan Processor in San Antonio, Texas....
06/05/2026

Please join us in welcoming Mandy Ryan to GFS Home Loans!

Mandy joins our team as a Loan Processor in San Antonio, Texas. Her attention to detail and commitment to delivering an exceptional customer experience will help support our borrowers every step of the way.

We're excited to have Mandy as part of the GFS family.

Welcome aboard, Mandy!

06/03/2026

When it comes to experience, that’s something our Loan Officers don’t lack in 💯

Our team is committed to providing exceptional service every step of the way: from application to closing day. No matter the challenge, we’re here to guide, educate, and help find a path forward. 🏡

Ready to take the next step? Reach out to one of our experienced loan professionals today. 📲

🏡 June is National Homeownership Month! 🏡Every set of keys tells a story, and we’re grateful to have played a small part...
06/02/2026

🏡 June is National Homeownership Month! 🏡

Every set of keys tells a story, and we’re grateful to have played a small part in helping these families and individuals achieve their homeownership goals.🔑

Whether you’re buying your first home, moving into your next one, or simply exploring your options, the journey starts with a conversation.

As you swipe through these closing-day smiles, imagine yourself in the next photo. 👉

Because that final slide isn’t just a graphic... it’s an invitation.

Ready to take the first step toward homeownership? Reach out to our team today and let’s talk about your goals. We’re here to help guide you every step of the way. 📲

05/29/2026

Think you need 20% down to buy a home? Think again. 🏡

One of the biggest homebuying myths is that you need a huge down payment to get started. The truth is, there may be more options available than you realize.

In this reel, Katie shares why it’s important to talk with a trusted loan officer before assuming homeownership is out of reach. Every buyer’s situation is different, and understanding your options could make all the difference.

Have questions? Reach out to Katie today and let’s explore what may be possible for you. 📲

There’s a difference between simply closing a loan… and truly showing up for your clients every step of the way. 👏Tracy ...
05/27/2026

There’s a difference between simply closing a loan… and truly showing up for your clients every step of the way. 👏

Tracy Matthews and his team kept communication clear, stayed ahead of every next step, and worked tirelessly to not only meet the deadline.. but exceed expectations along the way.

Reviews like this remind us why we do what we do 💯

05/25/2026

Today, we honor the ones who never came home. So we could come home to ours. 🇺🇸

For every life laid down so that ours could be lived freely.

For every family who carries a name they'll never stop saying.

For every flag folded, every salute held, every grave marked with a story that ended too soon.

We remember.

Not just today. Always.

Address

San Antonio, TX

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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