06/12/2026
Here's something most people don't think about:
If you set aside $50/month to cover funeral costs (which sounds reasonable), here's what the math looks like:
$50 × 12 months = $600/year $12,000 ÷ $600 = 20 years to save enough
And that's only if nothing touches that money.
Final expense insurance covers the full amount from day one. Most plans run $20–$40/month for $10,000 in coverage.
Worth knowing before you decide.
