Carlos Zaldivar, MS, Agent with New York Life

02/06/2023

From new babies to new houses, from graduations to retirements – Iʼm here to help you navigate it all. If you have big plans for your future, letʼs talk.

02/04/2023

If you’re worried about being able to repay your student loans, refinancing could help make your debt repayment journey a bit more manageable. Here’s how.

Student loan refinancing can help you reduce monthly payments.

02/03/2023

One of the reasons I joined New York Life is that it allows me to serve my community, each and every day. I love seeing some of the other community-level work we're doing with admirable organizations like Boys & Girls Clubs.
https://nyl.co/3s1vWaZ

01/27/2023

Becoming a new parent can be difficult—and expensive. But with the right help and guidance, there’s nothing you can’t handle. Here are 3 tips to help keep your finances in order. Need even more advice? Just reach out.

There are many additional expenses that come with starting a family. Use these money saving tips for some financial help as new parents.

01/22/2023

81% of parents say they prioritized their children’s mental wellness over their own when faced with grief. In the latest ’s annual State of Grief Report, learn why it’s vital to provide support to the whole family in times of emotional stress. https://nyl.co/3wlRDEB

01/21/2023

As we grow older our needs change. So, you need a financial strategy with the flexibility to change with you. As a financial professional with New York Life, I can help you prepare for today and tomorrow.

01/20/2023

You canʼt predict your familyʼs future, but with a little guidance, you can be financially prepared for it. Letʼs talk about what that looks like for your family.

01/15/2023

1 in 13 children will lose a parent or sibling by age 18, making access to bereavement resources critical. Read the ’s annual State of Grief Report, which uncovers the importance of reliable grief support at work, home, and in schools and in the after-school space. https://nyl.co/3QH3JkY

01/14/2023

A life insurance policy is a promise to your family – that no matter what, their financial future is secure. And I'm here to help you keep that promise. Letʼs talk.

01/13/2023

Saving for college can be a challenging task. Learn about available options parents have when building a college funding strategy.

New York Life shows you how a whole life insurance policy can be used as a college savings fund. Learn about how to use life insurance to supplement education.

01/09/2023

In this essay, a widow shares how her late husband’s life insurance provided a safety net after his sudden death and how she used the money to begin to rebuild her life.

When Allison Nichol Longtin became a widow suddenly at age 31, her life insurance benefits kept her afloat while she coped with the tragedy.

01/08/2023

The last few years have been hard on everyone, but even more so for children dealing with loss and isolation. The latest ’s annual State of Grief Report explores how we can better help children navigate grief at home, in school and the after-school space. https://nyl.co/3Qp7ZFG