Tricia Noriega Farmers Insurance Producer

01/24/2024

Some people are not aware that wear & tear is not included in their equipment breakdown coverage. That coverage is to be used if your appliances, a/c, generator, etc. is damaged due to a covered loss....not wear & tear. Here with Farmers we can provide you a home warranty for those times that kitchen/laundry appliances, a/c unit, water heaters, septic tanks, electronics, etc. go out to due to wear & tear....even garage door openers.

**You do NOT need to take out a homeowners policy with Farmers in order to have this warranty.

210-942-4343 [email protected]

01/23/2024

I have been asked numerous times about pet insurance. Here with Farmers Insurance, I can provide you with a reimbursement plan for your fur family member. Meaning that once you take your pet to the vet for their appointments, you then would submit your receipts to get reimbursed. We have several options for deductible amounts, reimbursement percentages, as well as routine care such as teeth cleaning, vaccinations, medications, etc.

For more info give me a call/text to 210-942-4343 or email [email protected]

01/22/2024

Here with Farmers we offer a variety of options for your auto insurance policy.

*Accident Forgiveness; While insured with Farmers, we won't raise your auto premium because of an at-fault accident for every three years, when Accident Forgiveness is included.

*Declining Deductible; When added to your policy and each time your policy renews without a claim, you earn $50 (six-month renewal) towards your Collision deductible the next time you do have a claim.

*Enhanced Roadside and Ride Assistance; Goes beyond 24/7 towing and roadside assistance to add funds for a rideshare to continue your trip. Whether you’re stuck in the mud, have a flat tire, locked your keys in the car, or simply left the lights on, this coverage can help get you back on the road.

And so much more. Call, or text, 210-942-4343 for your free non-obligational auto insurance quote. Or email [email protected]

01/22/2024

Farmers has spent 90 years putting customers first. Are you shopping for coverage, or do you have a question about your policy? Maybe you’re ready to get a commercial auto insurance quote. Be sure to let a Farmers agent, ME, deliver personalized service and support.

210-942-4343 or email me [email protected]

01/18/2024

Our agency owner's daughter made this, this is just adorable. Lol.

We were finally able to take a Team Photo! I should’ve fixed my hair better, but it came out so good! 😆
Don’t forget to text or call us for any of your insurance needs!
210-942-4343

01/16/2024

How Much Life Insurance Do I Need?

Here are some things to think about:

*Life insurance helps allow your dependents to move forward in life financially.

*Workplace-issued life insurance policies may not provide enough coverage for you and your loved ones. AND in most cases they own your policy not you.

*Many families underestimate how much they need.

We can start with a Term policy that can be upgraded into a Universal. You would be surprised how affordable it is to have a life insurance policy. Don't put your family through more stress after you pass on by having them need to ask people to help them bury you by having to do food plate sales, go fundme, etc. Let's get you set up with a life policy to take care of your loved ones & take some of that stress off of them when that time comes.

Call or text me at 210-942-4343 or email me [email protected]

01/02/2024

Let's get this New Year started out by reviewing your current policies so we can get you properly covered.

Contact me today at 210-942-4343 via call or text. You can also email me [email protected]

12/26/2023

How much home insurance liability should I carry on my policy?

Most policies carry a minimum of $100k but because of incidents like this, here with us, we recommend $500k. Honestly, there isn't much difference in the pricing. Keep in mind if your home catches fire & your neighbors home catches fire because your home is on fire, you better have enough liability to help them. This is a sad story.

Give me a call so I can provide you with proper coverage on your home insurance policy. 210-942-4343 or email [email protected]

SAN ANTONIO - Two Northwest side homes were awakened Christmas morning to fire crews fighting a blaze of their neighboring homes.Authorities share that the fire

12/08/2023

How does PIP coverage work in Texas?

Personal injury protection coverage in Texas pays for you and your passengers if you're in a car accident that results in injuries, no matter who is at fault. PIP covers:

*Reasonable medical costs, including necessary surgeries, X-rays, dental or eye treatments, medical procedures, prosthetic devices and professional nursing

*Ambulance services

*Rehabilitation therapy

*Funeral services

*Lost income resulting from the accident

*Replacement of necessary services provided by the injured party, such as family care or household maintenance.

210-942-4343 or email me [email protected]

11/28/2023

Sharing a story.....one of our insureds a/c unit was damaged during a storm, luckily he had equipment breakdown coverage on his policy and it saved him thousands of dollars from replacing it himself! For about $5 a month, and up to $100,000 in coverage, I believe it's well worth it!

Examples of covered property—such as a wine cooling unit, heat pumps, swimming pool equipment, air conditioning systems, electrical panels, televisions and media equipment, as well as other household appliances that may be damaged during a "COVERED" loss you may have.

**Wear and tear, deterioration over time, or mechanical breakdown are not covered losses and are excluded under most policies. Coverage for a specific loss is subject to claims investigation**

210-942-4343 or email me [email protected] or [email protected]