Sage Insurance

11/05/2025

Unfortunately this is our new reality in the insurance business!

Customers are mad 😡 & rightfully so!

Insurance companies:
“No accidents? No claims? No problem — your premium still went up.”

We are being charged for existing.

07/28/2025

Still hilarious 😆 but seriously major life changes mean you need to look at your financial situation as well!

06/08/2025

Healthy Summer Habits On A Budget

(Part of a Summer Financial Literacy💡 Series)

🏃 Exercise Outdoors
🍽️ Eat Fresh Foods
💧 Hudrate Economically
💪 Use Free Fitness Apps
🧴 Protect Your Skin

06/07/2025

When You Finally Set Up That Automatic Savings Account!

(Part of a Summer Financial Literacy💡 Series)

06/07/2025

Preparing For Back-To-School Season

(Part of a Summer Financial Literacy💡 Series)

✏️ Start Early

✏️ Set A Budget 💴

✏️ Shop Sales

✏️ Reuse ♻️ Supplies

✏️ Share Costs 💵

06/06/2025

Financial Planning: Roadmap 🛣️ To Your Money 💰 Goals 🥅

(Part of a Summer Financial Literacy💡 Series)

06/06/2025

Affordable Summer Activities

(Part of a Summer Financial Literacy💡 Series)

🆓 Visit Local Parks

🆓 Plan Beach Days

🆓 Enjoy Free Events

🆓 Have A Staycation

🆓 Organize Picnics 🧺

06/05/2025

Growing Your Finances Like A Well-Nurtured Plant 🪴

06/05/2025

Summer Grocery Savings

(Part of a Summer Financial Literacy💡 Series)

💵 Buy Seasonal Produce

💵 Grow Your Owm Veggies

💵 Plan Your Meals

💵 Limit Eating Out

💵 Make Homemade Snacks

06/05/2025

02/05/2025

Progressive is lowering auto insurance rates on New Business on Feb 14th & renewals on March 10th!

Progressive has been a pretty great go to for folks shopping 🛍️ Auto Insurance in recent years!

01/24/2025

Homeowners Insurance Tips

26 of 70

HOW TO MAKE SURE YOUR HOME INSURANCE KEEPS UP WITH INFLATION

🏡 REVIEW YOUR POLICY ANNUALLY

🏡 CHOOSE A POLICY WITH INFLATION PROTECTION

🏡 CONSIDER GUARANTEED
REPLACEMENT COST COVERAGE

🏡 KEEP RECEIPTS AND DOCUMENTATION
INFLATION

Pro Tip: Learn the difference between Replacement Cost vs ACV (Actual Cash Value = Depreciated Value) type policies!

If you house is paid off, going with an ACV type policy is a great way to self insure & keep your premiums low, but you need to know what you are doing & understand that you will have to come “out of pocket” for small claims!

This means, even on roofs - you may be paying half the cost of the roof & the insurance company pays half since they only are paying for a depreciated roof costs!

Save this & my other tips for future reference!

Knowledge is power when it comes to insurance rates!

If you DO NOT understand your homeowners insurance policy, text 💬 me (Matthew Sage ~ Sage Insurance) to get a FREE 🆓 review of your policy at 325-245-5432