Kris Olmore Loan Officer

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Think smarter about your down payment.SunStart by Intercap Lending helps you buy your dream home with less out of pocket...
10/06/2025

Think smarter about your down payment.
SunStart by Intercap Lending helps you buy your dream home with less out of pocket—and yes, that includes using solar power to help cover your closing costs or down payment.

This isn’t just another loan program. It’s a way to turn your home’s energy into financial power.

Ask us how SunStart can work for you.

09/15/2025

Looking for a way to ease into your mortgage payment?

Temporary buydowns can lower your rate for the first year or two — and in some cases, the lender can cover the cost.

It’s a smart strategy for today’s market. Let’s see if it’s a fit for you.

Not a commitment to lend. All loans subject to credit and underwriting approval.

08/25/2025

What is the average age of a first-time homebuyer?

The answer might surprise you—and it says a lot about today’s housing market.

In this video, we break down why homeownership is still one of the most powerful tools for building long-term wealth and why waiting could cost more than you think.

Your hustle counts. Let’s turn it into homeownership.FLEX Loans by Intercap Lending offer more ways to say YES.✔ Alterna...
08/22/2025

Your hustle counts. Let’s turn it into homeownership.

FLEX Loans by Intercap Lending offer more ways to say YES.
✔ Alternate income documentation
✔ Bank statements or assets
✔ No W-2s required

08/20/2025

Tired of house hunting? Build the home you actually want.

Our Build Now, Pay Later program lets you start construction with no payments during the build and interest that only accrues on the funds drawn, not the full loan amount. Skip the bidding wars and create your dream home from the ground up.

The First Step to Buying a Home 🏡✨Thinking about buying a home? The first step is getting pre-approved!✅ Know Your Budge...
08/18/2025

The First Step to Buying a Home 🏡✨

Thinking about buying a home? The first step is getting pre-approved!

✅ Know Your Budget – Find out how much home you can afford based on income, debt, and credit.
✅ Strengthen Your Offer – Sellers take pre-approved buyers more seriously.
✅ Lock in Your Best Rate – Secure a competitive interest rate before you start shopping.
✅ Plan for Your Down Payment & Closing Costs – Understand your upfront costs so there are no surprises.
✅ Explore Loan Options – From FHA to Conventional to VA loans, I’ll help you find the best fit.

Getting pre-approved sets you up for success! It’s a simple process that gives you a clear path to homeownership.

📞 DM or call me today to start your journey to homeownership!

08/06/2025

Down payment help just got an upgrade.

SunStart opens the door for more buyers with no income limits, no first-time buyer rule, and no second liens. It’s built for flexibility, designed for today’s market, and ready to move deals forward.

This is the new standard in DPA. This is SunStart.

We know you’ve got questions.Down payment help and solar? How does that even work?SunStart is a new kind of program that...
08/06/2025

We know you’ve got questions.

Down payment help and solar? How does that even work?

SunStart is a new kind of program that uses solar in a smart, strategic way to unlock real benefits for buyers — starting with help for your down payment.
We broke down the top questions we get so you can see exactly how it all comes together.

Take a look, then reach out and let’s talk through it.

07/16/2025

Looking for a way to help buyers feel confident saying yes to a new build? Our Build Now, Pay Later program offers a smart solution that keeps things simple for them and seamless for you.

With our 2x Close construction loan, buyers can secure their lot, start the build, and enjoy no payments until the home is complete. You get paid in draws, and they get peace of mind.

Here’s why builders love it:
-Creates urgency without price cuts
-Helps buyers move forward without financial pressure
-Keeps your margins strong
-Makes your homes more accessible and your process more attractive

We’re making it easier to build, buy and close — with less friction for everyone involved.

Let’s connect to see how we can support your next community.

Unlock Your Home’s Equity with a Cash-Out Refi! 🏡A cash-out refinance allows you to tap into your home’s equity and use ...
06/30/2025

Unlock Your Home’s Equity with a Cash-Out Refi! 🏡

A cash-out refinance allows you to tap into your home’s equity and use the funds for what matters most. Here’s how it can benefit you:

✔️ Lower Your Interest Rate – Replace high-interest debt with a lower-rate mortgage.
✔️ Consolidate Debt – Pay off credit cards, student loans, or medical bills.
✔️ Fund Home Improvements – Upgrade your home with renovations or repairs.
✔️ Invest in Your Future – Use equity for tuition, savings, or other financial goals.
✔️ Gain Financial Flexibility – Access cash while keeping one manageable mortgage payment.

💡 Wondering how much equity you can access? Let’s explore your options!

📞 Call or DM me today to get started!



All mortgage products are subject to credit and property approval. Payment and interest may increase. Additional qualifications apply. This is not an offer or commitment to lend. Consult with a financial advisor to determine the best strategy for your financial goals.

With a FLEX Asset Utilization Loan, you can qualify based on your assets—not your income.Think: retirees, entrepreneurs,...
06/27/2025

With a FLEX Asset Utilization Loan, you can qualify based on your assets—not your income.

Think: retirees, entrepreneurs, investors, or anyone with strong reserves but non-traditional income.

It’s time to make your money work for you—literally. Let’s talk FLEX.

Address

1085 S Bluff Street
Saint George, UT
84770

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