Philanya PHILANYA, Inc. (NMLS #2130262): Your trusted mortgage broker empowering vets & families. VA Loans, DPA up to $50K, DSCR HELOCs, SBA/Commercial up to $100M.

Save $10K+ & close FAST. Apply @ philanya.com!

We are pledged to the letter and spirit of the United States policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, s*x, handicap, familial status, or nationa

l origin. For us, there’s no higher priority than achieving our client's satisfaction. We work diligently towards providing the real estate financing solutions our clients need based on their unique financial situations and lifestyle preferences. Check out some of our specialized services to learn more.

Veterans: Your discipline and service record give you an edge in mortgage. 🇺🇸 We've seen it firsthand.At PHILANYA™, 24% ...
09/06/2026

Veterans: Your discipline and service record give you an edge in mortgage. 🇺🇸 We've seen it firsthand.

At PHILANYA™, 24% of our loan officers are veterans. And it's not a coincidence.

The skills that made you effective in service — discipline, attention to detail, working under pressure, earning trust — are exactly what closes loans and builds client relationships.

Our MLO Bootcamp was built with veterans in mind:
✅ Flexible NMLS exam prep that fits your schedule
✅ Veteran peer mentorship network
✅ Performance-based income (no salary caps)
✅ 100% veteran-owned leadership team

This is a second career worth building.

Comment 'BOOTCAMP' or DM us to get the class schedule and enrollment details 👇

NMLS #2130262 | 100% Veteran-Owned | Florida Licensed

You don't need a $5,000/month marketing agency. 💡 ChatGPT can do the basics for $200.Here's what small Florida businesse...
09/05/2026

You don't need a $5,000/month marketing agency. 💡 ChatGPT can do the basics for $200.

Here's what small Florida businesses are doing with AI right now:

📝 Writing 30 days of social media captions in 2 hours
📧 Drafting email newsletters automatically
🎯 Creating targeted ad copy variations
📞 Answering customer FAQs 24/7 with AI chat

PHILANYA™ works with small business owners to implement AI tools that replace expensive agency retainers — without losing quality.

The average small business is leaving 10+ hours/week on the table by not using these tools.

Comment 'AI' or DM us and we'll show you exactly how 👇

NMLS #2130262 | 100% Veteran-Owned | Florida Licensed

09/04/2026

"Supporting a local expert felt good."

When you choose to keep your business local, you're investing directly back into your own community. But it isn't just about local pride—it's about getting superior, personalized service that outshines national corporate lenders. Realizing they saved me thousands felt even better — that’s gratitude.

Support local expertise and keep thousands of dollars in your own pocket for your next home purchase or refinance.

👇 Check the first comment below to explore your options, or drop "COMMUNITY" in the comments and I'll send you the details directly!

Need mortgage help in your language? 🌍😊At PHILANYA, we make it easier for Florida homebuyers to ask questions, understan...
09/04/2026

Need mortgage help in your language? 🌍😊

At PHILANYA, we make it easier for Florida homebuyers to ask questions, understand options, and move forward with confidence. Our team supports multilingual conversations so you can feel clear, heard, and informed.

Book a class to learn the basics first. Then explore your mortgage options when you’re ready.

PHILANYA, INC.. NMLS # 2130262. Equal Housing Opportunity.

First-time homebuyer in Florida? You may qualify for programs most lenders won't tell you about. 🏡50% of PHILANYA™ clien...
09/04/2026

First-time homebuyer in Florida? You may qualify for programs most lenders won't tell you about. 🏡

50% of PHILANYA™ clients are first-time buyers — and most are surprised by what they qualify for.

Down payment assistance programs can cover 3-5% of your purchase price.
VA loans require ZERO down for eligible veterans.
FHA loans allow as little as 3.5% down.

Florida's housing market has options, but you need a broker who shops multiple lenders — not just one bank.

That's what we do. Lenders compete. You win.

Comment 'HOME' below or DM us and we'll send you a free homebuyer readiness guide 👇

NMLS #2130262 | 100% Veteran-Owned | Florida Licensed

09/03/2026

"I spent months trying to figure things out alone."

Trying to decode interest rates, down payment options, and loan guidelines by endlessly searching online only leads to confusion and anxiety. But getting expert guidance makes the entire process clear and straightforward. One call with my broker saved me money and my sanity.

Stop overthinking your home financing strategy in isolation. Get the clarity and wholesale savings you deserve today.

👇 Check the first comment below to explore your options, or drop "SOONER" in the comments and I'll send you the link directly!

Veteran homebuyer, meet your guide 🇺🇸🏡At PHILANYA, we believe every closing should feel clear, respectful, and well supp...
09/03/2026

Veteran homebuyer, meet your guide 🇺🇸🏡

At PHILANYA, we believe every closing should feel clear, respectful, and well supported. Want to learn how VA and first-time buyer options work in Florida?

Join a free class for lending guidance, visit us online.

Navigating the Florida real estate market shouldn't feel like a guessing game. ⚡At PHILANYA, we combine veteran-owned di...
09/03/2026

Navigating the Florida real estate market shouldn't feel like a guessing game. ⚡

At PHILANYA, we combine veteran-owned discipline, local wholesale market expertise, and modern AI automation to give you total clarity and confidence.

How we guide you:
🎯 Clear Comparisons: No mortgage jargon—just transparent rate and loan options side-by-side.

🛡️ Veteran & First-Time Buyer Support: Step-by-step guidance on VA loans, zero-down options, and 2026 Florida assistance programs.

🤖 Speed & Precision: Powered by AI-driven efficiency so your loan process moves fast.

Whether you're purchasing your first home, refinancing, or building a real estate business, we build the systems to help you win.

👇 Comment "GUIDE" below and we'll DM you our free 2026 Florida Homebuyer Roadmap & Class Portal! (Or check the pinned comment below.)

Realtors: What if you could pre-qualify leads 3x faster without picking up the phone? 📱AI is doing exactly that for top-...
09/03/2026

Realtors: What if you could pre-qualify leads 3x faster without picking up the phone? 📱

AI is doing exactly that for top-producing agents right now.

How it works:
🤖 AI chatbots handle initial buyer questions 24/7
📊 Lead scoring tools prioritize hot prospects automatically
⚡ Auto-follow-up sequences keep leads warm until they're ready

The average realtor spends 60% of their time chasing cold leads. AI flips that ratio.

PHILANYA™ helps Florida real estate professionals and small business owners implement AI tools that actually work — not just the flashy ones.

Comment 'CALL' below or DM to book a free 60-min AI Discovery Session 👇

NMLS #2130262 | 100% Veteran-Owned | Florida Licensed

Buying your first Florida home? 🏡 What if the process felt simpler?This quick lesson breaks down down payment help, loan...
09/02/2026

Buying your first Florida home? 🏡 What if the process felt simpler?

This quick lesson breaks down down payment help, loan basics, and the next step in plain language. Learn first, then decide if homeownership is right for you.

Book a free class online.

Address

Saint Augustine, FL

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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