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Tony Owings Legato is the term used for the slur over certain notes in written music. It directs the musician to make a smooth transition from one note to the next.

Tony Owings CFP® CDFA®
CERTIFIED FINANCIAL PLANNER™
Certified Divorce Financial Analyst™

Legato Financial Divorce Planning

Legato Financial Wealth Management
Retirement
Estate
Financial Plans Life, as in music is full of transitions be it marriage, the birth of a child, the purchase of a new home, paying for your child’s college education, saving for a comfortable retirement, or taking care of loved ones upon death. It is important to thoughtfully plan for these important transitions so that you and your family have a financial roadmap as these important events unfold. With thoughtful personal financial planning, you will be better prepared to face these challenges with confidence. Let Legato Financial help you compose a plan to help you to smoothly transition through the inevitable financial challenges that each of our lives bring. Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. Legato Financial is not a registered broker/dealer and is independent of Raymond James Financial Services. Please follow this link to Important Disclosure Information: http://raymondjames.com/smicd.htm

Oct. 16 - Equity futures are pointing to a mixed start, with S&P 500 futures six points above fair value and the NASDAQ ...
10/16/2026

Oct. 16 - Equity futures are pointing to a mixed start, with S&P 500 futures six points above fair value and the NASDAQ 100 futures 119 points below fair value, as selling in the semiconductor space and AI trade has resumed.

Read in the Morning Brew.

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Oct. 15 - Equity futures point to a mostly lower opening this morning, with futures tied to the NASDAQ Composite indicat...
10/15/2026

Oct. 15 - Equity futures point to a mostly lower opening this morning, with futures tied to the NASDAQ Composite indicating particularly sharp losses as selling pressure across technology stocks continues following yesterday's retreat.

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Oct. 14 - Equity futures point to another mixed opening as investors assess another round of earnings reports from banki...
10/14/2026

Oct. 14 - Equity futures point to another mixed opening as investors assess another round of earnings reports from banking names and weigh geopolitical developments ahead of key inflation data.

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Oct. 13 - Equity futures point to a slightly lower opening, as investors assess the rise in Treasury yields and pressure...
10/13/2026

Oct. 13 - Equity futures point to a slightly lower opening, as investors assess the rise in Treasury yields and pressure on semiconductor stocks. European markets are mostly higher, supported by lower oil prices and bond yields.

Read the Morning Brew.

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Oct. 12 - Stocks are coming off a winning week in which broader market participation helped offset weakness in technolog...
10/12/2026

Oct. 12 - Stocks are coming off a winning week in which broader market participation helped offset weakness in technology stocks, a reversal of the recent trend of narrow market leadership.

Read the Morning Brew.

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Oct. 9 - Equity futures point to a higher open this morning, supported by a rebound in semiconductor and other AI-relate...
10/09/2026

Oct. 9 - Equity futures point to a higher open this morning, supported by a rebound in semiconductor and other AI-related stocks following yesterday's sharp selloff.

Read the Morning Brew.

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Oct. 8 - A renewed rise in oil prices and Treasury yields threatens to undermine yesterday's recovery, with higher energ...
10/08/2026

Oct. 8 - A renewed rise in oil prices and Treasury yields threatens to undermine yesterday's recovery, with higher energy costs adding to inflation concerns and elevated borrowing costs continuing to weigh on the broader market.

Read the Morning Brew.

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Oct. 7 - Equity futures point to a lower opening this morning after the S&P 500 and NASDAQ reached record highs. Rising ...
10/07/2026

Oct. 7 - Equity futures point to a lower opening this morning after the S&P 500 and NASDAQ reached record highs. Rising Treasury yields and oil prices are creating renewed pressure, while mega-cap and tech names are trading lower.

Read the Morning Brew.

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Oct. 6 - Equity futures point to a higher open this morning as stocks look to build upon a solid start to the week. Oil ...
10/06/2026

Oct. 6 - Equity futures point to a higher open this morning as stocks look to build upon a solid start to the week. Oil prices and Treasury yields are both moving lower this morning, adding to the constructive backdrop for equities.

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Oct. 5 - Equity futures are pointing to a modestly lower start this morning as investors return from a week in which ele...
10/05/2026

Oct. 5 - Equity futures are pointing to a modestly lower start this morning as investors return from a week in which elevated Treasury yields and narrow market leadership remained key influences on the broader market.

Read more in the Morning Brew.

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Sacramento, CA

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