Krismith Insurance Solutions

05/28/2026

Last week’s Mission Oaks Senior Resource Fair. Another successful day representing Aetna and talking to people about Medicare. It was great seeing so many smiling faces 😀

05/22/2026

This is good information for people who are getting ready to go on Medicare, for people who are on Medicare and for people who help with financial planning. The Income Related Monthly Adjusted Amount, also known as IRMAA, can take people by surprise by increasing the amount that they pay for their part B premium based on their income taxes from 2 years prior. Although it's not a permanent adjustment, it often comes as a big surprise at a time when most people's income is decreasing. Luckily, the "underused" form SSA-44 exists which can help you resolve the issue sooner than it will resolve on it's own.

If this is something that effects you and you would like to discuss this further, please feel free to reach out!

(916)601-4154
[email protected]
CA Lic #4294484

Advisors can help clients manage premium shocks to their health insurance — without overpromising.

05/14/2026

Thank you to Holly and Vintage Willow Creek for allowing me to participate in the annual health fair. I was nice to see everyone! I got to give away some of my resin art as a raffle prize!

05/05/2026

This is just an FYI for anyone who is on Medicare. Last year's trend of cutting out some of the additional benefits that Medicare Advantage plans offer is expected to continue. Dental, vision and hearing coverage will likely be reduced or eliminated, gym memberships and transportation benefits will also be discontinued. Copays and premiums will likely increase.
This is why it's important to have an agent! We can help you find the best coverage to meet your health and financial needs.

Contact us for no cost assistance!

Krismith Insurance Solutions
[email protected]
www.KrismithInsurance.com
(916)601-4154

https://www.reuters.com/business/healthcare-pharmaceuticals/medicare-advantage-health-plans-may-cut-extra-benefits-2027-2026-05-01/

Americans enrolled in Medicare Advantage health plans should expect to see fewer extra benefits like gym memberships and vision and dental coverage next ​year, investors and industry experts say.

05/05/2026

I know I’ve been MIA in the community lately, but here is proof that I’m still around and doing amazing things! Thanks to Addison and Aetna for the opportunity to get out and engage with people about Medicare! It was nice seeing so many familiar faces! And thanks to Neil Orchard Senior Center for the annual senior health fair! It’s a great opportunity to find the resources that you need!

05/04/2026

I haven't been out in the community as much this year, so it was great being out at the Lincoln Village Senior Health Fair last week. Thank you to Addison for helping with the set up and take down and for taking the pic. It was nice to see all the familiar faces that I have been missing for the past several months. And the weather was PERFECT!!!

Thank you for the opportunity to be part of the community 🙂

04/23/2026

Are you or someone you know turning 65 soon? Are you confused about Medicare and need some guidance?

You are not alone!

At Krismith Insurance Solutions, our mission is to provide assistance to Medicare beneficiaries to find the best long-term solutions to fit their specific health and financial needs. We help make the process easier by providing guidance, being available to you and by answering your questions as they arise. We will show you your options and help you make the best decision.

We are committed to helping with a variety of other health insurance needs, including dental, vision and hearing, Covered CA, supplemental health, final expense and travel insurance.

Contact Krismith Insurance Solutions for no-cost services and reviews.

03/25/2026

📢 Important Medicare Update for 2026

In March 2026, the Centers for Medicare & Medicaid Services (CMS) began reissuing new Medicare Beneficiary Identifier (MBI) numbers for approximately 1.3 million beneficiaries.

This change is likely in response to recent data security concerns and is designed to protect beneficiary information, prevent claim denials and ensure uninterrupted Medicare coverage

📬 If you receive a new card: DO NOT THROW IT AWAY!
• Start using your new MBI immediately
• Share it with your healthcare providers
• Safely dispose of your old card

🔔 Effective April 14, 2026, affected individuals will begin using their new Medicare cards with updated MBI numbers.

If you have questions about your coverage or aren’t sure if you’re affected, reach out to Krismith Insurance Solutions for guidance.

Stay informed and protect your benefits! 💙

03/18/2026

I like the idea of taking the whole person into consideration when it comes to how medicine is practiced. In that regard, this looks promising! It will be interesting to see how this progresses, what the data collected will reflect and how the data will be used to impact the future of medicine.

The Trump administration has unveiled a new payment model that could extend Medicare coverage to functional or lifestyle medicine providers. | The Trump administration has unveiled a new payment model that could extend Medicare coverage to functional or lifestyle medicine providers.

12/09/2025

Even though open enrollment is over, it doesn't mean that the work stops. There are 11,000 people turning 65 every DAY in the US. If you are one of those people, let's chat! Everyone's circumstances are unique, so if you have questions, let us help you get the answer!