Network Brokers Insurance Center-Johnny The Fiduciary

10/17/2026

My secret powder….

Not so secret today. 😂

#😂😂😂

10/14/2026

The 2027 Social Security COLA is official: 3.6%, announced this morning.

That's the largest increase since 2023, and it means the average retired-worker benefit rises to about $2,170/month starting January 2027.

A bigger check is good news — but part of the raise is already spoken for (Medicare premiums get set in November, and your own costs may be rising faster than 3.6%). Now is the time to compare your new net benefit with your 2027 spending plan and see whether anything else needs to change.

I put together a one-page, plain-English guide for exactly that conversation — link in bio.

Educational only — not individualized financial, tax, or legal advice.

10/12/2026

Today isn’t Columbus Day or indigenous people day.

It’s spam call day!!!

No clue who Mataro is…

Sheesh.

Anyone else get a bunch of calls today?

10/12/2026

Cat napping

09/30/2026

Added another carrier, ERGO NEXT to our website for online quoting and instant Certificate of insurance.

https://networkbrokersins.com/small-business-insurance

Get BOP GL Online Quotes easily with Network Brokers. Start your quote for business owner policy & general liability insurance today!

09/27/2026

Network Brokers offers specialized insurance services, helping brokers and agents meet their clients' unique needs in California.

09/24/2026

Good infographic on your homeowners insurance but details are inside the policy.

Reviewing it with a professional agent to see if it’s bare bones or has add ons is crucial.

Finding water in your basement is stressful enough. Learning that your policy doesn't cover how it got there can make it much worse.

With homeowners insurance, the cause of the damage matters.

Water from a suddenly burst pipe, a backed-up sewer, and a flood can all damage the same room. They can receive very different treatment under your policy.

That's why a useful insurance review goes beyond asking, "How much is my house insured for?"

Ask your agent to review the exclusions, special limits, deductibles, and add-ons that apply to your home.

For the items on this list that concern you, request the coverage amount, the relevant policy language, and the price of any available additional protection.

You don't necessarily need every add-on. Start with losses that could seriously disrupt your finances. Keep a repair reserve for maintenance and aging equipment.

Two distinctions are especially important:

An old roof wearing out is different from a roof damaged by a covered storm.

A jewelry theft limit is different from having no jewelry coverage at all.

Also tell your insurer about major renovations. A finished basement or addition can increase your rebuilding cost and leave your coverage limit too low.

Save this for your next renewal. The goal is to understand what you're paying for before you have to use it.

Which of these twelve surprised you, or which one have you already learned about the hard way?

P.S. Once a week, I email the best money article I read that week, plus a few of my own notes. Details are on the home page of The Ways To Wealth.



The content shared here is for educational and informational purposes only. It is not personalized investment, tax, legal, or financial advice. Consult a licensed professional before making decisions based on your specific situation.

09/23/2026

Usually too small to pay attention to and then it becomes an issue.

Start estate planning today.

Message me to get started