Sacramento Credit Union

Sacramento Credit Union We are a local, not-for-profit, full-service credit union. Because we're owned by our members, not s SCU is a cooperative, owned and operated by its members.

This is what distinguishes the Credit Union from other financial institutions. Members put their money in a variety of savings accounts called "share" accounts, and that money, in turn, is lent to members. After operating expenses and reserve requirements are met, loan income is returned to all members in the form of dividends (interest on deposits) and comprehensive financial services. SCU is a s

tate-chartered, community credit union, organized under strict regulatory laws that are monitored and enforced by the National Credit Union Administration, an agency of the U.S. Government, and the State of California Department of Financial Institutions. The NCUA insures each member account to at least $250,000. SCU is governed by a Board of Directors that establishes and reviews policy. The Directors are Credit Union members who are elected by the membership and serve without pay. Every member has one vote, regardless of how much he or she has on deposit. At the Credit Union, there is no select group of shareholders that profits more than anyone else. All members profit -- individually and collectively.

09/02/2026

We spoke with the owner of Patty’s Eats N Treats at the Folsom Farmer’s Market. Hear what she has to say about starting a business 👀

We will be closed on Monday, September 7th, for Labor Day. 24/7 access to Online and Mobile Banking will still be availa...
08/31/2026

We will be closed on Monday, September 7th, for Labor Day. 24/7 access to Online and Mobile Banking will still be available.

It really is that serious...Earn 4.50% APY on balances up to $25,000 with our Free Rewards Checking Account.*No monthly ...
08/28/2026

It really is that serious...

Earn 4.50% APY on balances up to $25,000 with our Free Rewards Checking Account.*

No monthly maintenance fees. No complicated hoops. Just smarter everyday banking that works for you.

Ready to start earning? Join Sacramento Credit Union today.

*APY = Annual Percentage Yield. 4.50%–1.180% APY range assumes balances up to $100,000. Qualifications must be met each monthly statement cycle (first through last day of the calendar month).

The holidays may feel far away, but your future budget will thank you for starting now. 🎁The average U.S. consumer plans...
08/28/2026

The holidays may feel far away, but your future budget will thank you for starting now. 🎁

The average U.S. consumer plans to spend nearly $900 during the holiday season on gifts, food, decorations, and other seasonal expenses. Starting a holiday savings fund now, even setting aside a small amount each paycheck, can help you avoid relying on credit cards when the season arrives.

08/26/2026

DoorDash or Uber Eats… which do you prefer?

That raise, bonus, or promotion feels great—but before upgrading your lifestyle, consider upgrading your savings.Lifesty...
08/24/2026

That raise, bonus, or promotion feels great—but before upgrading your lifestyle, consider upgrading your savings.

Lifestyle creep happens when your spending grows every time your income does. While it's easy to justify the little upgrades, they can quietly make it harder to build an emergency fund, pay off debt, or reach long-term financial goals.

The next time your income increases, try putting a portion toward savings or investments before increasing your spending. Your future self will thank you.

Kinda chic to be a member of a credit union 🤷‍♂️
08/21/2026

Kinda chic to be a member of a credit union 🤷‍♂️

Congratulations to the winner of our AirPods giveaway, Tiffany! 🎉Stay tuned for more giveaways like this!
08/21/2026

Congratulations to the winner of our AirPods giveaway, Tiffany! 🎉

Stay tuned for more giveaways like this!

08/18/2026

We spoke with the owner of Late Mouse, a coffee cart and cafe in Folsom, about his journey opening his own business. Hear what he has to say 👀

Thinking about tapping into your home's equity? A HELOC can be a smart option when you're borrowing for something that a...
08/14/2026

Thinking about tapping into your home's equity? A HELOC can be a smart option when you're borrowing for something that adds long-term value or helps you reach an important financial goal.

Many homeowners use a HELOC for:
🏡 Home renovations
💳 Consolidating higher-interest debt
🎓 Education expenses
🚗 Major planned purchases
💼 Unexpected expenses

The key is to borrow with a plan and make sure it fits your budget. Used responsibly, a HELOC can be a flexible way to put your home's equity to work.

Address

Sacramento, CA

Opening Hours

Monday 10am - 5pm
Tuesday 10am - 5pm
Wednesday 10am - 5pm
Thursday 10am - 5pm
Friday 10am - 5pm
Saturday 10am - 2pm

Telephone

+19164446070

Website

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