Danny Ponder NMLS# 230269 Loan Officer

04/15/2026

IT'S TAX DAY! Keep in mind that we have loan products that do not require tax returns for purchase, refinance and cash out. Access equity to pay-off an unexpected tax bill. Offering first and 2nd liens.

04/07/2026

1099 earners, skip the tax returns. Qualify with using 90% of the 1099's. Dm to start a conversation on how you can own a home, buy an investment property, buy a 2nd home, or access equity.

03/11/2026

Self employed and wanting to access equity in your home? Use 12 months' bank statements as qualifying income-no tax returns. Use the unrestricted funds for home remodeling, business expansion, debt consolidation, etc... When the bank says no, come to me for a solution!

03/02/2026

Considering purchase or refinancing? Get a good idea of what home values are doing.

Homebot is a monthly financial dashboard that enables you to maximize the wealth from the single largest asset you will ever own.

02/11/2026

CPA's, Financial Planners, and Self-Employed LOVE these loan options. Financing solutions that do not require tax returns. Looking for mortgage solutions? DM, let's talk!

02/09/2026

Wednesday's jobs report could be a market mover!

The past 2 weeks have seen very little volatility for mortgage rates.  After being near 6% for a week in early January, rates rose abruptly to 6.21% (avg top tier 30yr fixed) on January 20th in response to geopolitical drama. They've generally descended since then, but in slow, measured...

02/03/2026

This could be really BIG!!!!

Real estate investors and their accountants have turned tax avoidance into a fine art, with a sophisticated panoply of techniques designed to keep Uncle Sam’s

12/15/2025

For clients who fall outside of agency guidelines, there are options for loan approval. Blending assets to use as income, no tax returns, bank statements, CPA letters. DM for lending solutions.

12/13/2025

Tahoe Ski Lease Available

This 2026 square feet Single Family home has 4 bedrooms and 3 bathrooms. It is located at 551 McKinney Rd, Tahoma, CA.