09/27/2024
I don't generally share things that are really personal, but I was recently asked a question I don’t get asked often—“Why did you decide to get into the life insurance industry?” It’s a question that requires more than just a simple answer because, truthfully, my reasons for starting are very different from why I’ve stayed.
Let me take you back to when I was in college, just trying to find my way. I needed an internship, and I ended up working for a life insurance broker. At first, I was focused on the opportunity—it was a stepping stone in my career. But then, something shifted.
As I spoke with people about life insurance, I asked them one question that changed everything for me: “Why did you decide to get life insurance?”
That single question opened up a flood of emotions, stories, and truths I wasn’t ready for. People shared experiences that broke my heart. Stories of breadwinners passing away, families losing everything—their homes, their financial security, their sense of normalcy. Parents leaving behind children with nothing. These weren’t just stories you read about; these were real lives, real pain.
I was stunned. These were the kinds of tragedies you think will never happen to you… until they do. And here I was, hearing about them, day after day, over and over again. It didn’t take long for me to realize how fragile life truly is, and how easily everything can change in an instant. And that’s when it hit me: life insurance isn’t just a financial tool. It’s a lifeline—a promise that, no matter what happens, your family will have something to fall back on.
It became personal, and I knew I had to stay in this industry, not just for a paycheck but for a purpose. But that’s only half the story.
Fast forward a few years, and I’m suddenly reminded of something I hadn’t thought about in years. I was just 11 years old when my life almost took a very different turn. It was the middle of the night, and I was awaken by one my sisters, telling me in a panic to get up. I quickly and quietly rushed to follow her downstairs trying to figure out what was going on. Ear hustling around the corner of the stairs, I overheard my mom on the phone. My dad, a truck driver, had been in a terrible accident. We didn't know of his condition, we only knew it was a bad accident.
At 11, you don’t fully grasp everything, but you know enough to be scared. My mind raced: What if he doesn’t come home? What happens to us? Will we have to move out of state? My dad was the breadwinner. Without him, we had no money, no way to pay the bills, no backup plan. My biggest fear wasn’t just losing my dad—it was losing our entire way of life.
Luckily, after hours of waiting and worrying, my mom got a call: my dad was okay. Bruised, but alive. But when I saw the pictures of his wrecked truck, I realized just how close we were to losing everything. In fact, we still have no idea how he survived considering the entire front of the truck was gone. After recalling that moment, I remembered just how lucky my family was. I also realize that so many families face tragedies like that every single day but they aren't as lucky as my family was.
Here’s the truth: life is unpredictable. It doesn’t care about your plans, your dreams, or your loved ones. And for those who depend on you—whether it’s your spouse, your children, or anyone who counts on your support—the loss of you is more than emotional; it’s financial. How will they survive?
I want to challenge you to ask yourself something. Imagine if, tomorrow, you weren’t here. What would happen to your family? How would they carry on without your income, your presence? Would they be okay?
For too many families, the answer is heartbreaking. That’s why life insurance is so critical. It’s not just about money—it’s about security, stability, and love. It’s about ensuring that, even in the worst of times, your family has what they need to keep going.
Life insurance isn’t expensive, and it’s worth far more than what you’ll ever pay for it. In some cases, you can even get your money back after the policy ends—it’s like saving for your future while protecting the ones you love.
So here’s my message to you: Don’t wait. Don’t wait until it’s too late to consider how your absence would impact your family. The best time to plan for the unexpected is now. Reach out to me. I’m here to help, to show you options, and to make sure that if the worst ever happens, your loved ones will be okay.
Because at the end of the day, nothing is more important than that.
Take care of your family. Be prepared. And if you have questions, I’m here for you, ready to help in any way I can.
