Blackburne & Sons Realty Capital Corporation

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Q: As to the Tesla Cybercab, what does a family do if they have young children?A: They can't ride in it. Tesla bans anyo...
09/10/2026

Q: As to the Tesla Cybercab, what does a family do if they have young children?

A: They can't ride in it. Tesla bans anyone under thirteen from the Cybercab robotaxi, even with a parent along — teens thirteen to seventeen need an adult, but younger kids are out entirely.

The family workaround is Tesla's Model Y robotaxis, which allow kids as young as eight with an adult. The Cybercab itself has no LATCH anchors, only seat-belt child seats, and the trunk fits one folded stroller — but none of that matters while the age ban stands. [In the law, this is called a Bright Line Test.]

I could make a good argument that the single best way to meet high net worth individuals is to become a commercial mortgage broker. Poor people do not own big shopping centers. Learn to broker commercial loans. $549. https://hubs.la/Q04wZ92-0

Q: As to the Tesla Cybercab, what does a family do if they have young children?A: They can't ride in it. Tesla bans anyo...
09/10/2026

Q: As to the Tesla Cybercab, what does a family do if they have young children?

A: They can't ride in it. Tesla bans anyone under thirteen from the Cybercab robotaxi, even with a parent along — teens thirteen to seventeen need an adult, but younger kids are out entirely.

The family workaround is Tesla's Model Y robotaxis, which allow kids as young as eight with an adult. The Cybercab itself has no LATCH anchors, only seat-belt child seats, and the trunk fits one folded stroller — but none of that matters while the age ban stands. [In the law, this is called a Bright Line Test.]

I could make a good argument that the single best way to meet high net worth individuals is to become a commercial mortgage broker. Poor people do not own big shopping centers. Learn to broker commercial loans. $549. https://hubs.la/Q04wR4nf0

One of the hardest things about running a mortgage company is to resist bringing on new people during the good times to ...
09/09/2026

One of the hardest things about running a mortgage company is to resist bringing on new people during the good times to handle all of the new loan volume. When the market slows, the hiring of these new people will be your downfall.

"But George, I can just lay off my new loan processors and underwriters when the market slows." Unless you're a psychopath, you develop a personal relationship with your loyal employees. You won't lay them off in time to save your company.

What happens is that a mortgage company owner, especially the ones without loan servicing income, will quickly lose a ton of money in the first three to four months of a slowdown. After four months, they are deep in debt, and they they will have quickly exhausted their personal savings. Invariably, they are forced to close their company.

Remember, this is old man Blackburne. My tiny company has survived for 46 years. We survived the S&L Crisis. We survived Dot-Com Meltdown. We survived the Great Recession. In our 46 years, we have seen on the order of 10,000 mortgage companies open and eventually fail. Ten thousand! Even Countrywide.

Blackburne & Sons survived because we stayed tiny. Because we are tiny, our overhead is low. We can survive by closing just a handful of deals. If the total market for small commercial hard money loans contracted from 12,000 commercial deals per year to just 1,000 deals, it didn't matter. We just needed sixty closings per year to stay open.

It's like what your mother would say when you got your heart broken by some girl. There is always another trolly-girl-real-estate-crash coming down the track. For your company to survive, keep your staff small.

It has been 18 long years since the last big real estate crash. The next real estate crash is likely to be a doozy. So keep your staff small. Go ahead and lose a ton of deals because you lacked the staff to process them. [Some people crave money so badly that they just can't leave money on the table.]

Blackburne and Sons is hungry for small, remote, and unusual commercial deals. We quoted a hypothecation this month, which is a loan against an existing mortgage. Our customer was buying a note from a bank that was in default. We were happy to offer him a loan to finance part of the note purchase. https://hubs.la/Q04wDYnH0

KHARG ISLAND: Iran’s mainland Gulf coast is mostly too shallow for very large crude carriers. Kharg sits next to deeper ...
09/08/2026

KHARG ISLAND: Iran’s mainland Gulf coast is mostly too shallow for very large crude carriers. Kharg sits next to deeper water, so tankers can load offshore without entering shallow ports or the Shatt al-Arab.

Kharg Island handles about 90% of Iran’s crude exports. Oil is pumped in pipelines from the mainland to the island.

Why don't we just send the Marines in to take the island and its oil facility? In a recent interview, General David Petraeus explained that we can easily take it, but we can't hold it. We can't supply the Marines, and we cannot protect them from constant drone attacks. [Heavy sigh]

Download our free Commercial Loan Placement Software. https://hubs.la/Q04wgzXP0 l

I get frustrated when my dentist asks me how often I floss. Why can't he just remember? He is there every time it happen...
09/07/2026

I get frustrated when my dentist asks me how often I floss. Why can't he just remember? He is there every time it happens.
[Eeeuuu, yuck. Haha!]

C-Loans was created because commercial real estate lenders are flaky. One day they love self storage facilities, and the next day they hate them. Of course, the bank probably just took a loss on a self storage loan that month.

My point is that commercial real estate lenders are unpredictable. Residential loans are an exercise in math. If the deal satisfies the numbers, the loan gets made.

Commercial loans, in contrast, are a matter of finding a loan officer, not on vacation and not fighting with his wife, who is in the mood to lend TODAY. This situation is a numbers game.

That is why we here at C-Loans encourage you to submit your commercial loan to six lenders, and then to six more, and then to six more, and then to six more - until you finally find a letter who is in the mood to make a loan.

We are right about this approach. How do I know? Because C-Loans has closed over 1,000 commercial real estate loans totaling over $1 billion. https://hubs.la/Q04w8rt30

Dad Joke Alert:Q: What do you call a pony with a cough?A: A little horse.[Haha!]Blackburne & Sons is ravenous for small,...
09/06/2026

Dad Joke Alert:
Q: What do you call a pony with a cough?
A: A little horse.
[Haha!]
Blackburne & Sons is ravenous for small, remote, and unusual commercial real estate loans. These tiny loans (under $1MM) pay better during great recessions. The next big real estate market crash is very past due. https://hubs.la/Q04w6DL40

Yesterday, I accidentally drank a bottle of invisible ink. I was in the hospital all night waiting to be seen. [Chuckle]...
09/05/2026

Yesterday, I accidentally drank a bottle of invisible ink. I was in the hospital all night waiting to be seen. [Chuckle]

We offer a Free Commercial Loan Placement Kit. Among the freebies found in that basket of goodies - along with a list of 200 commercial real estate lenders - is a four-minute video that explains in everyday language structured finance, mezzanine loans, preferred equity, and venture equity. https://hubs.la/Q04w6KYp0

GOLD: if you are thinking about buying some gold as a hedge against a collapse of the financial markets - the US governm...
09/04/2026

GOLD: if you are thinking about buying some gold as a hedge against a collapse of the financial markets - the US government is having trouble selling its bonds right now - it may not be a stupid idea. Did you know that there were ZERO major new gold discoveries in both 2023 and 2024? (Source: Grok)

ThIS is the first time in the modern S&P Global record (going back to 1990) that two consecutive years produced no new deposits meeting the 2-million-ounce threshold.

If you do buy gold, I recommend you buy recognizable one-ounce coins (Maple Leafs, Krugerrands, etc.) that you can take home and hide in your backyard. Don't buy "collectables". They are a con.

Much of the gold sold over the past 40 years has been paper gold, where some dealer sells a promise to deliver gold in the future. When the day came to deliver the gold, the dealer just pays you the difference between the spot value and the paper value. You must take physical delivery, like China is doing!

There is a website that offers FREE commercial loan placement software. You enter the site, you answer a few questions, and then the site creates for you a very handsome Executive Loan Summary, complete with attractive pictures of the property. No mention is made of C-Loans, Inc. on the summary, meaning you can use it to approach your own commercial lenders.

That website is https://hubs.la/Q04w6s350. It's free, and we have one frequent flyer who has used our software to create 40 different executive loan summaries to submit to lenders outside of the C-Loans System. He is just using the software - which was our intention - to create a handsome presentation.

Grok just confirmed that scientists have successfully attached live, human skin onto robot surfaces. The live tissue can...
09/03/2026

Grok just confirmed that scientists have successfully attached live, human skin onto robot surfaces. The live tissue can move with the underlying hardware; i.e., stretch with a smile. Limited self-repair has even been shown.

This isn't creepy at all. You meet a pretty girl. She is extremely bright. When you go to gently stroke her face, it feels just like a normal girl... until she rips your arm off. [Yikes, haha!]

I have often told you about our nine-hour video course ($549) that will teach you almost the entire profession of commercial mortgage brokerage and commercial real estate finance. In terms of income-generating potential, the course is far more valuable than a great many non-STEM degrees.

You can just work out of an office in your home. You don't need an expensive office. Even when you start to make real money, I recommend that you keep working from home.

Until I started enjoying loan servicing revenue, I would open an office, get chewed up by the costs, retreat to my house, make some money, open an office, get chewed up by the costs, and then retreat back to my home. You don't have to make the same mistakes that I did.

The first 90-minutes of the course is devoted to marketing. I will first teach you what does not work, and then I will teach you how to turn on leads like you're turning a spigot.

This course is a helluva deal - a whole, white collar, hoity-toity profession (poor people do not own commercial properties) in one long weekend for just $549. https://hubs.la/Q04w67ZN0

Recent U.S. cases of “flesh-eating” bacteria have increased sharply. Vibrio vulnificus is a bacterium that lives in warm...
09/02/2026

Recent U.S. cases of “flesh-eating” bacteria have increased sharply. Vibrio vulnificus is a bacterium that lives in warm coastal and brackish waters. It can cause severe wound infections (including necrotizing fasciitis) or illness from eating raw or undercooked shellfish, especially oysters. About 1 in 5 severe V. vulnificus infections is fatal, sometimes within just 1–2 days.

Louisiana has reported a sharp rise in cases reported: 9 cases and 5 deaths so far this year (vs. a typical average of ~7 cases and 1 death). All reported cases involved open wounds exposed to seawater.

Florida has confirmed 12 V. vulnificus infections and 1 death. The remaining cases are scattered among the remaining states.

C-Loans, Inc. signed up four more private money lenders today, on top of the 350 commercial banks added in the past three weeks. Grasp this concept. Some of these lenders are lazy. They don't work their leads. They only make commercial loans for a handful of friends and past clients, and they don't really care if they make many more commercial real estate loans before they retire.

But other commercial lenders have a burning passion to close deals. The reason why C-Loans, Inc. has survived for 24 years is because we have a scoring system that brings these hungry commercial loan officers to the top of our Suggested Lender List. This is why we have closed well over 1,000 commercial real estate loans. https://hubs.la/Q04w5CC30

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Sacramento, CA

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