Jenny Smotherman, NMLS# 845815

Jenny Smotherman, NMLS# 845815 Mortgage Loan Originator Sierra Pacific Mortgage Company, Inc.

NMLS # 1788 | Equal Housing Lender

As a Sierra Pacific Mortgage Loan Officer, I am dedicated to helping my clients find the perfect loan tailored to their unique financial needs. Whether you are purchasing your dream home, refinancing or consolidating debt, I can help you find the right loan program at a competitive interest rate. Licensed in California by the Department of Business Oversight unde

r the Residential Mortgage Lending Act, 417-0015

For all of Sierra Pacific's state licensing information: http://www.sierrapacificmortgage.com/net/main/StateLicenses.aspx

(www.nmlsconsumeraccess.org)

We break down the Fed’s decision involving 30-year fixed-rates this week in the Market Update.
03/22/2019

We break down the Fed’s decision involving 30-year fixed-rates this week in the Market Update.

Reading Time: 5 minutes Treasury yields took a steep dive on the news that the Federal Reserve will likely not raise interest rates this year. Fed Chair Jerome Powell’s words were the U.S. rates could be on hold for “some time.” The Fed did forecast one rate hike in 2020, but some analysts bel...

03/18/2019

March Madness is here! I’ll be sticking with mortgages though :)

Get a closer look at why a slower economy could be a big positive for homebuyers in this week’s Market Update.
03/15/2019

Get a closer look at why a slower economy could be a big positive for homebuyers in this week’s Market Update.

A potential trade deal between the United States and China has been delayed again, but there is renewed optimism a deal will happen.

Get started on credit repair with these quick tips.
03/13/2019

Get started on credit repair with these quick tips.

Reading Time: 2 minutes 8 credit repair tips for getting mortgage ready For some homebuyers, credit repair is the first step toward mortgage approval. A higher credit score can result in several benefits, including lower mortgage payments and an increase in the chance your loan application will be a...

With rates staying low and steady, the refinance market may just be on the verge of a boom. That, and a closer look at t...
03/11/2019

With rates staying low and steady, the refinance market may just be on the verge of a boom. That, and a closer look at the current economic situation in the Market Update.

February was the worst month for jobs creation since September of 2017, but a drop in unemployment and rise in wages help offset the negative.

Not sure what is included in an FHA loan? This blog makes it easy to understand.
02/27/2019

Not sure what is included in an FHA loan? This blog makes it easy to understand.

Reading Time: 3 minutes You know that feeling when you’re way over your head on a subject you feel you’re expected to know? That’s how a lot of people feel about mortgages. We get it. This blog is here to serve as a comprehensive breakdown of what an FHA loan is. Written in plain english, simp...

Contact me today and let me help you prepare for any potential outcome in your loan approval process. https://yip.sh/374...
02/25/2019

Contact me today and let me help you prepare for any potential outcome in your loan approval process. https://yip.sh/3748e69a

Address

Sacramento, CA

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 8am - 5pm
Sunday 8am - 5pm

Telephone

+19162516454

Website

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