Bender Insurance Solutions

06/04/2026

For many employers, healthcare costs can feel like one of the largest and least controllable expenses on the balance sheet.

Annual renewals. Rising premiums. Limited visibility into claims data. Few opportunities to influence the outcome.

That is why more organizations are taking a closer look at Health Insurance Group Captives — a strategy that allows qualifying employers to gain more transparency, participate in the financial performance of their healthcare program, and take a more active role in managing long-term costs.

In our latest article, Roland Guillen, VP, Alternative Risk Markets at Bender Insurance Solutions, breaks down why captives are gaining attention and how they can help employers think differently about healthcare as a business strategy.

Interested in learning more?

Join us for our upcoming BenderU webinar:

"Cut Healthcare Costs 10%–25%: Discover Whether a Health Insurance Captive Is Right for Your Business"

📅 June 18, 2026
⏰ 9:30 AM PST

Read the article here:
https://hubs.li/Q04k8rN50

Register for the webinar here:
https://hubs.li/Q04k8jgB0

  For many employers, healthcare costs feel like a game they can never win. Every year, renewal season arrives with another increase in premiums, limit ...

06/03/2026

Insurance market conditions remain dynamic across multiple lines of business, with continued pressure in some areas and early signs of stabilization in others.

Economic factors, evolving claims trends, carrier performance, underwriting scrutiny, capacity, and pricing continue to shape the market. For businesses, this means insurance planning should not be limited to renewal season — it should be part of a broader risk strategy.

At Bender Insurance Solutions, we help clients understand what is changing, how it may affect their business, and what proactive steps can support stronger outcomes.

Read our Q2 2026 Market Update for the latest insights.
https://hubs.li/Q04j6Rgs0

06/02/2026

Different industries are feeling the insurance market in different ways.

Construction, manufacturing, real estate, healthcare, nonprofits, and hospitality are each facing unique pressures — from safety controls and project ex*****on to supply chain stability, property values, liability exposure, workforce challenges, and regulatory concerns.

That is why industry-specific guidance matters.

At Bender Insurance Solutions, we help clients translate market trends into practical, relevant strategies based on their operations, exposures, and long-term goals.

Read our Q2 2026 Market Update for a closer look at what we are seeing across key commercial niches.

https://hubs.li/Q04jgF_b0

The insurance market is undergoing meaningful and sustained change, particularly in California and in catastrophe-exposed regions across the U.S. At Bender ...

06/01/2026

In today’s insurance environment, proactive organizations are often better positioned.

Strong financials, clear operational controls, prevention-focused planning, and thoughtful risk management can all influence outcomes across commercial insurance, benefits, surety, and personal lines.

The market continues to reward businesses that are engaged, prepared, and able to tell a clear story about how they manage risk.

At Bender, we work with clients to strengthen risk profiles, improve insurability, prepare ahead of renewals, and advocate strategically with carrier partners.

https://hubs.li/Q04j5BFM0

05/29/2026

Bender Insurance Solutions is excited to welcome Sarah Waits as our new Head of Culture and Engagement.

As an employee-owned agency, our team is at the heart of who we are. We believe that when our people feel connected, supported, valued, and engaged, it strengthens everything we do — from how we collaborate internally to how we serve our clients.

A strong culture does not happen by accident. It is built through intention, care, communication, and meaningful experiences that support the happiness and wellbeing of our team.

In this role, Sarah will focus on strengthening employee connection, supporting engagement, and continuing to create experiences that reflect Bender’s people-first, employee-owned spirit.

Sarah brings a strong background in event planning, community engagement, marketing, and team building. Her ability to bring people together and create a sense of belonging will be an important part of how we continue investing in our team, our culture, and the client experience we deliver.

Please join us in welcoming Sarah to the Bender team!

05/29/2026

We are honored that Bender Insurance Solutions has once again been named among the Sacramento Business Journal Best Places to Work honorees.

This recognition is especially meaningful because it is based on anonymous employee feedback collected by Quantum Workplace and reflects the voices of our team.

As an employee-owned agency, our people are at the heart of everything we do. We believe a strong culture creates stronger collaboration, deeper engagement, and a better experience for the clients and communities we serve.

Thank you to our incredible team for making Bender such a special place to work, grow, contribute, and belong. We are grateful to be recognized alongside so many outstanding organizations in the Sacramento region.

Congratulations to all of this year’s honorees. We look forward to celebrating on August 20!

https://hubs.li/Q04jjW7j0

05/28/2026

Employee benefits continue to be a major focus for employers as healthcare inflation, pharmacy spend, and increased utilization create ongoing cost pressure.

As companies plan for the year ahead, benefits decisions are becoming more strategic. Employers are evaluating plan design, cost sharing, employee experience, alternative funding strategies, and long-term cost management.

At Bender, we help organizations think beyond the renewal and build benefits strategies that support both their people and their business goals.

Read our Q2 2026 Market Update to learn more.
https://hubs.li/Q04j6NHF0

05/27/2026

AI tools can create unexpected risk when trade secrets or confidential information are involved.

As AI becomes more common in the workplace, companies need to understand how employees are using these tools — and what information may be exposed in the process.

This BenderU clip highlights why employers should be especially thoughtful when it comes to trade secrets, confidential business information, client data, and other sensitive materials.

Watch the full recording for practical legal guidance on using AI responsibly in the workplace:
https://hubs.li/Q04gT7n70

05/19/2026

A Certificate of Insurance is an important starting point — but it is not a complete risk management strategy.

When businesses work with vendors, contractors, IT providers, or service partners, every relationship can bring potential exposure. A COI can help confirm certain coverage details, but it does not guarantee that coverage is active, applies to your specific situation, or extends protection to your business.

That is why careful review, verification, strong contract language, and the right insurance requirements are so important.

At Bender, we help businesses look beyond the paperwork to identify potential gaps, strengthen vendor risk strategies, and build protection that supports long-term resilience.

Read the full article on the Bender blog:
https://hubs.li/Q04g1bQw0

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Businesses depend on vendors every day—whether it’s IT providers, contractors, or cleaning services. But every vendor relationship brings risk. Even routine ...

05/18/2026

Before your team puts information into an AI tool, pause.

AI can be helpful, but employers need to be thoughtful about what information is being entered into AI tools. Sensitive, confidential, proprietary, or client information should be handled with clear guidelines and oversight.

Watch this short takeaway from our BenderU webinar on using AI responsibly in the workplace.

Watch the full BenderU recording to learn more: https://hubs.li/Q04gTf820

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