DVO Homes and Investments - Rugie Monares

DVO Homes and Investments - Rugie Monares ⚜️ Licensed Professional Teacher
⚜️ Licensed Financial Advisor
⚜️ Real Estate Sales person

𝙀𝙭𝙥𝙚𝙧𝙞𝙚𝙣𝙘𝙚 𝙩𝙝𝙚 𝙒𝙤𝙧𝙡𝙙 𝙬𝙞𝙩𝙝 𝙋𝙧𝙪𝙡𝙞𝙛𝙚 𝙐𝙆! 🌍✨Win an All-Expense-Paid Trip to Rome, Japan, or Boracay!Dear Valued Clients, ch...
08/01/2024

𝙀𝙭𝙥𝙚𝙧𝙞𝙚𝙣𝙘𝙚 𝙩𝙝𝙚 𝙒𝙤𝙧𝙡𝙙 𝙬𝙞𝙩𝙝 𝙋𝙧𝙪𝙡𝙞𝙛𝙚 𝙐𝙆! 🌍✨

Win an All-Expense-Paid Trip to Rome, Japan, or Boracay!

Dear Valued Clients, check your email now for details! 🎉✈️

⭕️ 𝐈𝐍𝐒𝐔𝐑𝐄𝐃 𝐅𝐀𝐌𝐈𝐋𝐘 ⭕️This month, my insured clients decided to also get insurance for their 1-year-old son. I am super ha...
06/30/2024

⭕️ 𝐈𝐍𝐒𝐔𝐑𝐄𝐃 𝐅𝐀𝐌𝐈𝐋𝐘 ⭕️

This month, my insured clients decided to also get insurance for their 1-year-old son. I am super happy because finally, another generational curse has been broken. Another child has been given a bright future and will not inherit responsibilities at a young age.

This is why some young people today feel pressured. Because even at a young age, they are given heavy responsibilities. Your children are not your investment. It is our responsibility to take care of ourselves, and it's also our responsibility to take care of their future.

By giving your kids life insurance, you will also give them a cash value that they can use for their education and future needs. Also, you are giving your children a life with options. A life where they can choose any school, place, food, and degree they want to pursue.

Growing up, I really wanted to pursue a degree in Architecture, but I didn't have the means to follow my passion. Knowing that I grew up in a broken family and my grandparents couldn't afford to send me to a good school. I had to seek a job that would support my education. I didn't have the option, and this is why I always advocate for always preparing for our future. So that no child will be like me, and they can make their passion their profession. 💕✨

Learn about the importance of risk management and insurance in financial planning and how it relates to the financial py...
06/23/2024

Learn about the importance of risk management and insurance in financial planning and how it relates to the financial pyramid.

Send me a dm if you want to get educated on how to protect your wealth before investing in long-term investments. 📧

Continue to secure your future with me even if your financial advisor is no longer active in Pru, get the excellent serv...
06/22/2024

Continue to secure your future with me even if your financial advisor is no longer active in Pru, get the excellent service and dedicated support you deserve ✨❤️

05/16/2024

Thinking about how to spend your Mid-year bonus? Consider starting your own personal Insurance & Investment policy on top of your government benefits?

Let’s talk, at tulungan kita ang dapat mong maalala! We can design a comprehensive plan that fits your priorities, needs, goals, and budget. Become an insured investor with Pru Life UK ❤️

Invest a portion of your bonus for your future because you deserve to save for yourself.

Just message me for financial planning & consultation.


Actually may point nmn, pero baka makatulong din sa'yo to 😊One of my prospects say this to me “May insurance naman ako s...
05/14/2024

Actually may point nmn, pero baka makatulong din sa'yo to 😊

One of my prospects say this to me “May insurance naman ako sa current company ko eh.”

This is one of the reasons bakit hindi PRIORITY ng ibang employed ang kumuha ng personal protection plan.

But:
❌What if, si employee becomes critically ill and exceeded his HMO limit? Will the company cover their entire hospital bills?

❌What if, an illness or an accident prevents the employee from fulfilling his work? Will they still be able to keep his job?

❌What if, an employee resigns or got laid off? Are they still qualified for the company benefits?

❌What if, the company provided benefit is minimal coverage only? Will it be enough to cover the needs and secure their family’s future?

So paano na, bes? 🤔

✅This is why we NEED to get our PERSONAL protection plan.

✅Because we will not be an employee forever. 💯

𝘾𝙝𝙤𝙤𝙨𝙚 𝙩𝙤 𝙗𝙚 𝙋𝙧𝙤𝙩𝙚𝙘𝙩𝙚𝙙!

Did you know that we are estimated to live approximately 28,000 days or 80 years?𝟬 𝘁𝗼 𝟮𝟬 𝘆𝗲𝗮𝗿𝘀 𝗼𝗹𝗱 - No Income (play and...
05/13/2024

Did you know that we are estimated to live approximately 28,000 days or 80 years?

𝟬 𝘁𝗼 𝟮𝟬 𝘆𝗲𝗮𝗿𝘀 𝗼𝗹𝗱 - No Income (play and study)
𝟮𝟬 𝘁𝗼 𝟰𝟬 𝘆𝗲𝗮𝗿𝘀 𝗼𝗹𝗱 - Start earning income (career and family)
𝟰𝟬 𝘁𝗼 𝟲𝟬 𝘆𝗲𝗮𝗿𝘀 𝗼𝗹𝗱 - With income (kids tuition, mortgage, car loans, move up career)
𝟲𝟬 𝘁𝗼 𝟴𝟬 𝘆𝗲𝗮𝗿𝘀 𝗼𝗹𝗱 - No income (retirement)

During each stage of our life, these questions may arise:

☑️ I am estimated to have 40 years to work and prepare for my retirement. Have I prepared enough? What if I reach 80 years old or more?

☑️ What if I won’t be able to work until or before I reach age 60 because of disability?

☑️ What if I won’t be able to reach age 40, 50, 60, 70 or 80? What will happen to my family, spouse, or children? Who will feed them? Who will support them?

☑️ What if I get diagnosed with a critical illness, who will financially support my family?

To confront these 𝘂𝗻𝗰𝗲𝗿𝘁𝗮𝗶𝗻𝘁𝗶𝗲𝘀, it's crucial to explore your available options.

Ikaw saan ka na? Feel free to connect and message me to discuss your choices today!

Happy Mother's Day to all the incredible moms in our community especially to my beloved clients! Your dedication, love, ...
05/12/2024

Happy Mother's Day to all the incredible moms in our community especially to my beloved clients! Your dedication, love, and strength inspire us every day. Wishing you a day filled with joy, love, and cherished moments with your loved ones. Thank you for all that you do!

Life insurance helps protect against uncertainties, and that is even more important for people in high-risk jobs.
05/11/2024

Life insurance helps protect against uncertainties, and that is even more important for people in high-risk jobs.

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Sacramento, CA

Telephone

+19165219944

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