Home loans made Easy

11/11/2022

09/19/2020

Attention !!! Interest Rates are Still really low , If You Still Thinking About Buying Or Refinancing Now is The Time to Act. Rates will not Be This Low Forever.
!!!! Refinance Interested Borrowers....There is an Another FEE adding that is Delayed till December 1st for Refinance Only. The Cost is going to be more from December 1. Sooo If you thinking of Refinance, there is NO better time than this. Act Fassttt..
Reach out to me with any Questions or Concerns..

08/17/2020

CONCERN FROM A MORTGAGE OFFICER!!!
Low Rates..Historically low...All time Loww...
Yes its True..Rates are really low than last year,last month and last Week. If you still Thinking About Buying or Refinancing your House..You Should Act Fastttt.... Guidelines have Changed For Self Employed Borrowers Already and Changing Every Month for All. In this Covid Time More Checks required on Qualification for a Mortgage. Soo Hurry Upp..Before it becomes Soo Hard.
Let me know if you have any Questions about Home Mortgage or Refinancing. PM me here or Call/text anytime 9169960354.

08/15/2020

Tip of the Day.....
If you are Planning to buy a home and in the Process of Applying for a Loan or Already in the Process for a Mortgage and House is under Contract.....DO NOT ......DO NOT..
* Apply for a New Credit Card
* Buy a New Car
* Change your job while Loan in Process.
* If Getting Promoted to Bigger Position or In Other Company , Try to See If That can be Done After Your Loan Closing.
* Deposit any large fund in Bank which is not Normal to Account Every Month.
* Transfer any Money Between Accounts.
DO NOT..DO NOT...KEEP IN MIND..
Any Questions, I am Happy To Help..😊

07/31/2020

Tip of the Day...
We know Too Many Credit Cards affects the score BUT NOT if we have 2 for sure. Soo...if You are Planning to Buy a House ...
1. You Should have atleast 2 Credit Cards from Banks or Other Companies with 12 Months of ON-TIME Payment History (We called these Trade Lines).

2 . Instead of it, We use Car Loan or Student Loan with 12 Months ON Time Payments.

3 . If You Dont Have That then We Use Utility Bills , Phone Bills Or Even Gym Memberships Showing 12 Month Payment History ON Time.

4 . Add Everyone's Name in Utilities(Water, Gas, Electricity) or Other Accounts (Phone , Internet , Auto Insurance) living in the House. You Never Know When You Want to Refinance it or On Another Family Member.
ALWAYS PLAN AHEAD .....
Housing Market is Doing Great These Days And Mortgage Rates are at its Best . Grab the Opportunity if You want to Buy Or Refinance.
For Any Questions or Suggestions..Happy to Help. Call/Text 9169960354 🙏.

07/18/2020

Tip of the day !
If you are W2 Employee and Looking to Buy a House or Refinance !!!
DO NOT Change Your Jobs Frequently...If you Change 3 times a year Then there is a Big Problem. You might not Qualify for Loan.
Always Plan Ahead for Buying a House!

06/08/2020

Attention ! TO Get Approved for Home Loan or Refinance :
KNOW YOUR CREDIT SCORE !
In addition to higher credit score requirements, several missed payments, frequent lateness, and other derogatory credit information can stop mortgage approvals. Pay your bills on time, lower your debts, and stay on top of your credit report. Cleaning up your credit history beforehand and fixing errors on your credit report are key to keeping up a good credit score.